You don't have to hire someone to encapsulate for you. My sister and I are going to do each others (she's due 5 weeks ahead of me). I was going to pay to have it done because I simply didn't want to think about having to do it myself and when she mentioned it, we decided to save some money! So, if you have a willing friend or partner you can do a little research and do it yourself. I'll link a few things I have found helpful. I also have a friend that froze her placenta and when she found herself in the depths of a pretty severe PPD at about 10 months pp, she pulled it out and encapsulated it then.
littlebearsmama, you can't do a lotus birth and encapsulate. The placenta needs to be fresh (ie hours after birth, refrigerator for a couple days, or frozen) because it is essentially meat. I have 3 friends that are registered with Placenta Benefits and I'm just sure that's what they have said. I could ask for sure for you if you'd like.
Sarah-wife, mother, doula, and teacher.