I've been meaning to do this for awhile. So I asked my insurance co. whether or not they'd pay if I wanted to have a newborn boy circ'd.
The young man very cheerily said, "Oh, yes, we'd pay for that for you." (I could tell he thought I was going to be happy with that answer!)
Then I asked where I could write to protest that. I had to clarify for him THREE TIMES that yes, I was UNHAPPY they pay for routine circ!! (I'm sure his usual experience at work is dealing with people who are unhappy about what they won't cover!)
So, he finally managed to come up with an address for me, and I'm going to write a letter.