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Forum: Frugality & Finances   09-21-2014, 07:05 AM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
Happy Weekend everyone! Hope you are all...

Happy Weekend everyone! Hope you are all enjoying some lovely frugal time with family.

It is all about money and hard work for me, though when all of this is done, I will be having a serious...
Forum: Frugality & Finances   09-15-2014, 04:52 PM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
Yeeeouch! I know car repairs are an expected...

Yeeeouch! I know car repairs are an expected expense, but they always seem so big when they hit.
Forum: Frugality & Finances   09-15-2014, 09:14 AM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
Whew! After 4 days of back breaking work, we...

Whew! After 4 days of back breaking work, we have pulled all of the old, rotten carpet out of the new house. There are hardwood floors that are in rough shape, but not as bad as we suspected.
...
Forum: Frugality & Finances   09-13-2014, 10:17 AM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
Exactly! More reasons to buy small and simple.

Exactly! More reasons to buy small and simple.
Forum: Frugality & Finances   09-11-2014, 12:39 PM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
I get to spend big money today. The new house...

I get to spend big money today. The new house has an ancient, dying refrigerator. It is filthy. Like college frat house gross. We knew we would need to replace it soon, and soon is right now. We...
Forum: Frugality & Finances   09-11-2014, 12:03 PM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
Buying a house is incredibly stressful. We just...

Buying a house is incredibly stressful. We just went through it. My father in law liked to remind me that there is always another house. This kept me going when we saw so many houses -- some of...
Forum: Frugality & Finances   09-08-2014, 09:45 PM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
Oh mamas, we have done our share of food allergy...

Oh mamas, we have done our share of food allergy cooking here as well. Ds has had trouble with eggs, wheat and dairy. He is almost 11 and has out grown the worst of it, but there were years of...
Forum: Frugality & Finances   09-07-2014, 01:46 PM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
Cheap weekend so far. Lot of time outside. I...

Cheap weekend so far. Lot of time outside. I have bought a few extra foodstuffs for all of our outside adventures, but not out of range of our normal budget.

I picked up new shoes for my son. ...
Forum: Frugality & Finances   09-04-2014, 10:11 AM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
That is a good idea! Thanks.

That is a good idea! Thanks.
Forum: Frugality & Finances   09-03-2014, 11:38 AM
Replies: 45
Views: 1,921
Posted By Ruthiegirl
Hey Friends, I am starting this month with...

Hey Friends, I am starting this month with excellent intentions and realistic expectations. This is a huge month for us, so forgive me if I disappear once in a while.


1. My goal for this...
Forum: Frugality & Finances   07-26-2014, 10:22 AM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
We also just returned from a week of camping. ...

We also just returned from a week of camping. It was a glorious week away and we kept to our $250 budget that included campsite fees, food, some fun and firewood.

Now I know why we always went...
Forum: Frugality & Finances   07-19-2014, 11:29 AM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
I think we are going to go forward on the house. ...

I think we are going to go forward on the house. I am a little sick to my stomach with nerves After selling our old house and moving last year, we have been living cheap and saving, saving, saving....
Forum: Frugality & Finances   07-17-2014, 10:47 AM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
Doing well this month. Our grocery spending in...

Doing well this month. Our grocery spending in on track. We are driving less and spending less on gas. No more eating out after the pizza debacle.

But! I think we are about to spend a huge...
Forum: Frugality & Finances   07-13-2014, 07:23 AM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
I am checking in as well. I made some good...

I am checking in as well. I made some good choices and a crappy one this weekend.

My good choice -- My son went to the rodeo. I gave him $10 for admission and he used $10 of his own money to...
Forum: Frugality & Finances   07-11-2014, 01:15 PM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
We went blueberry picking again yesterday. Our...

We went blueberry picking again yesterday. Our freezer is officially stuffed. I love all of this wonderful, local produce. Once we buy a house and get moved, it will be a priority to get a chest...
Forum: Frugality & Finances   07-10-2014, 10:05 AM
Replies: 74
Views: 5,751
Posted By Ruthiegirl
There are a bunch of these companies that provide...

There are a bunch of these companies that provide mobile service without a contract. I just started with Page Plus and have been decently happy. I went with the super low cost $12 a month plan. I...
Forum: Frugality & Finances   07-09-2014, 02:19 PM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
Our week is going well. We did our monthly...

Our week is going well. We did our monthly Costco trip yesterday and bought only what was on our list. We are well stocked with oatmeal, rice and beans and basic goods, though we will run out of...
Forum: Frugality & Finances   07-08-2014, 11:34 AM
Replies: 37
Views: 3,441
Posted By Ruthiegirl
Well, I need it because I don't always remember...

Well, I need it because I don't always remember to focus on my goals. Still working towards my ideal life.

Your words are well written and lovely. And very appreciated.
Forum: Frugality & Finances   07-08-2014, 09:32 AM
Replies: 37
Views: 3,441
Posted By Ruthiegirl
Damn, this feels like it could be my personal...

Damn, this feels like it could be my personal mantra.
Forum: Frugality & Finances   07-07-2014, 11:57 AM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
This week should be more mellow. We went to the...

This week should be more mellow. We went to the beach 3 (!) times last week and my kids are worn out. We will go to the pool and we have a playdate. We need a trip to the library as well. Low key...
Forum: Frugality & Finances   07-05-2014, 02:59 PM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
Ah well, maybe it just felt like we were burning...

Ah well, maybe it just felt like we were burning money. Fun money.
Forum: Frugality & Finances   07-05-2014, 01:59 PM
Replies: 88
Views: 2,512
Posted By Ruthiegirl
What a fabulous 4th of July -- a huge, fun day at...

What a fabulous 4th of July -- a huge, fun day at the beach. And we only spent $42 on fireworks which is a crazy indulgence since we were quite literally lighting money on fire. But dang! What a...
Forum: Frugality & Finances   07-05-2014, 01:55 PM
Replies: 4
Views: 430
Posted By Ruthiegirl
Oh yeah? I would love to hear how it works out...

Oh yeah? I would love to hear how it works out for you.
Forum: Frugality & Finances   07-05-2014, 12:15 PM
Replies: 4
Views: 430
Posted By Ruthiegirl
If I could talk dh into it, I would love to...

If I could talk dh into it, I would love to convert a chest freezer into a fridge. I have read that these will run for a year on about $6 of electricity.
...
Forum: Frugality & Finances   07-04-2014, 02:12 PM
Replies: 23
Views: 2,975
Posted By Ruthiegirl
We spend about 14% of our take home pay on a 3...

We spend about 14% of our take home pay on a 3 bedroom duplex in a med-high cost of living town of 50,000. It is a tight squeeze to fit 2 adults and 4 kids here, but this was the cheapest place we...
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