Join Date: Mar 2005
Location: knee deep in the hooplah
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We had SelectMed with our last homebirth I believe. After we paid our deductible ($500) they paid whatever percentage it was for an out of network provider. I don't remember what it was they paid. We tried to get an in network exemption and the HR people at dh's work talked to the insurance and so did we but in the end they wouldn't allow the exemption because it wasn't a physician. This was a couple years ago though and my midwife also had a billing service and they did a lot of work with it. I'm not sure what's going on with insurance now. Asking your midwife is probably the best bet because she should know what companies regularly reimburse expenses and which ones put up a fight.
Bec, Married eternally to Dan for ten years. Parents to A (8/17/06) O (12/30/09) one love lost (2/07/09) and my little twin angels (9/24/11, 10/11/11)