affording a baby - Mothering Forums

Forum Jump: 
 
Thread Tools
Old 03-13-2011, 07:19 AM - Thread Starter
 
Bliss313's Avatar
 
Join Date: Mar 2011
Posts: 3
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

My DH and I are considering a baby but we are really wary of the costs.  My DH is currently in school and I work full-time, and we can't afford to lose either income, especially mine, as much as I would love to SAH.  We live paycheck to paycheck and pretty frugally now, so we have to plan in advance for any major expenses.  Our biggest concern is not only being able finding someone we trust to take care of our child, but also just being able to afford the sky-high rates here.  We would like to be able to pay what good childcare is worth, but we really can't afford more than (maybe) $300/month. Is it ridiculous to even consider a baby at this point? How do you afford childcare (we live in Ellicott City)? I realize that you can never really afford a child, but it seems irresponsible for us to make the leap at this point, considering the situation. Please convince me otherwise!

Bliss313 is offline  
Sponsored Links
Advertisement
 
Old 03-13-2011, 07:44 AM
 
JBaxter's Avatar
 
Join Date: Apr 2005
Location: South Carolina
Posts: 4,243
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

Unless there is some pressing medical condition that will leave you unable to have children in  2 or 3 yrs  I would wait.   You will NOT find quality child care for 300/ month.    Have your DH finish school and get a job then get pregnant so you can be a SAHM.   I have had a child when I was under financial stress and it isn't a fun thing.   Even here in little Hagerstown MD infant child care is over 100/ week and you dont find part time care.  Wait .. get stable have 2 jobs live on one pay check for 6 months and see how you do.


Jeana Christian momma to 4 sons Logan 18, Connor 15, Nathan 6, and bonus baby Jack 1
JBaxter is offline  
Old 03-13-2011, 01:33 PM
 
oiseau's Avatar
 
Join Date: Mar 2008
Posts: 877
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

Hey!! Welcome!!joy.gif

Come on over to the Not Mama Yet Tribe...we're in various stages of trying to figure out the answer to this exact question. Also, the mamas in the Frugality & Finances subforum are really good at looking at budgets and squeezing extra money out of them. They might have some ideas! 


Not momma yet, but momma to a ton of furry, scaly, slimy and feathery critters. whale.gifribbongreen.gif
oiseau is offline  
 
User Tag List

Thread Tools


Forum Jump: 

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off