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Insurance coverage for home birth in Westchester, NY

525 views 1 reply 2 participants last post by  pokeyac 
#1 ·
Hello! I'm almost halfway through my first pregnancy and I'm planning a home birth attended by a CNM. With help from her biller and my HR dept, we managed to get my insurance company, Cigna, to approve an out of network home birth. My plan is self-funded, and therefore would not necessarily be covered by NYS laws for home births or midwives. This was a big win, but unfortunately, their recent approval amount is only around $1600 for global maternity. I'm looking for help on how to get a higher rate approved, since the cost of living and care in Westchester NY is much higher than most other areas nationwide. Does anyone have experience with working with their insurance company and HR dept for approving higher rates?
 
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