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Forum: Frugality & Finances   06-29-2011, 12:29 PM
Replies: 38
Views: 928
Posted By MyTwoAs
  Welcome Honeybunmom - We also kept up with...


Welcome Honeybunmom - We also kept up with the 401k contributions up to the company match because it helped reduce our taxable income (husband is a traditional employee with a six figure income...
Forum: Frugality & Finances   06-12-2011, 07:26 PM
Replies: 38
Views: 928
Posted By MyTwoAs
  Eirual - Thanks for the info on sinking...


Eirual - Thanks for the info on sinking funds.  I'm trying to figure out which funds to create - I know right now the main fund is going to be as a home repair fund for our old property. I'm...
Forum: Frugality & Finances   06-10-2011, 09:11 PM
Replies: 38
Views: 928
Posted By MyTwoAs
 Quote:Originally Posted by...



Quote:Originally Posted by MyTwoAs http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/thread/1316764/getting-out-of-debt-in-june#post_16495892)
...
Forum: Frugality & Finances   06-10-2011, 08:01 PM
Replies: 38
Views: 928
Posted By MyTwoAs
  Eirual - Yay for sinking funds!!  Your...


Eirual - Yay for sinking funds!!  Your tenant story of course makes me a lil woozy about our recent decision but hopefully grams will move on in there to take a little pressure off hehe.  How...
Forum: Frugality & Finances   04-26-2011, 11:20 AM
Replies: 36
Views: 1,343
Posted By MyTwoAs
Sorry to hear that it wasn't the best month for...

Sorry to hear that it wasn't the best month for goal-reaching in April, perhaps May will be a better month.  We've had a good month here and have stayed focused while we continue to build BS3.  My...
Forum: Frugality & Finances   04-21-2011, 01:39 PM
Replies: 36
Views: 1,343
Posted By MyTwoAs
mylilmonkeys - Yay - glad that helped you!   ...

mylilmonkeys - Yay - glad that helped you!
 
Sustainable Investing - Turquesa I think it was you that mentioned sustainable investing.  I had the opportunity to interview author R. Paul Hermann...
Forum: Frugality & Finances   04-20-2011, 12:48 PM
Replies: 46
Views: 6,531
Posted By MyTwoAs
  $260/mo for family coverage    HSA w/$3k...


$260/mo for family coverage 
 
HSA w/$3k deductible and my husband's company made $2k in contributions directly into the HSA.  Once the deductible is met everything is paid at 100% including...
Forum: Frugality & Finances   04-18-2011, 07:25 PM
Replies: 36
Views: 1,343
Posted By MyTwoAs
  If I recall correctly, there are budget...


If I recall correctly, there are budget forms in the back of My TMMO - which should help give you a framework for what goes on your budget.  There are also a lot of free resources on...
Forum: Frugality & Finances   04-05-2011, 10:45 AM
Replies: 36
Views: 1,343
Posted By MyTwoAs
Stanleymama - That's right, I remember...

Stanleymama - That's right, I remember discussing this before.  Yes that is mortgage-sized debt IMO and if it were me I'd put it in BS6.  Frustrating about the house situation - at least you learned...
Forum: Frugality & Finances   04-05-2011, 09:35 AM
Replies: 36
Views: 1,343
Posted By MyTwoAs
  Happy April!   chely - Enjoy your...


Happy April!
 
chely - Enjoy your husband's RnR!  When does it start?  Good luck on the upcoming move.
 
Sfcmama - Welcome, some folks here follow DR strictly and some do a modified plan. ...
Forum: Frugality & Finances   03-30-2011, 01:02 PM
Replies: 5
Views: 332
Posted By MyTwoAs
Congrats!!

Congrats!!
Forum: Frugality & Finances   03-23-2011, 03:45 PM
Replies: 96
Views: 3,143
Posted By MyTwoAs
Congrats again on BS4 Turquesa!   We had a...

Congrats again on BS4 Turquesa!
 
We had a Roth IRA and went through an investment advisor to set it up (Edward Jones).  When we were able to fund it we did so through an automatic monthly...
Forum: Frugality & Finances   03-21-2011, 07:39 AM
Replies: 171
Views: 7,917
Posted By MyTwoAs
Quote:Originally Posted by...

Quote:Originally Posted by ChristyMarie http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Frugality & Finances   03-19-2011, 08:27 AM
Replies: 96
Views: 3,143
Posted By MyTwoAs
We are done with BS2 and are joining those of...

We are done with BS2 and are joining those of you in BS3-land!

Crazy busy lately but will come back for personal posts tomorrow when I have time to breathe!...
Forum: Frugality & Finances   03-13-2011, 04:55 PM
Replies: 96
Views: 3,143
Posted By MyTwoAs
Hey Turquesa - that's a good problem to have....

Hey Turquesa - that's a good problem to have.  =P  I'd either leave it in your FFEF, earmark some of the funds for sinking funds (car replacement, etc) or do a little lump-sum investing (Roth IRA if...
Forum: Frugality & Finances   03-11-2011, 06:39 PM
Replies: 96
Views: 3,143
Posted By MyTwoAs
Beansmama - Yay on the growing FFEF and good...

Beansmama - Yay on the growing FFEF and good luck with cooking for MIL hehe - score on the grocery store, too!
 
Welcome newlyminted - If you use your debit card for everything you can see what...
Forum: Frugality & Finances   03-09-2011, 08:06 AM
Replies: 96
Views: 3,143
Posted By MyTwoAs
Ldavis - either sell the truck and fix the subie...

Ldavis - either sell the truck and fix the subie or sell both and buy another vehicle for cash.  I'd probably look into fixing the Subie if it were me.  As far as the DR plan, during his radio show...
Forum: Frugality & Finances   03-02-2011, 02:48 PM
Replies: 96
Views: 3,143
Posted By MyTwoAs
Ldavis24 - We were BIG spenders, seriously....

Ldavis24 - We were BIG spenders, seriously. Newest iPhone, bought the first iPad the day it was out, multiple laptops (we're tech geeks obviously), a new Coach purse every year for Mother's Day, out...
Forum: Frugality & Finances   03-02-2011, 10:57 AM
Replies: 3
Views: 157
Posted By MyTwoAs
This list of resources isn't female-specific but...

This list of resources isn't female-specific but they should have women-only grants listed.  http://www.score.org/fc_17.html
 
If you are considering going into business for yourself, SCORE is a...
Forum: Frugality & Finances   03-01-2011, 06:21 PM
Replies: 96
Views: 3,143
Posted By MyTwoAs
Thanks! We started in January 2010 - original...

Thanks! We started in January 2010 - original BS2 completion date was September/October of this year but I sought out new clients last fall and my husband worked harder (commissions) and we've sped...
Forum: Frugality & Finances   03-01-2011, 04:58 PM
Replies: 96
Views: 3,143
Posted By MyTwoAs
I can see the text in the original post but it...

I can see the text in the original post but it is all pushed over to the right, funky boards! heh
 
eirual - Good luck with the rest of the debt payoff and saving for the big expenses! What will...
Forum: Frugality & Finances   02-24-2011, 09:56 AM
Replies: 79
Views: 3,172
Posted By MyTwoAs
Ditto seashells!

Ditto seashells!
Forum: Frugality & Finances   02-22-2011, 12:57 PM
Replies: 79
Views: 3,172
Posted By MyTwoAs
The way DR explains the retirement funding is...

The way DR explains the retirement funding is that it is 15% of the annual gross household income.  So if you make $100k then $15k goes into retirement savings.  Here's a quick and dirty definition...
Forum: Frugality & Finances   02-22-2011, 09:33 AM
Replies: 79
Views: 3,172
Posted By MyTwoAs
 Quote:Originally Posted by...



Quote:Originally Posted by seashells http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Frugality & Finances   02-22-2011, 09:33 AM
Replies: 79
Views: 3,172
Posted By MyTwoAs
 Quote:Originally Posted by...



Quote:Originally Posted by applecider http://www.mothering.com/community/img/forum/go_quote.gif...
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