So I thought I would fill everyone in on My Home birth Search here in Indiana. I have found 5 midwives/groups that can help facilitate my birth. (my husband and I and in the process if interviewing them now) There is only one in my city directly and everyone else is approx 45 minutes to an hour away. They all have slightly different ways of doing things, one drives to my home for every visit, and the rest I have to drive to them. They range in price from 1200 to 1600. I haven't asked if they take insurance, because that isn't really an option for me
(But it think they would help facilitate that if you need it)
Anyway, I'm finding that it is very affordable with payment plans, that also vary. I am glad I know so early that this is what I want, because most need full payment by the 6 week follow up visit. Some also offer 10% off if everything is paid in full by the time of delivery! And one accepts bartering!
It has been a fun adventure. I also learned that I can sign up for government subsidized health care (Hoosier Healthwise)... and can be honest that I am planning a home birth, because technically they cannot refuse treatment (or payment), should something come up that I would need to be transfered to the hospital. I also could sign up with an OB and never go to any of my appointment, or I could go to a few appointments or all of them. If I wanted an Ultrasound (which I don't) I could go enough times to get that done, or if my Midwife thought it might be a good idea for whatever reason to have tests or ultrasound done, I could go and see my OB, and not need to pay for the tests. I was a little worried, but it looks like it will be just fine, working with Hoosier Health-wise.
And I don't have to sacrifice what I truly believe in or what I want for my baby. It is very affordable, and I believe a great use of money.
I hope this is helpful, for those of you who would like to have a home birth, but for whatever reason feel that it isn't possible, because of money or insurance.