This is a big step for us.
We belong to a church in another town, but we are changing to a church in our own town so we can walk to church (and go to church with other friends in THIS community).
Whew! It is tough for me because I love our church, but I know in time we'll come to love this church too and I really do want to not spend money on parking and gas.
Not to mention that the friendships we develop with the people in our old church all mean we drive into that town for all visits, social calls, potlucks etc. It really does add up.
Tough choice but one I think we'll be happy with in the long run.
Sep 2 - : $16 Lunch
Sep 3 - : $15 for tax & duty on a package
Sep 4 - : $75 trip to the Zoo (budgeted for)
Sep 5 - : $69
Sep 6 - :
Sep 7 - :
No Spend = 3/15
- 15/30 no spend days
- $500 on groceries
- NO frivolous spending
: = No Spend
: = Groceries
:= necessary spending
:= unnecessary spending
9.2: $54 groceries + plus paid many of our Sept bills online, $11 @ Dollar Store on coloring books/paper for girls... unnecessary since they have some already!
9.4: -$3 on shake at gym since I forgot to eat breakfast before a 2 hour workout.
9.5: - $22 groceries (before coupons/store sales:65.68!!!)
9.6: - $97 groceries @ Costco, $54-gas, $20-clothes for girls
9.7: ...geez, only 2 no spend days this week. Must do better next week...there will be no need to do big grocery shopping next week.
I would LOVE to have 4 no spend days this next week!
=NO SPEND DAY
I'm going to aim for:
2/18 no spend days.
$193/400.00 on food.
3/16 days to the gym=32 hours of exercise! Hopefully drop 10 pounds!
$700.00/$400.00 to savings. 9.2.08 tx'd 700.00 to savings! Now to not have to use it!
$3520.00/2500.00 to debt reduction!!!
/1 Eating Out
Total Unnecessary spending = $14
9/6: $60.32 groceries, $9.45 baby wipes, $6.36 bday presents for DS at the $ store; : $7.49 outfit from thrift store for costume party
No spend days 5/18
Grocery total: $90.34/$225
: no spend
: unnecessary spending
Single mama to DD 10/18/03 and DS 9/15/05
9/2 - Extra groceries $10 (OJ & cottage cheese b/c I was sick). Did eat all meals at home. Limited driving (grocery on way home from school.)
9/3 - NO SPEND, ate at home, and limited driving, too!
9/4 - : Budgeted spending on groceries. Had a meal plan, checked the ads for best prices, hit the Farmer's Market for fresh, unsprayed fruits and veggies! Didn't buy anything off the list and stayed waaay w/n my budget for the week!! All meals/snacks from home, too! Searched gasprices.com for cheapest gas along my route and saved almost $.20/gal.
9/5 - No spend, no eating out, no drive!
9/6 - No spend, no eating out... we ended up meeting at my sister's house for a cookout, so we managed to not spend or eat at a restaurant, while still visiting with my brother!
9/7 - No spend, no drive, no eating out!
Meeting my Goals:
4/18 No Spend
7/28 Eating at home
3/5 No drive days
2/15 no drive besides to/from school (and strictly along the way stops)
Today was very emotional, I got some bad news about my custody issue and I took some time to myself and ended up at Panera b/c I wanted to go there and I also needed to reach out to some online friends for help processing it and needed the wireless. I'm counting my lunch as an ok expense b/c I paid cash and I really needed to take care of myself for a bit.
But then, I stopped in at a clothing store. I bought a skirt and sweater for $15. They were on sale, but I don't need them and that's one of my things to work on - no clothing for anyone all month. They're still in the car tho, so I might take them back.
1. No spend, No drive
2. $1140 Rent (1/2 was mine), $311 daycare (both budgeted for)
3. $13 Boston Mkt (cash), $70 gas (both budgeted)
4. $3.80 Wendy's (gc) $16 market for fresh fruit and tofu
5. No spend! Yay! Well, $6 on MUCH NEEDED ice cream. Cash, so ok.
6. 17.99 on two purses from ebay. , 13 Super Fresh, 81 Trader Joe's.
7. 11 at Panera, cash so ok. But, then $15 on a skirt and sweater I didn't need.
33 on impulse purchases
2. $52 on ebay
3. Return to endless for shoes that fell apart, $31.95
5. Return shirt, $13
1. Oil Change
2. Dishwasher Soap
3. Keyboard to fix laptop so I can sell it.
4. Two more glass containers for kids' lunches ~$10
5. Postage to send pkgs. - DONE
Sept 2~ $30.52 gas and lunch
Sept 3~ :
Sept 4~ :
Sept 5~ :
Sept 6~ $153.76 groceries
............$17.00 lunch, coffee, smoothies
............$17.99 magazine subscription
Sept 7~ :
no drive :
2: : 24
3: Baby boy born!!!
Truly no spend
Budgeted or necessary spending
: Unnecessary spending
I need to come up with a cool key like the rest of you guys! I need to join the cool kids. I'll figure that next month. I bought a couple of grocery items, but they were within the budget. Then tonight I had to go to Target for contact lens solution, cotton swabs, and cotton balls - paid cash for them out of the money I take out for incidentals. So far this paycheck, we're ahead.
3) groceries = $91.58
4) $5 for a book, 21.20 for baby gift
5) $25.00 toy for James off Kijiji
6) $16.00 for ice cream for me and s/o, cranberry juice, and condoms lol
7) (about time)
= no spend
I got a $20 Amazon gift card yesterday, from a swap. I'm trying to decide what to spend it on...my wish list is long. Maybe I'll let it burn a hole in my pocket awhile. I know if I were truly frugal I'd save it for Christmas presents...
9/1: $14 for 5 pants, 4 shirts, and shoes for ds at thrift store
9/2: $2.50 coffee for DH and I, $9.50 for city trash bags
9/4: $12 for eyebrow threading (I haven't had it done in over a month and I'm beginning to look like sasquatch ), $11 for yarn to finish ds' sweater, $77 in gas to fill up both cars (gas at a record low of $3.75/gal - hasn't been that low here in over 6 months), put $500 of paycheck into savings!
9/5: $65 for sandals at Endless.com, $20 dinner out with sister
9/6: $82 for groceries, $61 for school supplies (actually for ds’ Christmas) & two sheet sets, $14 clothes at thrift store, $100 for window installation, $20 for router & table DH bought from friend
9/7: DH’s parents want to go to IKEA, we budgeted $50 for trip and spent $55 (not bad)
9/8: , (I’ve gotta be good the rest of this week to make up for the damage done over the weekend)
= No spend
= Budgeted or necessary spending
= Un-Budgeted spending
= Put money in savings
: = No driving or biking only
= Saved money
2/15 No Spend Days
1/2 Eating Out
$182.50/$600 Groceries & gasoline
$25/$25 Winter clothes for ds
$175/$150 Home Improvement
0/5 Bike to work days
$500/$500 Put in household savings
Total Un-Budgeted spending = $98.50
Besides, it is only Sept 8th. You still have 22 days to go in this month...you can't fail an entire month this early in the game.
They were on sale, but I don't need them...They're still in the car tho, so I might take them back.
02.. $10.29 Wendy's
05.. $13 baked goods for playgroup
06.. $130 two shirts and two nursing tank tops
4/20 No Spend Days
3/10 Let the Car Rest Days :
Wow...it has been several months since I tried to do a no-car challenge. Well...ahem...I tried to do one several times but I haven't been able to make it stick.
Going with no car is hard stuff.
So lets see. My total spending since 9/04 is (without taking into considering school expenses that were unreasonably high, but unavoidable and are now over and done with and I don't want to think about them anymore):
31.75 for food :
8.55 in lack of proper planning spending :
2/4 no spend days (4th and 7th)
I guess 2/4 no spend days isn't too bad...
9/2: $18.90 groceries (for sick people); $15 milk for the week
9/3: $37.85 pharmacy
9/4: : $45 (approx) groceries
9/5: : no spend (finally!)
9/6: : $28 local fair
9/7: : no spend
9/8: $10 milk
: unnecessary spending
: no drive
Mom to DS(14), DS(12), DD(9), DS(6), DS (4), and DS(2)
We moved to a small town this summer -- I can walk for groceries, library, parks, post office, etc. But there is a greater variety of cheaper stores in the next town over... about a 5 min drive, which is closer than when I drove for groceries in the city we lived in, so it doesn't seem too far, but it's still driving. And it adds up when we run several short errands a week. I need to be more organized and just tough it out if I forget something.
Mom to DS(14), DS(12), DD(9), DS(6), DS (4), and DS(2)
Well, I bought something I hadn't intended on buying today, but I think I'll give myself a break about it. I bought a pg test - and then a little onesie. I think I'm going to have to revamp my entire budget.[/quote ]
that is awesome!
sept 2coffee 4.50,futon for dd 29.00
sept 3no spend
sept 4haircuts 22.00
sept 5groceries 17.00,gas 25.00 (bugeted)
sept 6no spend/no drive
sept 711.50 for food at all-school picnic RESISTED dinner out at favourite israeli restaurant.
sept 8+35.00 in sold NB dipes/clothing18.50 for medium dipes/shorties/shirts. 30.51 groceries
No unbudget spend days goal 15/30, 3/30
No Drive Days goal: 7/30,1/30
No frivolous spending over 100 actual: 25.38/100
Sold items 45/50
Thrift/HB kit items: 29.00/20
Decluttering/organizing 20 min day 5/24
Grocery budget 47.51/370.00
Study/Daven daily 2/15
No unbudget15/30,No Drive,7/30, 102.00/100Sold items 67/50
Thrift/HB kit items: 18.70/20,Decluttering/organizing 20 min day 14/24
Grocery budget 397.72/350.00 ,Baked/bulk cooking:6/10 Study/Daven daily goal 7/15
No unbudget spend days goal 17/30 +2,No Drive Days goal:11/30+1
No frivolous spending93.56/100 7.00 under!, Grocery budget 341.73/375-30.00 UNDER[/QUOTE]
09/04 - (half day substitute teaching)
09/05 - $16 on bus tickets. Necessary as I need to bus to schools for work but still broke my no-spending streak
09/08 - Taught and tutored but also spend $12 on a cab getting from work to tutoring. Paid for tutoring for the month!:
No spend -
- Spend absolutely NOTHING until I get some income
- Get a full time job : And get some part time teaching work
- Pay off some of CC - Done
- Re-apply for interest relief on student loan Done
=anything else deemed necessary. gas, health and beauty products
=no money left my hands at all
9/2- $42.21 on Desperate Housewives Season 4 (down from $50) and a gelato from Liquid hwy.
9/3- $50 gas and $2.58 Paperback Swap obligation. : $14 lunch for the week.
9/6- $15 CVS Aspirin and Razor with xtra blade, $2.65 Panera Bread
Sept. 8: parking ticket
* Less than $50 in frivolous spending: month to date $parking ticket
* At least 25 days (no spend or spending w/in budget): 7/25
* Pack snacks/water for outings: 8/31
* NO library fines: month to date $0
* Stay within grocery/eating out budget: $258.21/$500
* ORGANIZE/declutter (lack of organization = spending): 8/25
* Exercise (feeling good = decreased emotional spending): 6/25
* Meal plan created: 0/4 weeks
* Sell rental house by 10/31/08: SIGNED P&S ON 9/2!!!!!!!!!!!