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Forum: Frugality & Finances   12-21-2012, 03:40 PM
Replies: 37
Views: 1,120
Posted By mnnice
Quote:Originally Posted by...

Quote:Originally Posted by tiqa http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1369637/reasons-for-being-debt-free/20#post_17206494)

Yeah, the tax...
Forum: Frugality & Finances   12-19-2012, 02:59 PM
Replies: 37
Views: 1,120
Posted By mnnice
Quote:Originally Posted by...

Quote:Originally Posted by tiqa http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1369637/reasons-for-being-debt-free#post_17204443)

Originally...
Forum: Frugality & Finances   12-11-2012, 07:43 AM
Replies: 37
Views: 1,120
Posted By mnnice
I think you are mixing a couple of issue...

I think you are mixing a couple of issue together.  A good credit score and debt-free are two different things.  DH and I have been debt free since 2007.  We still have credit cards that we use and...
Forum: Frugality & Finances   10-13-2012, 02:56 PM
Replies: 11
Views: 563
Posted By mnnice
DH should apply for unemployment if he hasn't...

DH should apply for unemployment if he hasn't already.  While being eligible for unemployment if very YLMV situation generally when you are laid off versus outright fired you are going to be...
Forum: Frugality & Finances   09-25-2012, 08:12 AM
Replies: 11
Views: 563
Posted By mnnice
First, I am so sorry to hear that you uprooted...

First, I am so sorry to hear that you uprooted your family for a job that didn't pan out.  
 
Second, I don't think kids process job losses like adults do.  My DH was laid off all off 2009 and...
Forum: Frugality & Finances   08-23-2012, 10:56 AM
Replies: 26
Views: 1,457
Posted By mnnice
  I think the whole buy rent thing is very...



I think the whole buy rent thing is very personal and rules of thumb don't apply well.
 
As a child my parents always rented until they built the house they live in now in 1988 when they were...
Forum: Frugality & Finances   08-11-2012, 03:20 PM
Replies: 5
Views: 384
Posted By mnnice
Quote:Originally Posted by...

Quote:Originally Posted by sunnysandiegan http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Women's Health   07-17-2012, 10:48 AM
Replies: 29
Views: 1,224
Posted By mnnice
Quote:Originally Posted by...

Quote:Originally Posted by SimpleLove http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Frugality & Finances   06-15-2012, 06:49 AM
Replies: 54
Views: 3,504
Posted By mnnice
Quote:Originally Posted by...

Quote:Originally Posted by EmsMom http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1355430/please-help-me-to-decide-what-to-do/20#post_17013452)

You...
Forum: Frugality & Finances   06-14-2012, 11:56 AM
Replies: 17
Views: 1,954
Posted By mnnice
basically you can   1.  Leave it where it...

basically you can
 
1.  Leave it where it is.  If you like the investment choices and the fees are very low/nonexistant that make sense.
2. You can roll it over to a rollover IRA.  You can only...
Forum: Frugality & Finances   06-12-2012, 08:54 AM
Replies: 54
Views: 3,504
Posted By mnnice
Quote:Originally Posted by...

Quote:Originally Posted by SunRise http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1355430/please-help-me-to-decide-what-to-do#post_17010842)

It...
Forum: Frugality & Finances   06-12-2012, 07:40 AM
Replies: 54
Views: 3,504
Posted By mnnice
Just curious.  What is the dollar amount that...

Just curious.  What is the dollar amount that your back taxes are?
 
I ask because I think my advice for you would be different if you were behind by $300, $3,000, or $30,000.  I also know that...
Forum: Frugality & Finances   06-05-2012, 06:43 AM
Replies: 8
Views: 851
Posted By mnnice
Honestly, I am not sure how a short sale would...

Honestly, I am not sure how a short sale would be more stressful than a foreclosure other than your house will be shown.  Which is something people not underwater and difficult financial positions...
Forum: Country Living / Off the Grid   05-23-2012, 10:42 AM
Replies: 25
Views: 953
Posted By mnnice
Rural water is a system of pipes and water...

Rural water is a system of pipes and water towers that serve rural areas just like manicipal water serves more urban/suburban area.  Pretty much my entire state I currently live in (SD) has rural...
Forum: Country Living / Off the Grid   05-18-2012, 08:55 PM
Replies: 25
Views: 953
Posted By mnnice
Is there such thing a rural water in the area...

Is there such thing a rural water in the area you are moving? 
 
My parent have rural water in their acreage/small farm in Iowa and have never had a well just a connection to rural water.
 
We...
Forum: Country Living / Off the Grid   05-14-2012, 08:03 AM
Replies: 25
Views: 953
Posted By mnnice
Quote:Originally Posted by...

Quote:Originally Posted by kitchensqueen http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Country Living / Off the Grid   05-13-2012, 11:49 AM
Replies: 2
Views: 490
Posted By mnnice
We rent a rural property from a family member...

We rent a rural property from a family member and have chickens and turkeys and tilled up a big garden. 
 
We are early in the process (I have just lived here to weeks) and I don't have much...
Forum: Country Living / Off the Grid   05-13-2012, 11:36 AM
Replies: 25
Views: 953
Posted By mnnice
If I was looking for a place to homestead where...

If I was looking for a place to homestead where family/existing social relationships/jobs were not an issue I would look at the northern tier of counties in MO.  The landscape is mostly rolling...
Forum: Frugality & Finances   04-24-2012, 08:56 AM
Replies: 91
Views: 7,074
Posted By mnnice
DH and I were both 29 when we bought our first...

DH and I were both 29 when we bought our first house.
 
When we were 31 and 32 when we sold it and bought the next house (relocation mostly, slight "upgrade").
 
When we were 38 we paid off the...
Forum: Frugality & Finances   04-19-2012, 07:29 AM
Replies: 16
Views: 1,315
Posted By mnnice
I agree it can often be a good deal for both...

I agree it can often be a good deal for both parties.  It is still a very common practice when people buy ag land.  We considered it when selling a home we own now.  In the deals I have heard about...
Forum: Frugality & Finances   03-30-2012, 01:10 PM
Replies: 20
Views: 2,867
Posted By mnnice
Why wouldn't you make an offer contingent on...

Why wouldn't you make an offer contingent on selling your current house? 
 
While I am a big fat hypocrite because I have bought a house before selling another house I did it in a very different...
Forum: Frugality & Finances   03-27-2012, 09:47 AM
Replies: 4
Views: 181
Posted By mnnice
I did a coorporate relocation in 2001 and it...

I did a coorporate relocation in 2001 and it cost about 10K to move a large two bedroom townhouse full of stuff approximately 300 miles.  It was great everything was packed for use and then the big...
Forum: Frugality & Finances   03-07-2012, 10:16 AM
Replies: 14
Views: 1,016
Posted By mnnice
 Quote:Originally Posted by...



Quote:Originally Posted by umarider http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1346319/impending-job-loss-budget-decisions#post_16902249)
...
Forum: Parenting   02-29-2012, 03:10 PM
Replies: 344
Views: 19,886
Posted By mnnice
 Quote:Originally Posted by...



Quote:Originally Posted by CatsCradle http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Frugality & Finances   02-21-2012, 09:09 AM
Replies: 26
Views: 1,651
Posted By mnnice
Just curious how big (and active) is the dog?

Just curious how big (and active) is the dog?
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