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  Topic Review (Newest First)
Yesterday 05:27 PM
Wolfcat
Quote:
Originally Posted by crazyms View Post
Look at zennioptical for his glasses. I get ours there for $15 or less per pair shipped. I've used goggles.com as well and they were okay too.
We use eyebuydirect.com, which is similarly priced.
Yesterday 01:04 PM
frugalmama Checking in quickly from the library again. My dd is sick but getting better thankfully.

Another vote for ZenniOptical here - my glasses came from there {$15} and have held up wonderfully. I am hard on my glasses too & have been surprised at how well they have held up.

Hugs to all - trying to be quick so can't reply to everyone

Gratefuls:

~Sweater business is kicking off! Should get paid for my 1st box this week.
~DD is getting better & I actually had medicine for her already thanks to a sale
~My wonderful credit union waived 2 NSF fees for me, so my account is back in the black
Yesterday 07:05 AM
EmsMom
Quote:
Originally Posted by justmama View Post
I would still look into zennioptical. My mom bought my oldest daughter a pair of transitions lenses glasses for $54 shipped for her birthday last year. Their prices are usually very reasonable. Ans i want to say it took like 2 weeks. Not bad.
Agreed! I have also found that the online glasses I have purchased actually seem to be more comfortable and they seem to last long which kind of surprised me...
Yesterday 05:23 AM
justmama I would still look into zennioptical. My mom bought my oldest daughter a pair of transitions lenses glasses for $54 shipped for her birthday last year. Their prices are usually very reasonable. Ans i want to say it took like 2 weeks. Not bad.
Yesterday 03:56 AM
EmsMom
Quote:
Originally Posted by treehugger86 View Post
Thank you! Thank you! $15 would be AMAZING. We are looking to dental clinics, but DH is very hesitant. He has a relationship with this dentist, and with his other health concerns, doesn't feel very confident. He is, however, open to the investigation.



I'm also still reading through the thread, and getting to know everyone one. I agree, someone amazing people here. That includes you.



Sending positive vibes and some extra love, too!
$15 would only be for an uncomplicated single lens prescription. However, the online places are still overall cheaper. I have gotten a pair of progressives for around $200, when the local places the same prescription is closer to $500.
09-12-2014 07:13 PM
treehugger86
Quote:
Originally Posted by crazyms View Post
Look at zennioptical for his glasses. I get ours there for $15 or less per pair shipped. I've used goggles.com as well and they were okay too. Check into low income/sliding scale student dental clinics. I know our university offers dental work at a discounted rate because it's done by the resident dental students (under the supervision of the professor). That may be an option for cheaper dental work.
Thank you! Thank you! $15 would be AMAZING. We are looking to dental clinics, but DH is very hesitant. He has a relationship with this dentist, and with his other health concerns, doesn't feel very confident. He is, however, open to the investigation.

Quote:
Originally Posted by ChristineAnn View Post
Wanted to pop in to say I've been slowly reading all of the posts in this thread. I'm about half way through.
I'm in a very tough spot in my life due to a 2.5 yr long divorce involving a lot of attorney expenses, an ex doing all he can to not pay support (I was a sahm of 5 yrs when he left) and him barely existing when it comes to helping with my kiddos.
It's been a very difficult couple of years and I only wish I found this group sooner! You are all so inspiring to follow. I've met an amazing man who I'm currently expecting a babe with (huge surprise, what timing). We have 3 kiddos already between us. We are working very hard to rebuild our lives/build our life together but it's not easy. I'm also now dealing with barely working due to some pregnancy related issues so it's given me time to read through this thread and find some hope.
Anyways that's all I've got for now but I wanted to say each and every one of you are amazing!
I'm also still reading through the thread, and getting to know everyone one. I agree, someone amazing people here. That includes you.

Quote:
Originally Posted by kindofcrunchy82 View Post
I just texted my old landlord asking if he had mailed my deposit. I need positive vibes! I went over the budget and realize that having that extra 900$ back could really help us out and I am just hoping he forgot.
Sending positive vibes and some extra love, too!
09-11-2014 01:01 PM
kindofcrunchy82 I just texted my old landlord asking if he had mailed my deposit. I need positive vibes! I went over the budget and realize that having that extra 900$ back could really help us out and I am just hoping he forgot.

And the budget =/ There is really not much wiggle room here with the new place and I am a bit bummed. I had projected us being able to save and pay down debt by about 1000$ a month and apparently my numbers were wayyyy off. Come november when I lose my alimony we will only be looking at an extra 300-500 or so for wiggle room after rent, utilities, debt, food, gas etc. I know that is still quite a bit but with hollidays coming up and who knows what random expenses(they come out of left field all the time) There just isnt much left over. So we only have one more good month before our budget has to seriously tighten up. I am sooooo tired of living like a broke tightwad! I just want to be able to breath knowing that there is enough to cover everything and enough in savings and no more debt!
09-11-2014 12:04 PM
ChristineAnn Wanted to pop in to say I've been slowly reading all of the posts in this thread. I'm about half way through.
I'm in a very tough spot in my life due to a 2.5 yr long divorce involving a lot of attorney expenses, an ex doing all he can to not pay support (I was a sahm of 5 yrs when he left) and him barely existing when it comes to helping with my kiddos.
It's been a very difficult couple of years and I only wish I found this group sooner! You are all so inspiring to follow. I've met an amazing man who I'm currently expecting a babe with (huge surprise, what timing). We have 3 kiddos already between us. We are working very hard to rebuild our lives/build our life together but it's not easy. I'm also now dealing with barely working due to some pregnancy related issues so it's given me time to read through this thread and find some hope.
Anyways that's all I've got for now but I wanted to say each and every one of you are amazing!
09-10-2014 11:26 AM
crazyms Look at zennioptical for his glasses. I get ours there for $15 or less per pair shipped. I've used goggles.com as well and they were okay too. Check into low income/sliding scale student dental clinics. I know our university offers dental work at a discounted rate because it's done by the resident dental students (under the supervision of the professor). That may be an option for cheaper dental work.
09-10-2014 10:45 AM
treehugger86 Thanks for the warm welcome! Everyone has a lot going on. Sending good vibes in your direction!

We have some major (and unexpected) expenses. I'm feel very anxious. I know that it will work out, but it is all feeling very heavy on my chest right now.

My DH went to the optometrist and dentist (in anticipation of being losing his disability assistance). We were told that the appointments would be covered, but it was a partial coverage, and an unexpected $75.00. DH has a new prescription and will require new glasses. We are going to look into Costco (or online options), but it is not going to happen in the near future. (He was quoted at around $350.00). The dental situation is a lot worse. DH has seven cavities, and will require $1,400.00 worth of work. (He is on several medications that increase the risk of cavities). Disability will cover around $900.00, but that still leaves $500.00. We cannot wait for this expense. We will need to request help from DH's family. That is never very comfortable. (I also have a mediocre dental plan as a graduate student. I am also going to look into the expense of adding a spouse to the plan).

We have also been having some difficulties with one of our cats. We have avoided the vet for months, because of the expense, but I've been very concerned about her quality of life (regarding possible geriatric pain). She also has an intermittent rash. It was soothed with coconut oil and diet changes, but after a few months of absence, was back with a vengeance. Short version? We had to put $400.00 on credit. That includes treatment for all the felines, but Dorothy will require monthly treatments. I will have to do online research to search for cheaper alternatives.

I love the gratitude in this thread. I am grateful for:

My husband's (relative) health. He is feeling very strong right now.
Garden fruits and vegetables.
A very supportive academic supervisor. (We met yesterday. She is fabulous).
My headaches and migraines have been better under control.

Edit: I forgot to add. We had some major plumbing issues. We were able to resolve most of them over the phone with a plumber.

Sending love to all of you!
09-10-2014 06:29 AM
Mylie
Quote:
Originally Posted by mommaof3boz View Post
I love that statement: I might not have any money but my bills are paid. That's what keep us going...
Ditto!!!!!
09-09-2014 07:04 PM
crazyms I'm going to try to do this and hope I didn't miss anyone:
@sillysapling That sucks about the baby's Medicaid. I hope they get it sorted out soon and before it's needed! Good luck with arranging hours between the two jobs. Multiple jobs gets crazy and stressful. Take care of yourself! @frugalmama - I'm sorry your dd had a meltdown over the bus pass but at least you have it now. That's great and the birthday gift! I'll let you know if I think of any ideas. Is there any way you could get childcare to work outside of the home even a little? Did you breastfeed dd? I worked from home as a breastfeeding counselor for a while. I'll keep thinking. I hope you have good luck finding sweaters! What kind do you need? Anything in particular? @justmama - Thanks! I am very proud of myself for quitting and sticking with it. It was actually easier than I expected. Guess I was just finally ready! Congratulations on your job! I hope you can get more hours soon though! @mumm - Thanks! I plan to stay quit. Forever. I think part of the reason it went so well though was I told myself I was quitting for me and if I wanted I'd start back for me! No need to start back yet though @Satori - I'm glad things have been improving for you. I hope they get another client quickly! We definitely need more good news around here. @treehugger86 - Welcome to the thread! @happyhats - Kids clothes are expensive! The Kohls bucks was a nice gift though. I need to assess our fall/winter clothes soon here too. It'll be fall in another month or so! @elliha - Yay for full time work!


A little good update here. We have worked all week cleaning up and selling things. We have sold quite a bit and got a significant boost to our little savings. I go tomorrow to sort out our savings and checking accounts with the money. We're actually about to call and talk to the realtor about a house we looked at a few weeks ago and hope that we can get it. We will have to offer less than the asking which is already really low but we'll see what happens. If we can't work anything out right now I'll just have to keep saving and hope it doesn't sell anytime soon. I hope we can work something out though. I'm doing my best not to get too worked up about it although it's difficult not to.
09-09-2014 04:05 PM
Satori
Quote:
Originally Posted by justmama View Post
Satori, I bet your cost of living is lot less than mine. I bet that's why $9.50 is considered good there. I live in New England and everything is crazy expensive here. I'm glad you are doing so well though. What a difference from a few months ago though huh?
Its still expensive here but not like some cities, a dumpy 2 bedroom is about $800 when I check craigslist. Not sure how long we will be doing well, got the text this morning that my client just went to assisted living so my hours went to zero until they get another night client. I'm just glad they decided not to recert my rent since the hours are gone so it will stay at $147mo which is awesome

Quote:
Originally Posted by mommaof3boz View Post
I love that statement: I might not have any money but my bills are paid. That's what keep us going...
Love that too!
09-09-2014 03:36 PM
frugalmama Justmama - I'm higher in the dumps, at least lol. Not quite as low as I was thankfully. Glad to hear you found a job, even if it's PT.

CrazyMS - WTG on quitting smoking!

Satori - glad to see you around here again. I was wondering how you were doing. So glad to hear your dd's are doing well.

Treehugger - Welcome! Hugs - It's so hard when dealing with any type of disability & income issues.

Doing a little better here today. My MIA new credit card finally showed up yesterday, so today was spent running errands with it. Working on ramping up the sweater business - it's the best things I can do right now to turn a profit quickly.

My aspie dd had a meltdown today, and I feel awful for causing it. It's been ages since she had one, and honestly I thought she was past it. She has a thing about folks taking her photo - and she needed a new ID for the bus system in order to get a student pass. We ended up having a pic of her on my lap mid-meltdown Thankfully she calmed down pretty quickly after we left, but I still feel bad.

Gratefuls:

~We have all our needs met, in one way or another.
~Friday is my dd's birthday, and I actually found 2 brand new American Girl books she didn't have today at Goodwill. She got her present early
~I can at least envision a light at the end of the financial issue tunnel, if I try hard & work a lot with sweaters.
09-09-2014 01:36 PM
elliha Bad month. We are definitely going to make it but I had to dip into the savings for one bill but I count on being able to fix that this month or next. We have moved to a bigger place (very necessary we were in a 1 bedroom apartment and going on each other's nerves, now we are in a 3 bedroom) so we have needed to get some stuff to get settled and I had that extra bill to pay this month and it was also a month with two big bills which cover insurance for our daughter and our car which are paid once a year. The last two were expected and planned for but it is still more money than usual. I have had a lot of time off due to my daughter going to a new daycare and them only allowing us to have her there part time the first weeks to "school her in" which of course made my pay check smaller and this will affect this month's check as well... Now at least I can work full time again and "bring home some bacon". My husband's course he wanted to take has been postponed another week but he has been allowed to stay in his work experience program until they have given him admission so this will at least not affect our money in from his part although he only get very little.
09-09-2014 11:12 AM
happyhats Not much new here. Cleaning out a few things and picking up my house. I had to get rid of most of my dds upcoming fall wardrobe and buy new. Man, kids clothes are expensive! Luckily the majority of what I had Id gotten free but Im questioning buying ahead now. I still need to try on coats but I think they should be good.

My mom gave me ten dollars kohl cash so I will be going to them this weekend for a freebie. I also need to hit the library for drop offs and getting new things. We have a few experiments planned this week.
09-08-2014 06:12 PM
mommaof3boz I love that statement: I might not have any money but my bills are paid. That's what keep us going...
09-08-2014 05:15 PM
justmama I'm sorry i keep multi-posting. This new format is really messing with me and i'm still without a computer.

Gratefuls:
-i got my drug test, my bci, and my tb test done for the new job. One more tb test in a week and i'm done.
-I've had two awesome runs in two days. My calf tear is healing nicely and my speed is coming back. It makes me a much nicer person.
-i might have no money in the bank but my bills are paid. I'm thrilled.
-today was lovely out. Much cooler. Its been 87ish and 90% humidity for like 3 days now.
09-08-2014 05:07 PM
justmama Treehugger, welcome. I'm sorry you have to be here with us. If there's a silver lining though, it's that you'll be in a much better place once you make it through school. There's a light at the end of that tunnel. As painful as this is, it's temporary. *hugs*
09-08-2014 05:05 PM
justmama Satori, I bet your cost of living is lot less than mine. I bet that's why $9.50 is considered good there. I live in New England and everything is crazy expensive here. I'm glad you are doing so well though. What a difference from a few months ago though huh?
09-08-2014 08:23 AM
sillysapling I got a call about a second job. I don't know if it'll work out with my current job, though, which is really annoying. I'm hoping the job I interviewed at before, but wasn't sure my situation with my first job so I couldn't take it, will at least hire me as seasonal.

Quote:
Originally Posted by Satori View Post
Thats what happened to me when I was hired, I was hired at 20 hours but I would only get like 10-12 hrs and when its an hour commute each way and your only getting 4 hr shifts it sucked. It was like that for months until the holidays and things got more hectic and they gave me more hours and I was working up to 21 hour days for a while, great paycheck but I was exhausted.
That's what I expect to happen as well. We're both applying for seasonal jobs, so maybe DP will be able to work more hours and not just me, but I'm expecting to get more hours at my job. I'm hoping to get insanely lucky and work myself nearly to death for 3 months and shore up enough to manage while we try to find better options. (the nearly is the keyword here... @_@)

Quote:
Then of course my oldest had to have issues and I had to take 7 months off work and all hell broke lose, ended up homeless, yada yada. Anything helps and just keep your eyes open for something better
That's awful. If we weren't lucky enough that my mom hadn't been able to sell her old place, we'd probably be on the street right now, though.

Quote:
I'm thrilled that with the extra hours I can FINALLY afford to take my aspie with serious mental health issues to see the specialist she needs since Medicaid doesn't cover it and I can get my 8 yo seen as well since she's got the other side of the coin, oh! I can get the OT/Sensory stuff she needs too to help keep her balanced. I'm just terrified to spend the money but its stuff we NEED. Its a balancing act around here to keep everyone happy and sane.
I'm glad that's working out, at least! It's awful medicaid doesn't cover that. Medicaid is still dragging its feet about our kiddo and I'm worried that when it goes through it'll turn out not to cover a lot. I really hate how healthcare works in this country.
09-07-2014 06:33 PM
treehugger86 May I join?

I am in a scary place right now. I am in my first year of graduate school, and I will have diminished all of my savings by the end of the second term. My husband is not able to work for disability-related reasons, and is no longer eligible for disability assistance, because I have access to student loans. (We have not applied for student loans, but it is definitely among our last resort options). At the end of August, I was told that I no longer had hours at work, because of a reduction in clients and client hours. (I work as a behaviour interventionist with children with special needs). The priority for hours would be given to full-time employees, and I would be called for substitutions. That was our only source of income (aside from a small monthly scholarship amount dependent on the maintenance of a high GPA). I have since been able to get about 6 hours a week in a school, and another hour with a private client. I am feeling less panic-stricken, but I know that these next few months will be exceptionally tight. We rarely make it to the end of the month (without requiring credit cards), and that, of course, was with DH's disability assistance, and part-time hours at work.

I will take some time to read through the thread and get to know you lovely ladies. I know that it is very common these days to be stretching a minimal budget. You will all be my source of inspiration to make it last to the end of the month. I am very uncomfortable with credit card debt (to any extent), and I want to feel self-reliant. This will be a major transition in the coming months.
09-07-2014 05:07 PM
Satori
Quote:
Originally Posted by justmama View Post
I got the job BUT i can't start for 2 weeks until i redo my tb tests, which is ridiculous because i got them done 3 months ago. AND they are only giving me part time. so i have to continue to look. But it's something and it's $11.50 an hour. So I'll take it for now.
Yay! Its something at least and gets your foot in the door. I would kill to make $11.50hr, I only make $9.50 and thats considered good around here

Quote:
Originally Posted by sillysapling View Post
Getting really frustrated with my job situation. I've got a job in retail and just over minimum wage and part time, so already far from ideal- but I signed up saying I wanted an average of 35 hours, was told this would be no problem, then for 3 weeks straight I've gotten 20. We wouldn't be doing great on 35, but even with 30 we'd be able to scrape by without having to dip into savings much. 20? Ugh.

The only interviews I've gotten is part time retail, so it looks like I'll have to take a second job, my partner hasn't gotten anything. Back when they were still giving me 35-40 hours a week, I had an interview for a second job where I admitted the situation was that I wasn't even sure if I needed a second job. Of course, a week or two later, they've already filled the position so all I could do was ask when they hire for seasonal and that they consider me.

Thats what happened to me when I was hired, I was hired at 20 hours but I would only get like 10-12 hrs and when its an hour commute each way and your only getting 4 hr shifts it sucked. It was like that for months until the holidays and things got more hectic and they gave me more hours and I was working up to 21 hour days for a while, great paycheck but I was exhausted. Then of course my oldest had to have issues and I had to take 7 months off work and all hell broke lose, ended up homeless, yada yada. Anything helps and just keep your eyes open for something better


I know I haven't been around much, things have been insane between the move and the fact I've been working more then full time the past couple weeks Its been a weird, good, but weird couple of weeks after all those months of nothing but bad this year. My 15yo car with almost 300,000 miles needed to be replaced all of the sudden when a major repair came up. Thanks to all the extra hours I had a decent income listed and was able to buy a much newer car (2011), not happy I have a payment now though. Praying things stay good and I keep getting the hours and it will get me a nice tax return and I can put the whole thing down on the car to get the payment way down. The thought of payments scares the hades out of me and it kills me to know I need to squeeze it out of the budget every month. Wish I could have afforded to buy another used car outright but I had zero in the bank when it happened and I couldn't afford to take time off work again.

We FINALLY got all moved into the income based place in the city and while its tiny at 667 sq ft I have been blessed with good neighbors, found a babysitter I can afford and the kids like. I found we can actually afford to do laundry here! Its a whopping 50 cents lol I was paying $4 load to wash and dry at the other place. My youngling has lots of kids to play with and its really dropped everyone stress levels that she's not inside all the time pushing everyone's buttons to entertain herself.

I have found several food banks in the area that give fresh stuff weekly instead of canned goods which will be a huge help with keeping us fed a decent diet. I might be losing the client we have right now tomorrow when her daughter comes up and they decide what to do with her which means my hours will dry up so I'm scoping out all the resources I can so when it hits the fan again were not going hungry ya know?

I'm thrilled that with the extra hours I can FINALLY afford to take my aspie with serious mental health issues to see the specialist she needs since Medicaid doesn't cover it and I can get my 8 yo seen as well since she's got the other side of the coin, oh! I can get the OT/Sensory stuff she needs too to help keep her balanced. I'm just terrified to spend the money but its stuff we NEED. Its a balancing act around here to keep everyone happy and sane.

Everything has been going so well the past few weeks I'm scared the bottom is going to fall out you know?

sigh... I'm sitting here looking around at this disaster of opened packing boxes and wondering where the heck am I going to put it all?! Anyone live in North Idaho and really good at organizing in small spaces? lol.

Oh yeah, my aspie who normally just keeps herself locked in her room has just been blooming the past 2 months, especially since we moved here. Getting her out every day has done wonders for her and her attitude.

So lots of good stuff going on for us right now, just praying it sticks around! Sending positive vibes to everyone else to have some good luck too *hugs*
09-06-2014 06:12 PM
sillysapling
Quote:
Originally Posted by justmama View Post
I got the job BUT i can't start for 2 weeks until i redo my tb tests, which is ridiculous because i got them done 3 months ago. AND they are only giving me part time. so i have to continue to look. But it's something and it's $11.50 an hour. So I'll take it for now.

Sillysapling, I'm sorry you are having a hard time. The job market here is terrible. We've had over 8% unemployment since 2008. It was over 10% until 6 months ago. It's HARD to find a job.
Ah, that's basically what my job did... Only they acted like I could be full time just fine then cut my hours. *facepalm*

Both adults are sick, not sure if it's the flu or cold, but I wasn't up to going to work today. So that's one paycheck that's gonna be even more pathetic. _-_ I went in yesterday and it was a disaster, and I tried to go today but got too dizzy just getting ready. A co-worker asked me about taking some of her shifts in 2 weeks, I hope that works out.
09-06-2014 04:29 PM
mumm
Quote:
Originally Posted by justmama View Post
Crazyms, I'm proud of you! Quitting smoking is a big deal!
Huge!!

I've never been a smoker but I do know that quitting is a big deal. And 6 weeks is phenomenal. Keep it up!!
09-06-2014 03:05 PM
justmama Crazyms, I'm proud of you! Quitting smoking is a big deal!
09-06-2014 03:03 PM
justmama I got the job BUT i can't start for 2 weeks until i redo my tb tests, which is ridiculous because i got them done 3 months ago. AND they are only giving me part time. so i have to continue to look. But it's something and it's $11.50 an hour. So I'll take it for now.

Sillysapling, I'm sorry you are having a hard time. The job market here is terrible. We've had over 8% unemployment since 2008. It was over 10% until 6 months ago. It's HARD to find a job.

Frugalmama, have you pulled yourself out of the dumps yet? You SOUND a little better. i know it's not easy but i still think you are doing amazing with so little. Just keep remembering how happy your daughter is. she doesn't care how little you guys have.
09-06-2014 10:24 AM
frugalmama Justmama - Hoping the job interview went great! And that is wonderful about the shoe vouchers!

Crazyms - I'm working on increasing the income, but it's hard. Right now it's time to gear up for my sweater business - but I haven't been able to due to lack of income. If I can come up with enough to get this box of sweaters filled & shipped, then I'll have seed money for the next, etc etc etc and hopefully get over this hump.

Probably going to have a garage sale to raise funds next weekend, if it doesn't rain. Hoping we don't get in trouble for having one - it's been 6 weeks since our last one, but we are supposed to only have one every 3 months Hopefully I can make a couple hundred and get ahead a little maybe.

Gratefuls:

~Found a 2 pack of thong sandals for my dd on clearance at CVS for $1.49 {and I was able to come up with a $1 ECB making them cheaper yet}. They will get us over the hump until it gets cold.
~Ebay stuff is selling, even if slowly.
~Checkout51 & Savingstar - both help quite a bit to stretch the budget.
09-04-2014 07:44 PM
sillysapling Getting really frustrated with my job situation. I've got a job in retail and just over minimum wage and part time, so already far from ideal- but I signed up saying I wanted an average of 35 hours, was told this would be no problem, then for 3 weeks straight I've gotten 20. We wouldn't be doing great on 35, but even with 30 we'd be able to scrape by without having to dip into savings much. 20? Ugh.

The only interviews I've gotten is part time retail, so it looks like I'll have to take a second job, my partner hasn't gotten anything. Back when they were still giving me 35-40 hours a week, I had an interview for a second job where I admitted the situation was that I wasn't even sure if I needed a second job. Of course, a week or two later, they've already filled the position so all I could do was ask when they hire for seasonal and that they consider me.

I hate this whole situation. I feel like our time in college was a waste, our degrees were useless, my partner's looking into options to go back to school but I'm really burnt out on academia and afraid of getting deeper into debt for nothing.

Medicaid is also dragging their feet on our toddler's insurance, and I hate how much insurance costs and how it works in this country.
09-04-2014 06:51 PM
crazyms Sorry things have been crazy busy here and I've been a little out of it lately too. I'm starting to come around and pep up a little though. Dh is home this week and I'm hoping we can get some things accomplished that will help my mood improve.

Welcome to all the newbies! Justmama, good luck on your interview! Frugalmama it is difficult when the programs get short and can't help as much. Is there any way you could get more income to help? I know you do the ebay sales but I can't remember right now if you have anything else available. Maybe we can help brainstorm some ideas. Mamarhu and happyhats I hear you on the losing crunchy points! I just quit smoking about 6 weeks ago and am thrilled! Now I don't have to be embarassed to say anything about it on these boards and I'm saving money! It was hilarious though to freak out so bad about plastic and what's in our food, organic, reusable, recyclable, blah blah blah and then buy a pack of cigarettes
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