No maternity coverage from Basic and Essential Plan HBCBS, now what? - Mothering Forums

Forum Jump: 
 
Thread Tools
#1 of 5 Old 07-23-2012, 01:12 PM - Thread Starter
 
Melissa Gowers's Avatar
 
Join Date: Jul 2012
Posts: 1
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

My husband and I are doing our due diligence before we try to conceive. Ok, so I have Horizon Blue Cross Blue Shield EPO and live in Budd Lake, NJ in Morris Couny. I am covered for labor and delivery in the hospital and for 48 hrs care afterward for vaginal and 64 hrs care for a cesarian section. I am not covered for prenatal care.

 

So I contacted two midwives through e-mail.One is Lonnie from the Birthing Center in Clifton, NJ. The other is Marla who works out of a ob/gyn in Denville. I am not interested in home birth, just a hospital birth with a birthing tub.

 

Lonnie seems very nice and said that the birthing center in Cliftion would work out a fee for my prenatal car. I like that there office has an infertility specialist too, since I have endometriosis and might have problems getting pregnant. That being said I can't imagine driving all the way down to Mountainside Hospital in Essex when I am in labor. I would like to Lonnie's office.

 

Now, Marla the midwife from Denville wrote this, "There is a global fee for "maternity care" which covers everything...pregnancy, labor and delivery, and the post partum course. BC/BS covers all of this, but again...that's for a hospital birth." I tried contacting St.Clare's in Denville and they have no idea what I am talking about. The billing office and wherever else they transferred me seem confused. Denville is a lot closer to me. Although I heard that they don't let people deliver in the tub.

 

So now I am confused. Any thoughts? Have other people gone through St.Clare's in Denville? Do they have a global maternity fee that covers everything?

Melissa Gowers is offline  
#2 of 5 Old 08-02-2012, 07:40 PM
Administrator
 
cynthia mosher's Avatar
 
Join Date: Aug 1999
Location: Arabia!
Posts: 38,890
Mentioned: 15 Post(s)
Tagged: 1 Thread(s)
Quoted: 104 Post(s)

I haven't but surely someone has and will have some info to share.

 

Anyone?


cynthia mosher is online now  
#3 of 5 Old 08-05-2012, 05:32 PM
 
Nazsmum's Avatar
 
Join Date: Aug 2006
Location: In the vine
Posts: 2,675
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 29 Post(s)

My friend used Mountainside HS and Lonnie and had a good experence.

 

Hope evething works out for you

Nazsmum is online now  
#4 of 5 Old 08-10-2012, 09:10 AM
 
Gr8fulMama's Avatar
 
Join Date: Nov 2011
Location: Belleville, NJ
Posts: 35
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

I'm using Lonnie, and she is great so far, but I don't blame you for not wanting to drive to Montclair from Budd Lake.

 

Best of luck.

Gr8fulMama is offline  
#5 of 5 Old 10-17-2012, 02:16 PM
 
Bri1121's Avatar
 
Join Date: Oct 2012
Posts: 11
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)

Im using the Childbirth center in Clifton too. I think the office is moving to Montclair though? Not sure but the hospital is not moving. I can see it being a hike!
 

Bri1121 is offline  
Reply

Quick Reply
Message:
Drag and Drop File Upload
Drag files here to attach!
Upload Progress: 0
Options

Register Now

In order to be able to post messages on the Mothering Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
If you do not want to register, fill this field only and the name will be used as user name for your post.
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:

Log-in

Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



User Tag List

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page


Forum Jump: 

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off