I just moved to Southern Ca to a city called Rancho Cucamonga. We moved from AZ. We currently have no health insurance and I am working on figuring that out. Trying to get maternity coverage when you're on an individual plan is so hard!! I am thinking I am going to have to get on an HMO. Has anyone had any experience on an HMO? pros? cons? I've always been on a PPO. I am wanting to get prego asap. I am thinking if I can find a dr. first then I can get on an HMO plan that covers that dr. Anyone have any reccommendations? Maybe someone that doesn't want to induce me by my due date? Pro natural birth? Offers mid wives in their practice? Also, what about a pediatrician? That is vax friendly? we don't vaccinate. HELP!