Anyway, I'm finding that it is very affordable with payment plans, that also vary. I am glad I know so early that this is what I want, because most need full payment by the 6 week follow up visit. Some also offer 10% off if everything is paid in full by the time of delivery! And one accepts bartering!
It has been a fun adventure. I also learned that I can sign up for government subsidized health care (Hoosier Healthwise)... and can be honest that I am planning a home birth, because technically they cannot refuse treatment (or payment), should something come up that I would need to be transfered to the hospital. I also could sign up with an OB and never go to any of my appointment, or I could go to a few appointments or all of them. If I wanted an Ultrasound (which I don't) I could go enough times to get that done, or if my Midwife thought it might be a good idea for whatever reason to have tests or ultrasound done, I could go and see my OB, and not need to pay for the tests. I was a little worried, but it looks like it will be just fine, working with Hoosier Health-wise.
And I don't have to sacrifice what I truly believe in or what I want for my baby. It is very affordable, and I believe a great use of money.
I hope this is helpful, for those of you who would like to have a home birth, but for whatever reason feel that it isn't possible, because of money or insurance.
How did you start? Do you google midwifes in your state?
We are planning UC, but dh has been talking alot about having a midwife present but only on hand. This will be our first homebirth. My other three were born in the hospital, 2 with OB and 1 with a midwife.
Mama to 9 so far:Mother of Joey (20), Dominick (13), Abigail (11), Angelo (8), Mylee (6), Delainey (3), Colton (2) and Baby 8 and Baby 9 coming sometime in July 2013. If evolution were true, mothers would have three arms!
I've thought about unassisted, but I would really need my hubby to be on board, and he's not. He doesn't think the midwives take away anything by being there, and he likes the "security" of having them there. Sigh. (Though with one of the homebirths, he did, when I was in labour & thinking of calling the midwives, suggest just not calling them. But I had *nothing* ready.) So, I hope for hands-off midwives. Last time, they were fine with no u/s, no vag checks unless I requested, no glucose test, no hep swab, yada yada yada... but looked at me funny when I asked if dh or I could catch. I think the attitude really changes from practise to practise. I have been in two, for two pregnancies, and this will be my third homebirth, again in a new practise. Apparently, in Ontario, only 10% of women midwives attend have homebirths. The rest choose hospital birth (or are transported, but I don't think that's very common). I was told, rather conspiratorily (in a good way), how happy the mws are when a woman chooses a homebirth. I would be pretty disappointed if I went into midwifery hoping to do homebirths and only get to do one out of every 10 births at the mom's home.
[/hijack] sorry about that, carrie!
Mom to DS(14), DS(12), DD(9), DS(6), DS (4), and DS(2)
They all seems to be really helpful, and they all want us to find the right midwife for our family. Which is very nice.