September is almost here!! For some of us that means winter weather
: is just around the corner and clothes shopping or holiday shopping
or more indoor time (which can mean shopping). Get on board and let's save some $$ this winter season!
I would love to hear what people are planning to do to be frugal around the holidays!
For those of us that are planning ahead, let's get started! Join in any time!
This thread is a support thread to help you ~not spend your money~. Everyone is welcome to join (we would love to have you) and you are welcome to start at any time. It doesn't have to be September 1st
The plan is simple (although very tough to execute):
1. Vow not to spend any money on unnecessary purchases.
2. Come on here everyday and record your spending.
Good luck Ladies!! Keep that money in your wallet.
Our no-spend threads tend to get very long...you don't need to read the entire thread (unless you want to). Just read the first few entries and jump right in. Start recording your spending today!
*****
Crunchy *VT* Mom's Tips for doing a no-spend challenge...
*Some of us record every penny that we spend, others only record unnecessary purchases. Groceries, utilities, clothing, transportation...we expect you to spend money on that. The "no-spend" in our title refers to unnecessary spending...things you could do without.
*Record whatever will cause you to spend the least. If you feel guilty about coming on here and fessing up -- then this thread is working perfectly.
*Please don't get discouraged if you spend -- our goal is PROGRESS not PERFECTION. We all will spend this month...let's admit that up front...Our ideal is no-spend...but we'll be happy if you just spend less.
*If you have time to read everyone else's post and do personals, thank you! That helps our thread do its job...but if you don't have time, then just post your tallies. We have plenty of successful no-spenders who do only that.
*****
You clicked on our thread and are thinking about joining for a reason...those reasons are what are going to motivate you during the tough, tempted-to-spend times this month.
Please give yourself some time to think about these questions and answer them in a way that is meaningful for you. These questions are to help you clarify why you are here and why you are doing this.
1. Please introduce yourself and tell us why you have decided to spend nothing (or spend significantly less) for the Month of September.
2. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
3. Be specific! What are your goals? How many no spend days is right for you? Do you have a savings goal? Debt repayment goal?
I would love to hear what people are planning to do to be frugal around the holidays!
For those of us that are planning ahead, let's get started! Join in any time!
This thread is a support thread to help you ~not spend your money~. Everyone is welcome to join (we would love to have you) and you are welcome to start at any time. It doesn't have to be September 1st
The plan is simple (although very tough to execute):
1. Vow not to spend any money on unnecessary purchases.
2. Come on here everyday and record your spending.
Good luck Ladies!! Keep that money in your wallet.
Our no-spend threads tend to get very long...you don't need to read the entire thread (unless you want to). Just read the first few entries and jump right in. Start recording your spending today!
*****
Crunchy *VT* Mom's Tips for doing a no-spend challenge...
*Some of us record every penny that we spend, others only record unnecessary purchases. Groceries, utilities, clothing, transportation...we expect you to spend money on that. The "no-spend" in our title refers to unnecessary spending...things you could do without.
*Record whatever will cause you to spend the least. If you feel guilty about coming on here and fessing up -- then this thread is working perfectly.
*Please don't get discouraged if you spend -- our goal is PROGRESS not PERFECTION. We all will spend this month...let's admit that up front...Our ideal is no-spend...but we'll be happy if you just spend less.
*If you have time to read everyone else's post and do personals, thank you! That helps our thread do its job...but if you don't have time, then just post your tallies. We have plenty of successful no-spenders who do only that.
*****
You clicked on our thread and are thinking about joining for a reason...those reasons are what are going to motivate you during the tough, tempted-to-spend times this month.
Please give yourself some time to think about these questions and answer them in a way that is meaningful for you. These questions are to help you clarify why you are here and why you are doing this.
1. Please introduce yourself and tell us why you have decided to spend nothing (or spend significantly less) for the Month of September.
2. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
3. Be specific! What are your goals? How many no spend days is right for you? Do you have a savings goal? Debt repayment goal?