Anyone else *not* think babies/children are expensive?? - Mothering Forums

Forum Jump: 
 
Thread Tools
Old 04-12-2005, 01:24 AM - Thread Starter
 
MotherEden's Avatar
 
Join Date: Dec 2004
Location: nyc
Posts: 402
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
So my brother and his wife are expecting their first baby. They are pretty well off as my brother has a well paying job as an attorney. I was on the phone today with my sister-in-law (who I am pretty friendly with) saying that dh and I are thinking of having another baby (we already have 3 children).

Does she respond with:
"Congratulations, that's great" or something to that effect. No! She responds with "Don't you think you should wait till you are in a better financial position?" and I respond with "considering this is not our first child I pretty much know how much money goes into raising children" and she says "well children are expensive"

So we argue our points back and forth for a little bit and I finally say I need to go.

I know everybody says that children are expensive, but I still have yet to see how. Sure, you can make them expensive. Say if you furnish their bedrooms with all Pottery Barn stuff, enroll them in the most expensive schools in town, only buy them Ralph Lauren brand clothing. (all things my brother and sil plan to do) but if you homeschool, buy things from thrift stores and accept handmedowns, as we've done. Really the expense isn't much. And if we were extremely well off financially I probably wouldnt do anything differently. She thinks that I denying my children things that we could afford if we had more money. And that buying their clothes second hand isn't a very nice thing to "do" to them.

What are your thoughts on this?
MotherEden is offline  
Sponsored Links
Advertisement
 
Old 04-12-2005, 01:32 AM
 
kavamamakava's Avatar
 
Join Date: Aug 2004
Location: Seattle
Posts: 4,237
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I agree.
Expenses for babies:
Crib - don't have one

Stroller - bought a cheap graco because I sling a lot of the time. Parents bought me a $400 double baby jogger which I'm still using 3 yrs later and will probably be using another 3 years.

Clothes - bought some and the rest came from friends and family and I've passed on many to friends and family

Nursery - don't have one. Baby lives in our room.

Activities - Community centers offer great inexepensive classes like dance and gymnastics and pottery, etc.

School - Public school is free but homeschool isn't that expensive since you only need to buy supplies. Private school isn't so bad if you budget for it.

Carseat - bought the best money can buy

Food - Breastmilk is free

Diapers - I've spent about $500 total on all diaper supplies for 3 children

Anything else? It looks like my kids don't cost much of anything.
kavamamakava is offline  
Old 04-12-2005, 01:34 AM
 
Lucky Charm's Avatar
 
Join Date: Nov 2002
Location: brett favre's house
Posts: 7,478
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I find that the older my children get, the more "expensive" it is, and i am not necessarily talking about furniture. My kids certainly dont have Pottery Barn Furniture.

*But*, i have spent close to $600 in the last 4 days between my 7 yr olds birthday party, groceries for 5 ($200), a $200 co-payment at the dentist for my daughter, and her prom dress (nothing super fancy, we got it at Penney's for $79). My son has an infection and his prescription cost me $50 with my insurance.

My son played hockey for a few seasons, and that was expensive for good skates, gear, registration fees, etc.

My insurance for a family costs us plenty, food, clothing gets more expensive as they get older. Winter coats, stuff like that.

I think financial stability is very important. I consider it so important that i probably wont have a 4th, but thats just me.

As long as your comfortable with your current financial situation, i would just let what your sil says go.
Lucky Charm is offline  
Old 04-12-2005, 01:41 AM
Banned
 
Join Date: Mar 2005
Location: raising the revolution
Posts: 4,315
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I honestly don't think babies are expensive at all...now college? Yeah, that is expensive if you are wanting to provide that...but I totally feel that babies/children are only as expensive as you make them...besides of course, medical care if you don't have insurance...but I have a feeling your sister in law was not coming from that angle.

Yeah, breastmilk is free. (as pp mentioned) that knocks out a huge expense right there.

Baby food is free...well I mean, if you don't buy the fancy shmancy tiny jars of crap they can eat part of what you eat...please tell me how expensive it is to mix a bit of mashed cooked organic sweet potato with some filtered water and serve? (you get the drift)

car seat...I agree, buy one that is new, safe, meets standards etc...

clothing, my goodness, between garage sales, nice re-sale shops, gifts from people, hand me downs, freecycle,ebay, and even buying bigger sizes for next season when this season is on clearance...you are kind of a fool (no offense) if you claim that to be a huge expense....

diapers are cheap if you CD...even to be devil's advocate--if you use disposable, it is not a back breaking expense...but CD is better all around...

if you co-sleep, no need for crib or anything, as for the nursery if you are doing crib (blech)...those can always be bought inexpensively, it is way easy to test for safety (coke can test between slats etc)...

Anyway, you get my drift...
I completely agree with the OP, a baby/child is an added expense like anything, but I hate when people make it out to be like they are going to be homeless if they have a baby...there are TONS of ways to save....a lot of which provide me with being able to be a sahm even

ETA: I do agree with the pp that said that the older children get, the more expensive it is, with sports, or special occasions like prom etc...but even then, you can save a lot if you know where to look...like places such as "play it again sports" for sporting equipment, etc...
captain crunchy is offline  
Old 04-12-2005, 01:49 AM
 
Lucky Charm's Avatar
 
Join Date: Nov 2002
Location: brett favre's house
Posts: 7,478
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by captain crunchy

ETA: I do agree with the pp that said that the older children get, the more expensive it is, with sports, or special occasions like prom etc...but even then, you can save a lot if you know where to look...like places such as "play it again sports" for sporting equipment, etc...
Love the play it again places....got everything but the skates there
Lucky Charm is offline  
Old 04-12-2005, 01:51 AM
 
moonshine's Avatar
 
Join Date: Dec 2002
Location: finding my way back to the Dingos
Posts: 2,150
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I agree with what others have said that kids certainly don't have to be expensive, but my biggest issue is that we have virtually lost one income (I work very parttime). Since we feel that one of us should be mainly home for these baby years, I will continue to work very parttime for a while. Hopefully the day will come (soon) that DH will be making a comfortable living for us and my income will be savings, but for right now, we are stretched as thin as can be. So yes, in that way I say kids can be expensive. And I can see them getting more expensive as they grow, as was also mentioned. At the moment, DD is willing to accept all the hand me downs that we get, but I imagine there will come a time when that is not so cool anymore.
moonshine is offline  
Old 04-12-2005, 01:56 AM
 
MamaMonica's Avatar
 
Join Date: Sep 2002
Location: lalalala life goes on
Posts: 12,862
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I agree with sweetbaby that kids are more expensive as they get older. Mine aren't that old yet but I remember growing up that my parents spent a lot on us- and we wore garage sale clothes and didn't have braces (and we grew much of our own food). There were doctor and dentist visits, hospitalization bills, prescriptions, my sister's school trip, music lessons for some of the kids, musical instrument rental, then they chipped in for some of our college expenses.

Being right is not always fair, but being fair is always right
MamaMonica is offline  
Old 04-12-2005, 01:57 AM
 
Lucky Charm's Avatar
 
Join Date: Nov 2002
Location: brett favre's house
Posts: 7,478
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I agree with that Moonshine, and have always said it too. Babies in and of themselves arent expensive, its the loss of income. To some who make little, it might not make much of a difference, but those of us who command a certain salary, it can be a major impact.
Lucky Charm is offline  
Old 04-12-2005, 02:00 AM
 
kavamamakava's Avatar
 
Join Date: Aug 2004
Location: Seattle
Posts: 4,237
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by moonshine
I agree with what others have said that kids certainly don't have to be expensive, but my biggest issue is that we have virtually lost one income (I work very parttime). Since we feel that one of us should be mainly home for these baby years, I will continue to work very parttime for a while. Hopefully the day will come (soon) that DH will be making a comfortable living for us and my income will be savings, but for right now, we are stretched as thin as can be. So yes, in that way I say kids can be expensive. And I can see them getting more expensive as they grow, as was also mentioned. At the moment, DD is willing to accept all the hand me downs that we get, but I imagine there will come a time when that is not so cool anymore.
I think it depends on your attitude as well as the personality of your child. I grew up on hand me downs and never cared and neither did any of my siblings. I shared a king size bed with my 2 sisters and participated in the types of activities that weren't super expensive. They got to be more expensive as I got older, but by then, I was old enough to get a job and help pay if I wanted to do an expensive activity. I babysat, shared a paper route with my stepbrother and little things like that until I was 16 and old enough to get a regular type of job on weekends. I only worked about 6 hours a week. And I was even able to save up $1000 to help pay for my summer exchange trip to germany when I was 15.
kavamamakava is offline  
Old 04-12-2005, 02:10 AM
 
moonshine's Avatar
 
Join Date: Dec 2002
Location: finding my way back to the Dingos
Posts: 2,150
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by kavamamakava
I think it depends on your attitude as well as the personality of your child. I grew up on hand me downs and never cared and neither did any of my siblings.
OOhhhhhhh, my DD1 has been approving her own clothes (as in what she wears for the day) ever since she was 18 months old. She is now 3 and looks through magazines (like the NYTimes Style mag) and tells me what she likes, etc. I suspect the handmedowns we have been getting all her life might not always be her thing, but we will cross that bridge when we come to it. Not saying that we are going to indulge her by paying lots of $$$. None of the other kids her age are remotely as interested in clothes as she is, so it does make me wonder what the teen years will be like!
moonshine is offline  
Old 04-12-2005, 02:19 AM
 
oceanbaby's Avatar
 
Join Date: Nov 2001
Posts: 11,167
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by sweetbaby3
I find that the older my children get, the more "expensive" it is, and i am not necessarily talking about furniture. My kids certainly dont have Pottery Barn Furniture.

*But*, i have spent close to $600 in the last 4 days between my 7 yr olds birthday party, groceries for 5 ($200), a $200 co-payment at the dentist for my daughter, and her prom dress (nothing super fancy, we got it at Penney's for $79). My son has an infection and his prescription cost me $50 with my insurance.

My son played hockey for a few seasons, and that was expensive for good skates, gear, registration fees, etc.

My insurance for a family costs us plenty, food, clothing gets more expensive as they get older. Winter coats, stuff like that.

I think financial stability is very important. I consider it so important that i probably wont have a 4th, but thats just me.

As long as your comfortable with your current financial situation, i would just let what your sil says go.
That's what I was going to say. Babies are incredibly cheap, at least for us. Sleep in our bed, drink breastmilk, wear clothes from resale shops. The few baby furniture items we have were purchased at Ikea or Target.

Ds1 is 4yo, and things have gotten slightly more expensive. Shoes (only thing I don't buy used), admission to different events, dentist, doctor (most of our medical is out of pocket even though we have insurance), etc. So while some people definitely spend much more than others, kids, not babies, can get expensive.
oceanbaby is offline  
Old 04-12-2005, 02:33 AM
 
maya44's Avatar
 
Join Date: Aug 2004
Posts: 2,493
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I think kids are expensive. Not in all the little things where you can be frugal but in the big ones: Health Insurance, Loss of mom's income or day care, College Expenses.
maya44 is offline  
Old 04-12-2005, 07:02 AM
 
cappuccinosmom's Avatar
 
Join Date: Dec 2003
Location: SW Pennsylvania
Posts: 5,447
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Dh and I like to say 'Children aren't expensive, lifestyles are'.

I never worked after we married, so loss of income wasn't an issue. And with ds, so far we've *gained* (in tax breaks :LOL ) more than we put out on him.

Ds is only 2 now, so we'll see what happens as he gets older. But, looking at my folks, who at one point had all 4 of us as teens/pre-teens in the house, I think we'll be OK. My parents are well-off, but spent a minimal amount on us even so, compared to my peers families. And 90% of what they spent on us(new clothing, most extracurricular activities, Ivy League college for my brother, private school tuition for my sister, new clothes rather than used, expensive summer vacations, etc), I can see we probably won't, because we have *way* different lifestyle expectations as a family.
cappuccinosmom is offline  
Old 04-12-2005, 10:14 AM
Banned
 
DebraBaker's Avatar
 
Join Date: Jan 2002
Location: PA
Posts: 4,995
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Older children can become expensive.

Some things that are expensive are Music (Strings in our family), Karate, Things like class trips to New York, Washington, DC, and things like the short term German exchange program for my High School students. Prep classes for the SAT's. (and if you think *that's* expensive try prep classes for the MCAT's)

Things like clothes and shoes are negotiable and things like skiing and snowboarding are negotiable but our family *likes* to ski and snowboard it is one of the few things that a family whose children range in age from 26 to 6 can enjoy together.

Debra Baker
DebraBaker is offline  
Old 04-12-2005, 10:17 AM
 
sunnmama's Avatar
 
Join Date: Jul 2003
Location: surrounded by love
Posts: 6,123
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Babies aren't expensive. But medical/dental care and insurance is. And each additional person in the family multiplies the cost.

We are ttc #2 right now. Dh is a teacher, but has no family medical ins thru work. So I self pay--with no maternity coverage. A homebirth will cost me about $4000 (all out of pocket). Additional ins for the baby will be about $150/month ($1800/year). Add to that deductibles and coininsurance, as my dd has some medical issues (last year we paid at least $1500 out of pocket on her medical care--and she only has minor issues). That is a lot of money, imo.

Also, while we do buy clothing and furniture and other "stuff" used....we strive to eat the healthiest foods. Organic produce, eggs, and dairy are $$$ around here, and my 4 yo dd eats her fair share. That is a lifestyle choice, but not a negotiable one imo.

So, yeah, ime kids are expensive. Good health ins thru work would make a big difference to us in that conclusion.
sunnmama is offline  
Old 04-12-2005, 10:35 AM
 
edamommy's Avatar
 
Join Date: Apr 2004
Posts: 2,976
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I don't think one child is expensive. Which is why we have one child. We know we will always have $ to feed him and to clothe him and to provide him with all the things he will want and need growing up. And that we can afford to put him thru college. Babies and toddlers sure are not expensive... but older kids are! If we had 3 or 4 kids we could never afford them the life we would want them to have access too. And it's our responsiblity to be aware of that/
edamommy is offline  
Old 04-12-2005, 10:38 AM
 
Momtwice's Avatar
 
Join Date: Nov 2001
Posts: 10,142
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
They are expensive if you are looking at your lost income if you stay home with them, if you had a large income. If your income is eaten up by daycare if you do work, then they would seem expensive.

But it's all in how you look at it. And the more you have connections with other moms...family or intentional family, crunchy playgroups if you are lucky, friends etc...you can get a lot of stuff cheap or free.

Hand me downs, second hand yard/tag sales...it can be done quite frugally. The younger the baby is the cheaper it is in my opinion....for many years my kids didn't care what they wore or if they were in umpteen expensive activities.

And having a nursing baby who rejects solids for a long time saves money too.

Take the time to heal from your marriage before you move on with someone else. Make a list of all the qualities you would like in a new partner and then work on growing that way yourself. ~mandib50
Momtwice is offline  
Old 04-12-2005, 10:40 AM
 
dharmamama's Avatar
 
Join Date: Sep 2004
Location: Bywater, West Farthing
Posts: 4,447
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Things that can make children expensive:

-Increased life insurance

-Increased medical insurance

-Increased food bill

-Larger housing, if necessary

-Larger car, if necessary

-Increased utility bills

These are things that really have little connection to lifestyle. They are just things that naturally happen as your family size increases, and they can add up to A LOT of money over a lifetime. Add in paying for college, if that's a goal for your family, and more kids can DEFINITELY cost A LOT of money.

My sister, who is the guardian of my children, and I had a large argument late last year about how much life insurance we have. She feels that we don't have enough because, if the kids went to her, there isn't enough for she and her husband (who are both doctors) to raise our kids in their lifestyle. She was unable to understand that raising our kids in their lifetsyle isn't our goal, nor is it financially feasible for us. She said, "Well, what if [daughter] wants to go to Harvard and I had to say to her, "I'm sorry, you can't go because your parents didn't leave enough to pay for it?" I said, "You can tell her what I would tell her if she wanted to go to Harvard and we were still alive: Hope you get a scholarship!"

All this to say, I think it's just a matter of perspective as to whether kids are "expensive" or not, but I also think that saying your baby isn't expensive because you don't buy baby accoutrements doesn't mean much, because your kids will require more as they age.

Namaste!
dharmamama is offline  
Old 04-12-2005, 10:40 AM - Thread Starter
 
MotherEden's Avatar
 
Join Date: Dec 2004
Location: nyc
Posts: 402
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Well as far as health insurance goes, we have Medicaid. So it doesnt cost us anything. If anything having an additional child makes us more eligible.
MotherEden is offline  
Old 04-12-2005, 10:53 AM
 
crunchy_mama's Avatar
 
Join Date: Oct 2004
Location: Missouri
Posts: 5,936
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I really dont think babies are expensive either. Our insurance went up adding me to the policy, but not that much more adding ds- ours will not increase anymore regardless of # of children- it is a family policy. That has been our biggest expense. We have bought cd's, which were a little chunk of money(although our system is pretty cheap cpf's and covers) however this will last through several children. I can see how children would get expensive as they get older- for one thing food costs will increase- although I eat like a pig nursing!!

I think it depends on your area as well. We live in a rural area with a cheap cost of living. There are many activities directed towards people with lil' money. We won't be paying the full expense of college.

I think when most people speak of the expense of babies it is in regards to formula, sposies and the setting up of the nursery- As most everyone I know does this- even if they cannot afford it. Honestly, dh and I could have done this, but I see no sense in wasting my money. BM is best, I prefer cd and as I always see I have more time than money and he is sleeping with us- I would have long since went mad if we tried to do a crib.

Right now we are working on setting up a play room and nap room (as dh sleeps during the day). So far I have spent $3 on fabric- a local furniture store sells fabric dirt cheap.

Happily Married to my : 11 yrs- Mama to wild-eyed monkey boy 7-04, fiery little girl 4-07, and the happy smiley baby that sleeps 11-09!
crunchy_mama is offline  
Old 04-12-2005, 01:16 PM
 
Lucky Charm's Avatar
 
Join Date: Nov 2002
Location: brett favre's house
Posts: 7,478
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by MotherEden
Well as far as health insurance goes, we have Medicaid. So it doesnt cost us anything. If anything having an additional child makes us more eligible.
I see your point. But for our family, even if i didnt work, we would not qualify for any kind of assistance. And as a homeowner, i could have a lein placed on my home for unpaid medical bills. I cant allow that to happen. At my husbands work, the health insurance for our family would run upwards of $600 a month. We could pay it, but the coverage is crap, and at the hospital i work at, its around $225, and thats with dental, medical, disability and supplemental life. It seems silly for us to pay the huge cost at my husbands place, when we could get it so much cheaper at mine.

also a consideration with us is my son has aortic stenosis, and my daughter a pelvic kidney. we simply must have this.

medical coverage and bills can make things expensive.
Lucky Charm is offline  
Old 04-12-2005, 01:40 PM
 
Benji'sMom's Avatar
 
Join Date: Sep 2004
Posts: 3,971
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I just can't believe SIL would argue with you about the cost of a child - like you said, you know how to do it without costing a fortune! (Health ins is definitely the worst. But I think if we have another one we could qualify for CHIP, so that wouldn't be too bad.)

Single mom of 2 boys
Benji'sMom is offline  
Old 04-12-2005, 01:44 PM
 
abac's Avatar
 
Join Date: Mar 2005
Posts: 1,567
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by cappuccinosmom
Dh and I like to say 'Children aren't expensive, lifestyles are'...And with ds, so far we've *gained* (in tax breaks ) more than we put out on him.
ITA. Living in Canada, we get our monthly Child Tax Benefit which has allowed us to purchase a home. We joke that ds pays our mortgage. (The CTB covers the whole mortgage.) We are paying significantly less than we were to rent a 2 bedroom apt., and now we have a 4.5 bedroom house with a big yard.

We have bought ds 1 article of clothing in his first year, and only because we thought it was cute. All the rest are hand-me-downs. Crib was given to us for free by one of dh's co-workers. Breastfeeding. We do disposables : but they're really not that much when that's the only expense.

My 4 cats cost me more than my baby has.
abac is offline  
Old 04-12-2005, 01:47 PM
 
Lucky Charm's Avatar
 
Join Date: Nov 2002
Location: brett favre's house
Posts: 7,478
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by abac
.

My 4 cats cost me more than my baby has.
I dont live in Canada, so i dont receive that lovely CTB you do every month (but hey, i do get to claim all three on my taxes every year, which is nice).

But cats can be expensive! I had to chuckle at that one......
Lucky Charm is offline  
Old 04-12-2005, 01:56 PM
 
sunnmama's Avatar
 
Join Date: Jul 2003
Location: surrounded by love
Posts: 6,123
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by sweetbaby3
medical coverage and bills can make things expensive.
This is my reality, as well. Just my dd's couple little "issues" cost us so much money....and having a second makes me a bit nervous because I think "what if there are more medical issues?....Would we be able to afford it?" That is not a good feeling Oh, how I wish we had universal health coverage in the US
sunnmama is offline  
Old 04-12-2005, 02:14 PM
 
LisainCalifornia's Avatar
 
Join Date: May 2002
Location: Northern California
Posts: 2,557
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I agree with everyone else who said babies are not so expensive, but as they get older kids are. We have really good insurance through my husband's work (I stay at home with the kids) but with 3 kids and 2 adults we have a 1000.00 family deductable that must be paid before we get our benefits. We go to a pediatric dentist because he is super gentle and kind--but it costs us much more money over the on plan dentist. They pay out at 80%, but that is 80% of what the insurance company thinks a dentist should be paid--so we end up paying about 600.00 (200.00 each) to take them all to the dentist. Our grocery bills are now incredibly expensive, (about 300.00 per week) because the kids are all growing up and eating much more than they use to. I buy organic milk, eggs, and most meats and poultry and fish--and that is an extra burden.

I usually go to Old Navy for clothes, but kids are very hard on clothes and they easily get stained or grown out of. They go through shoes like crazy, and often need a few pairs as one pair will get caked with mud from playing in fields (I will often be washing one pair in the washing machine, and they will be wearing the other). My two older kids are growing out of shoes every 3 months at this point.

Oh dear--I forgot about the orthodonic bill. All 3 of our kids need braces. My 11 year old has a wire on his bottom teeth, but will need full braces by the summer (5,000.00), then my middle one already has appliances--she has a terrible cross bite in her mouth (2,400.00 for now, in addition to 3,000.00 when she gets into full braces), and our littlest one has an underbite (where the bottom teeth go over the top teeth). She will need head gear very young to correct that, or it could cause future speech and jaw growth problems.
There are expenses coming your way that you have not even dreamed of--our expenses are growing with the kids at a very high rate.
LisainCalifornia is offline  
Old 04-12-2005, 02:17 PM
 
intentfulady's Avatar
 
Join Date: Dec 2003
Location: Beautiful B.C.
Posts: 999
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
4 Cheap kids here.

of course 2 out on their own helps hahahaha
intentfulady is offline  
Old 04-12-2005, 02:26 PM
 
Lucky Charm's Avatar
 
Join Date: Nov 2002
Location: brett favre's house
Posts: 7,478
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Lisa,
I hear ya about the dental bills. My youngest had a $3000 dental bill 2 years ago. Ugh.

No one needs braces yet, crossing my fingers. If i didnt have dental insurance, that $200 co pay for my daughter would have been more like $900.

And my middle boy who will be 15 this July is growing like a weed! nothing fits, his feet are huge. I did go to the consignment shop and pick up some shorts, but he will need more.....
Lucky Charm is offline  
Old 04-12-2005, 02:48 PM
 
Persephone's Avatar
 
Join Date: Apr 2004
Posts: 3,651
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Yeah, I was almost yelled at by one of my friends when he found out we wanted kids, and how much we made. He strongly feels that you shouldn't have kids if you can't afford it, and according to him, we can't afford it. *rolleyes* Of course, we make much less than they do, but have more money saved up than they do, and spend WAY less on groceries, and other expenses. I don't think babies are all that expensive, for the reasons others have mentioned, but yeah, I can see older kids being more expensive. I know I cost my parents a ton of money. But I also think you can teach your kids to prioritize and about frugality so they understand why you won't pay for some things, and why they have to pay for some things. But all that is so far in my future right now, I don't have it all worked out. Just the baby stuff.

Oh, also, though it's just me and dh right now, I don't work, so again, we don't take that income cut.
Persephone is offline  
Old 04-12-2005, 02:57 PM
 
Viriditas's Avatar
 
Join Date: Aug 2004
Posts: 1,446
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
My sister (who just had a baby in December) tried to tell me last week that a baby will cost dh and me $1000 a month extra! :LOL Riiiiight. Granted I've never done this before, but I'm fairly sure having a baby will cost us nowhere near that. Now I'm wondering what the heck she spends all this money on...disposable diapers, formula (she's bf, but supplimenting. I'm surprised she hasn't lost her supply yet), paying off all the designer baby furniture...what else could they be buying for this kid that costs so much?
Viriditas is offline  
 
User Tag List

Thread Tools


Forum Jump: 

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off