Does anyone know of any place REPUTABLE to go to get some credit counseling, advice - that wont rip us of and make it worse.
We dont want to go to the bankruptcy route -hubbie is against it. But we need to do SOMETHING.
Im not in trouble -yet and I cant dodge the overdraft forever and I cant look at my mom in between payday's anymore and smile and say "Can you bring some milk over when you visit"
Former Special Ed Teacher now SAHM mamma to 2 girls
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DH : Fur mamma to 2 pugs and 1 grey kitty - its a zoo around here! Feb 2013..Will you help feed our new blessing?
I think that perhaps a good place to go would be to the Christian Service director at your local church for a good referral. They generally have groups with whom they regularly work who they know to be trustworthy, and can refer you along. It is my understanding that from county to county you should use different people, because the laws and situations can differ in different counties. That's where I'd start, dear...and we definatly understand your issues--dh had two surgeries to remove tumors. We will be making payments to UofM for the rest of our lives, and the payments to Beaumont for the first pretty much ruined us finacially for the next decade or two. *shakes head* And we HAD insurance. But our insurance industry doesn't NEED an overhaul, right? Because it should reflect the capitalistic society in which we live? *sigh* Sorry. Can you tell I'm a little bitter?
Mama to two awesome kids. Wife to a wonderful, attached, loving husband. I love my job-- I'm a Midwife, Doula and Childbirth Educator, Classes forming now!
There's a place where you can enter your location and find information for endorsed local providers....financial couselors who are individually endorsed by Dave Ramsey as being good/reputable people. Dunno, but maybe that'd be a starting place for you? HTH!
DS (2/02), DD (3/04), DS (1/06), DD (12/07), and DS (3/10)
~~*~~Not your typical Pastor's Wife!~~*~~
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