1. Please introduce yourself and tell us why you have decided to spend nothing (or spend significantly less) for the Month of September.
Hi, I'm Katherine and I'm a SAHM to Meredith, Audrey, Nora, & Sebastian. I'm joining this challenge b/c my spending has been undermining my family's goal of getting out from under debt. We accumulated some credit card debt while my Dh was looking for a job after law school. Even though we aren't accumulating any more debt, my/our spending has us treading water. I tend to spend on the kids and on gifts for people. I also tend to be a bit obsessive about trying new things, so I buy a lot of stuff all at once. Thankfully, I don't tend to drop hobbies, so it gets used, but still.2. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
Firstly, I'm trying to make this my new focus and obsession!
: Besides that, I'm focusing on only buying things to which we were already committed at the beginning of this month. Audrey's birthday is this month, so I'm going to be trying really, really hard to throw her a good party by making all of the food from scratch, crafting the games, and trying to craft all of her gifts from supplies that I already have on hand. I think that is really do-able and will really reduce our spending this month. Total budget for the party = $50. My other commitments this month are a wedding gift for my sister for which I have budgeted between $100 and $150, shipping fees on coops that I've already joined, and a gift for a DDC baby shower swap. My other big splurge tends to be on groceries, so I'm trying to complete a healthy meal plan that gives me a firm ingredient list that I'm going to stick to when shopping! Hopefully, that will also help with my other goal this month, which is gradual post-babe weight loss.3. Be specific! What are your goals? How many no spend days is right for you? Do you have a savings goal? Debt repayment goal?
I'm aiming for:
- 18/30 no spend days
- 28/30 eating at home days
- checking freecycle/craigslist first before spending
- 5/30 no drive days
- 15/30 no drive besides to/from school (and strictly along the way stops)
- no new library fines (I have to even up w/ the library now)
- NO online shopping!!
I'm excited b/c I've already saved money b/c of this group!
Was going to buy new cheesecloth to strain my yogurt and decided to wait for the muslin that I have on order. Will skip yogurt creamcheese this week and eat all the yogurt fresh instead. Would've been a cheap item, but the total trip probably would've ended up at least $10 w/ impulse buys!Here goes:
Spent $71.75 on cheesemaking supplies (not really necessary for survival, but replaces high cost store-bought dairy, so counting as extra expense). Stayed home all day and ate at home.
Extra groceries $10 (OJ & cottage cheese b/c I was sick). Did eat all meals at home. Limited driving (grocery on way home from school.)
NO SPEND, ate at home, and limited driving, too!
: Budgeted spending on groceries. Had a meal plan, checked the ads for best prices, hit the Farmer's Market for fresh, unsprayed fruits and veggies! Didn't buy anything off the list and stayed waaay w/n my budget for the week!!
All meals/snacks from home, too! Searched gasprices.com for cheapest gas along my route and saved almost $.20/gal.
No spend, no eating out, no drive! GOALS:
2/18 No Spend
5/28 Eating at home
2/5 No drive days
2/15 no drive besides to/from school (and strictly along the way stops)