What to Apply for from CRA?! - Mothering Forums

Forum Jump: 
 
Thread Tools
#1 of 10 Old 09-03-2009, 02:30 PM - Thread Starter
 
MsVyky's Avatar
 
Join Date: May 2009
Location: Edmonton
Posts: 1,270
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I'm currently expecting my first baby, and I hear a lot of other mamas talking about Child Tax Credit and Child Tax benefits.

I did a little bit of sleuthing online, but I think I'm missing a lot of what I'm looking for- What other types of subsidies should I be looking for? DH and I are fairly low income (I don't think we're *below* the poverty line, but I'd guess our combined income to be about 40K a year- so not all that much)

can anyone help point me in the right direction? The CRA website has the forms for the Child Tax Credit, which I've printed off, but I know there's more that I'm missing, and we can use all the help we can get while I'm on maternity leave.

tea6.gifStudent mama to Lyra June loveeyes.gif (ribboncesarean.gif 10.24.09)  and Olive Isis love.gif  (vbac.gif12.12.11) 

MsVyky is offline  
Sponsored Links
Advertisement
 
#2 of 10 Old 09-03-2009, 02:38 PM
 
NorthernPixie's Avatar
 
Join Date: Dec 2007
Location: in my garden
Posts: 483
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I think we applied for everything, and left it up to the gov't to determine what we are eligible for. I'm sorry I don't have any links for you, that was a while ago that we did that. We were also out of the country when dd was born so had to sort through all that goes with that. But it worked out to be the $100/month that everyone gets for the childcare benefit, and then there's another one based on income. I'd probably just call them and ask, at this time of year there shouldn't be much of a wait on the phone! Or else your EI counselor may be able to help you.
NorthernPixie is offline  
#3 of 10 Old 09-03-2009, 02:46 PM - Thread Starter
 
MsVyky's Avatar
 
Join Date: May 2009
Location: Edmonton
Posts: 1,270
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
thank you for the advice.

I wasn't even aware that I'd need an EI counsellor :

Shows how much I know going in to all of this!

tea6.gifStudent mama to Lyra June loveeyes.gif (ribboncesarean.gif 10.24.09)  and Olive Isis love.gif  (vbac.gif12.12.11) 

MsVyky is offline  
#4 of 10 Old 09-04-2009, 01:17 PM
 
NorthernPixie's Avatar
 
Join Date: Dec 2007
Location: in my garden
Posts: 483
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Maybe you don't need an EI counselor, I'm not sure myself! But I think that's what happens, or at least one person is assigned to you whether you actually get counseled by them or not, who knows! I didn't qualify for mat benefits because I had been out of the country due to DH's job for too long before having our daughter, so unfortunately I didn't get to figure all of this out.
NorthernPixie is offline  
#5 of 10 Old 09-05-2009, 12:39 PM
 
Meg08's Avatar
 
Join Date: Aug 2008
Location: Ontario, Canada
Posts: 141
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
I don't think you need an EI counselor for mat leave. You can apply online. I think you need to verify actual date of birth and last day of work (I forgot to apply until after DD was born). I think all I had to mail in was the ROE. No phone calls, no leaving the house. EI can be direct deposit. As for the other stuff, go to services canada under baby and it's all there. I think there are 3 things (barring any disability). The $100/month is guaranteed (universal child care benefit), the other 2 are based on income. I believe that when you add the child under your care (so you have to wait until the birth), the applications are automatic?? I do recall that being a pain though. Had to wait for a password to be mailed to me (you can get the account set up before the birth), and had to sign and fax a statement about my marriage or DH being the father or something like that. It seemed to be a waiting game, but I didn't miss any payments (I even got 5 weeks of EI all at once because I applied late). Good luck!
Meg08 is offline  
#6 of 10 Old 09-11-2009, 03:00 PM
 
D&S Mom's Avatar
 
Join Date: Jun 2006
Posts: 133
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
As far as I know there's three things you will get:

1 - if you are currently working, you can apply for Ei benefits. Just take your T4 to your local Human Resources & Development office or you might be able to apply online. It's been a long time since I've done this.

2 - You will get the $100 per month Universal Child benefit up to age of 6. For some reason I'm thinking that the hospital provided me with these forms.

3 - Regular Child Tax benefits - apply the same way as the Universal Child tax benefit.

I should also mention that you should apply for a SIN card for your baby once he/she is born. You will need that if you want to open a RESP. Even if you are not contributing to the RESP, there is a Canada Learning Bond that you can get $500 in the first year and $100 for each year, and you don't even have to contribute anything. Free money rocks.
D&S Mom is offline  
#7 of 10 Old 09-13-2009, 12:58 PM
nym
 
nym's Avatar
 
Join Date: Sep 2003
Location: Alberta
Posts: 4,397
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Dont forget GST if you dont already get it, and attached the Child Tax in Alberta you get some sort of family credit in January and July.. its about 350 each time.
nym is offline  
#8 of 10 Old 09-15-2009, 10:17 AM
 
Bluegoat's Avatar
 
Join Date: Nov 2008
Location: Nova Scotia
Posts: 2,569
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
If you give birth in the hospital, they will likely give you all the paperwork for the tax credit, childcare allowance, medicare and birth certificate.

With EI. You do likely need an ROE. They are annoying and will not help you at the local office - you need to call Ottawa if you have questions about the online form.

Be prepared for it not to appear just as you need it - they are often late, so you should try to have extra cash on hand. Also, keep in mind that it will affect your taxes later on - you may pay more than usual. It's something to look into so you are prepared.

 I like the mind to be a dustbin of scraps of brilliant fabric, odd gems, worthless but fascinating curiosities, tinsel, quaint bits of carving, and a reasonable amount of healthy dirt.
Bluegoat is offline  
#9 of 10 Old 09-25-2009, 12:07 AM
 
jess152's Avatar
 
Join Date: Jan 2008
Location: Alberta Rockies
Posts: 780
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
This will be a little ways down the road for you, but I'll mention it anyway, for you or others.

We've had DS's name on a waitlist for daycare for just over a year. He finally got in and the owner of the daycare suggested we apply for a gov't childcare subsidy. He's only there 3 days/week, but our subsidy amounts to almost $1000 for this year! We are self-employed and not rolling in the dough, so this was a nice bonus that we were not even expecting.

Mama of 2 sweet boys, Miles (Jan 3/07) and Avery (Nov 28/09) My fast and furious HBAC
jess152 is offline  
#10 of 10 Old 10-01-2009, 02:03 AM
 
stephanie95's Avatar
 
Join Date: Jan 2009
Location: Alberta
Posts: 206
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Alberta also has the Stay at Home Mom subsidy. You can get that for early childhood education programs for children up to 6 years old. You apply for an approved program and they pay directly. It provides up to $1200 per year for programming. I took my DD to Kindermusik and did baby sign language through the program. It's nice to know about if you want to do those kinds of things with baby while on mat leave. Also the same office handles other child care subsidies which might be available to you.

http://www.programs.alberta.ca/Livin...spx?N=770+9252

The link above also has calculators so you can get an estimate of your benefits from all levels of government.

ETA: Oh yeah and Alberta has the Healthy Families program which provides supplemental health care benefits incl. dental and optical for children.

Stephanie: married mom to 4

Located just slightly left of sanity.

stephanie95 is offline  
Reply

User Tag List

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page


Forum Jump: 

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off