I'm looking to purchase health insurance for my husband and I, since it is required before I start clinicals this fall. So far it is like reading another language between coinsurance, deductibles, and maternity riders.
I was just wondering if any of you ladies have successfully had your insurance pay for a homebirth in Arkansas and what kind of insurance (who is it through) you have? Some of the policies I looked at didn't have any maternity coverage at all unless I purchase it separately when I buy the rest of the policy. But many of them also have like 12 month waiting periods before they're available for use which hopefully would be useless to me. Any one with any infertility experience would help out too. We've been ttc since May 2007 and if we have insurance, I will most definitely want some basic diagnostic tests done on both DH and I. But once again, this is something I have found covered by any health insurance companies in the state.
Basically, any advice you ladies have would be very welcome!!!
Rochelle ff: /home/simplyrochelle Wife to Matt; 9/08; 11/12; 6/13;
Every day brings me closer to fulfilling my dreams of becoming a midwife and a mother
Good luck on finding insurance, and makin' a baby!
I have Health Advantage (a branch of Blue Cross Blue Shield) and although they do cover CNMs, you likely won't find any here who do homebirths. Even then, there are rules behind that. And they do NOT cover any other type of midwife. Bites.