Pregnancy pre-existing condition on bcbsmi? - Mothering Forums
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#1 of 6 Old 09-11-2010, 12:35 PM - Thread Starter
 
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Was wondering if anyone knows if pregnancy is considered a pre-existing condition on bcbs community blue?

Married to my best friend for 9 years. Loving being at home with my busy boy. Praying for a vbac.gif next time around!
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#2 of 6 Old 09-13-2010, 10:51 AM
 
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I think that the laws have recently shifted with healthcare legislation. Is it employer-based insurance? Do you have other insurance now and are just switching?

Stacia -- intrepid mama, midwife, and doula. Changing the world one 'zine at a time.
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#3 of 6 Old 09-13-2010, 11:40 AM
 
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I don't think it will be a problem, here is how it went for us:

June 2005 : Hubby graduates college, we find out I'm pregnant
July 2005: Apply for medicaid to cover pregnancy
October 2005: Hubby gets job that has Bbcbsmi
November 2005: Insurance goes into effect

What happened then was that they would bill blue cross first and anything that was left was billed to medicaid. I didn't have any problems with them covering the pregnancy.

wife of 8 years to DH geek.gif, mama to DD blahblah.gif (2006) & DS jog.gif (2011) angel1.gif (Dec. 2012) rainbow1284.gif due Nov. 2013 

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#4 of 6 Old 09-14-2010, 01:38 AM - Thread Starter
 
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I actually have bcbs, but it's an individual plan. We'll be switching to my husband's employer-based bcbs, but not for a couple months. I can't imagine it would be a problem, right?

Married to my best friend for 9 years. Loving being at home with my busy boy. Praying for a vbac.gif next time around!
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#5 of 6 Old 09-14-2010, 10:33 AM
 
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If you already have BCBS and are switching I would just try to make sure there isn't a lapse in coverage. I don't imagine it would be a problem I'm sorry that it's causing extra stress Can you call the insurance company to verify?

wife of 8 years to DH geek.gif, mama to DD blahblah.gif (2006) & DS jog.gif (2011) angel1.gif (Dec. 2012) rainbow1284.gif due Nov. 2013 

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#6 of 6 Old 09-14-2010, 08:07 PM
 
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I think you are fine. We picked up a BCBS individual policy and there was a 6 month wait on coverage for pregnancy. From what I understood at the time, pregnancy would be covered if it was a group policy.

Carrin Mama to Sawyer 4/06 and TTC #2 I am a WAHM!
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