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Forum: Frugality & Finances   11-08-2010, 11:25 PM
Replies: 33
Views: 12,856
Posted By BJewels79
I'd LOVE to have those bills! We're in Florida...

I'd LOVE to have those bills! We're in Florida (northern, so a little chillier). We are all electric, 1100 sq ft. Heat stays around 70 and AC around 78....our budget billing for electric is barely...
Forum: Organize & Declutter   08-29-2010, 01:22 PM
Replies: 0
Views: 269
Posted By BJewels79
We have a home that we will be renovating soon...

We have a home that we will be renovating soon (hopefully in the next couple of months!) and I've been thinking really hard about what I'd really like to have done as far as organization and such....
Forum: Frugality & Finances   08-18-2010, 02:13 PM
Replies: 11
Views: 935
Posted By BJewels79
Well, we won't be able to use the SHIP program...

Well, we won't be able to use the SHIP program http://www.mothering.com/discussions/images/smilies/greensad.gif It's strictly for someone who is buying a home...
Forum: Frugality & Finances   08-03-2010, 05:52 PM
Replies: 11
Views: 935
Posted By BJewels79
We're lucky....we currently live in a mobile...

We're lucky....we currently live in a mobile home...that we own outright...next door!All of our reno will be done befor we move in. I still have yet to get DH to move on this though...
Forum: Organize & Declutter   07-25-2010, 08:01 PM
Replies: 9
Views: 634
Posted By BJewels79
I agree with inside mounted shades! We have...

I agree with inside mounted shades! We have similar windows in a house we're going to be renovating and I'd like to only do some nice shades...
Forum: Frugality & Finances   07-21-2010, 01:16 PM
Replies: 11
Views: 935
Posted By BJewels79
Oh! And I have no idea what it would appraise...

Oh! And I have no idea what it would appraise for, but on local tax rolls the "market value" including the land is $90K currently. We definitely will be staying well under that as far as what we can...
Forum: Frugality & Finances   07-21-2010, 01:13 PM
Replies: 11
Views: 935
Posted By BJewels79
Thanks! We are in a rural area and would qualify...

Thanks! We are in a rural area and would qualify for most loan programs I think. The house has no drywall (has old panelling that has buckled and has holes in it in some places) so that is...
Forum: Frugality & Finances   07-21-2010, 12:55 AM
Replies: 11
Views: 935
Posted By BJewels79
I do have a couple of questions...

I do have a couple of questions http://www.mothering.com/discussions/images/smilies/smile.gif How did you go about finding someone who is familiar with this sort of loan? Was it a fairly quick and...
Forum: Frugality & Finances   07-20-2010, 07:07 PM
Replies: 11
Views: 935
Posted By BJewels79
Has anyone ever used a 203K loan? Can you tell...

Has anyone ever used a 203K loan? Can you tell me about it?
Forum: Frugality & Finances   07-20-2010, 07:02 PM
Replies: 77
Views: 6,231
Posted By BJewels79
Quote: Originally Posted by surrogate...

Quote:
Originally Posted by surrogate http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/15645047)
If you get wic, you get pregnancy medicaid,...
Forum: Country Living / Off the Grid   07-16-2010, 05:37 PM
Replies: 4
Views: 543
Posted By BJewels79
We're in north Florida and run our AC around 77...

We're in north Florida and run our AC around 77 currently. In the winter I prefer the heat no lower than 70. The home this would be for currently has NO central air/heat....only a wood heater. We'll...
Forum: Country Living / Off the Grid   07-13-2010, 03:39 PM
Replies: 4
Views: 543
Posted By BJewels79
Tell me about any sort of ways to generate your...

Tell me about any sort of ways to generate your own electricity. Solar panels? And?? This would be for a rural residential home. How much savings could one possibly see in the electric bill (which...
Forum: Frugality & Finances   07-13-2010, 09:13 AM
Replies: 27
Views: 2,046
Posted By BJewels79
I should know by the 23rd if I got the PC job!!...

I should know by the 23rd if I got the PC job!! It actually sounded much better than I expected http://www.mothering.com/discussions/images/smilies/smile.gif Locally, it's up to 20 hrs per week. My...
Forum: Frugality & Finances   07-08-2010, 05:11 PM
Replies: 27
Views: 2,046
Posted By BJewels79
Oh and the worst part is probably that I have to...

Oh and the worst part is probably that I have to go to training an hour away for two weeks....that drive will not be fun, plus I'll have to get childcare for those two weeks...not sure it's possible...
Forum: Frugality & Finances   07-08-2010, 05:11 PM
Replies: 27
Views: 2,046
Posted By BJewels79
Does it need to be complete silence in the...

Does it need to be complete silence in the background (I worked for another WAH company before and there could be no background noise.)? In just over a month, I'll only have the two youngest at home...
Forum: Frugality & Finances   07-08-2010, 12:15 PM
Replies: 27
Views: 2,046
Posted By BJewels79
I work for Lionbridge! However, today a job...

I work for Lionbridge!

However, today a job as a peer counselor for WIC basically fell into my lap!! I remembered reading about it here, but had no idea they did that locally. Our nutritionist...
Forum: Organize & Declutter   06-24-2010, 01:14 PM
Replies: 87
Views: 6,570
Posted By BJewels79
Yay! It's always a good feeling to make a little...

Yay! It's always a good feeling to make a little money http://www.mothering.com/discussions/images/smilies/smile.gif
Forum: Organize & Declutter   06-23-2010, 12:13 AM
Replies: 87
Views: 6,570
Posted By BJewels79
And always remind yourself that almost...

And always remind yourself that almost everything can easily be replaced!!!
Forum: Organize & Declutter   06-23-2010, 12:10 AM
Replies: 87
Views: 6,570
Posted By BJewels79
I mostly want to cheer you along!!...

I mostly want to cheer you along!! http://www.mothering.com/discussions/images/smilies/smile.gif I am a borderline hoarder also. Until recently I certainly never believed it....but I know now that I...
Forum: Organize & Declutter   06-02-2010, 02:02 PM
Replies: 20
Views: 1,181
Posted By BJewels79
Quote: Originally Posted by bluebirdmama1...

Quote:
Originally Posted by bluebirdmama1 http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/15472874)
I love the advice. So true about...
Forum: Organize & Declutter   06-02-2010, 12:41 PM
Replies: 20
Views: 1,181
Posted By BJewels79
Look at selling this way....not counting your...

Look at selling this way....not counting your liners....if you sold each diaper/cover/etc for at least $1 each....that's over $200. I have no idea what prefolds go for. But what could you do with...
Forum: Organize & Declutter   06-02-2010, 12:38 PM
Replies: 20
Views: 1,181
Posted By BJewels79
I started CD when my oldest (now 6) was about 6...

I started CD when my oldest (now 6) was about 6 months old. We never did it full time with him, however I built up a huge stash of diapers. I was a junkie! I saved everything knowing we'd have...
Forum: Organize & Declutter   05-24-2010, 01:36 PM
Replies: 5
Views: 544
Posted By BJewels79
Thanks for all the tips! No room for a coffee...

Thanks for all the tips! No room for a coffee table here....however, I just carried out 6 garbage bags FULL of toys for our upcoming yard sale! Yay! I have at least one more bag full to get rid of...
Forum: Organize & Declutter   05-20-2010, 12:10 AM
Replies: 5
Views: 544
Posted By BJewels79
I wish we had room in the closet! When they...

I wish we had room in the closet! When they moved into this room together (to make room for new brother in the teeny tiny nursery), we had to hang a double rod in the closet just to fit ANY clothes...
Forum: Organize & Declutter   05-19-2010, 11:51 PM
Replies: 5
Views: 544
Posted By BJewels79
Let's see, currently there are 5 of us living in...

Let's see, currently there are 5 of us living in our (just barely over) 1000 sq ft home. Within 1 yr, we will be living in a much larger 1500 sq ft home, with an additional large screened porch (so...
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