We have our son in a private daycare at $21/day, he started in April 2009. I used this calculator to estimate what I would get back, but found it was not 100% accurate: http://www.budget.finances.gouv.qc.c...9_Anglais.html
I only filed in June, so my advance reimbursement payments are split in two, one in July and one in September. That means I had to front the payments from April to June before getting any money back.
You have to estimate how many days your child will be in daycare that year, and how much you estimate your family income will be. I estimated 191 days, which equals $4011. I'm getting a total of $2406 back, which brings the daily cost down to $8.40.
Since they asked for our estimated income for the year when applying, I don't know if they're looking at my lower income from last year or not. If they are, then I expect to get less back from them next year, we'll see. If your family makes more than $80,000 total, the daily cost will be more than $7 a day. I was perfectly fine with that, because our DCP is an absolute gem and seems to genuinely love the kids. The $7 a day DCPs I talked to were so abrupt with me when I called around - maybe I got some nasty ones, but it seemed to be just all business with them
In any case, we really lucked out, and I wouldn't switch DS even if I found a $7/day spot.
BTW, I used this site to find his daycare, it's an excellent resource if you're near Montreal. http://www.magarderie.com/