So, right now, we have no insurance. DS is on medicaid. I had medicaid for pregnancy, and ds was born in a hospital(HFWB). Anyways, DH works for the same boss, but got a better position and is now officially owner of a small company(although his boss controls it) So now(in a couple weeks) DH is making a little bit too much for DS to qualify for medicaid. This is sorta ok, because he convinced his boss to pay for his insurance if DH finds a plan(company is only about 10 people, so he is not required by law to get his employees insurance). So, we are looking for an individual plan. I think. And I think it has to be BCBS as well.
I can't find the info on their website, and i'm really just looking for guidance on how to FIND OUT the info i'm looking for. I want to know exactly what the plan does and does not cover, and I want to know what my other options are too.
I want a plan that will cover a chiro or naturopath or homeopath, or a FP or at least a ped who will accept my no-vax DC.
I want a plan that will cover me if something crazy happens during (future) pregnancy and I end up in a hospital.
I want a plan that will cover all or a majority of local HB MWs, and Birth centers.
I hope that if I get pregnant now, the birth will be covered one way or another, even if that means seeing an OB. (Wow. I didn't think of that, thats is a potential very very scary situation.)
I only anticipate using the insurance for births, urgencies, and emergencies. We only take DS to the doctor if we suspect a test is needed(like when he had food poisoning), and we only go(if we had insurance) if something really needs to be checked out.