Yeah, sometimes I want to scream.
I have been frugal for a good number of years now (no cable, line drying, no eating out, etc.). We watched it pay off, we had money in the savings, were doing really well. We even bought a lot and were going to build a house. This was a couple of years ago.
We decided not to risk building, and stayed put. We just had a feeling that it was not a good idea, that it would really put us in straights if anything happened. Well, sure enough, look at the economy now! It hit us hard. Our savings is zapped, the kids have had some medical treatments that have cost us a lot of money, and more to come as our oldest will need braces. I, too, have looked at the coupons with an almost insane hilarity, save 50 cents, woohoo!
When frugality was a choice, it was liberating. Now that it is once again a bitter necessity, it's just hard.
ETA: I came back and re-read this, after posting about the pears we're being gifted. I feel kind of bad about what I wrote, ungrateful. We still have a roof over our heads, we are still eating. Yeah, there aren't any extras. But we've had some help, my parents just got my dd some much needed clothes, the pears, etc. We're ok right now. I'm scared for tomorrow, but tonite i'm going to say a prayer of thanks and try to remember all the blessings we do have.