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Forum: Frugality & Finances   05-29-2011, 09:31 AM
Replies: 11
Views: 439
Posted By mtm
My dh was kept motivated by having a list of...

My dh was kept motivated by having a list of things he wanted to do when we were out of cc debt. His number one was a vacation to see his family and go seeing for his 40th bday. He also had a bunch...
Forum: Frugality & Finances   05-29-2011, 09:26 AM
Replies: 2
Views: 218
Posted By mtm
For websites I like the Simple Dollar and Get...

For websites I like the Simple Dollar and Get Rich Slowly. My fave personal finance person is Gail vax Oxlade, she is the host of Til Debt Do Us Part and Princess and has a website as well. Your...
Forum: Frugality & Finances   05-29-2011, 09:23 AM
Replies: 50
Views: 1,961
Posted By mtm
MsFortune, you're doing great, learning not to...

MsFortune, you're doing great, learning not to shop is a huge step. Congrats on the new house!
 
trekkingril, how close are  you to filling the bef?
Forum: Adoptive and Foster Parenting   05-06-2011, 04:26 PM
Replies: 342
Views: 33,177
Posted By mtm
Anna, I'm sorry if I missed it in this long...

Anna, I'm sorry if I missed it in this long thread but has your daughter seen any specialists? I'd recommend asking to go to a gastro specialist and take it from there. At the very least they will...
Forum: Frugality & Finances   05-01-2011, 01:26 PM
Replies: 50
Views: 1,961
Posted By mtm
Thank goodness April's over. I've now got my...

Thank goodness April's over. I've now got my kids spring and summer programs all paid for and can't wait for my May cheque. Its funding my trip out to see my sister in June! This is the start of a...
Forum: Frugality & Finances   05-01-2011, 01:24 PM
Replies: 50
Views: 1,961
Posted By mtm
Do you want to get out of debt? Start living on...

Do you want to get out of debt? Start living on a budget? Be able to start saving? Then this is the thread for you.  Some of us use Dave Ramsey's method but please join us even if you're following...
Forum: Frugality & Finances   04-01-2011, 05:57 PM
Replies: 15
Views: 668
Posted By mtm
I don't think you can go wrong paying off any of...

I don't think you can go wrong paying off any of them as none of them are high interest cc's. I lean towards getting rid of the three smaller student loans and taking a chunk out of the bigger...
Forum: Frugality & Finances   04-01-2011, 05:54 PM
Replies: 36
Views: 1,378
Posted By mtm
I can't believe it's April already. So many...

I can't believe it's April already. So many great updates in March, lots of people moving into bs3. If you want to get out of debt and start saving this is the thread for you.  Some of us use Dave...
Forum: Frugality & Finances   03-29-2011, 12:57 PM
Replies: 96
Views: 3,221
Posted By mtm
 imamomx2, I think the key to not opening up...


imamomx2, I think the key to not opening up the spending once you're in bs3/4 is to make sure you automate the savings just like its a bs2 debt. It is, in fact, a debt, just one that you owe...
Forum: Frugality & Finances   03-16-2011, 12:08 PM
Replies: 96
Views: 3,221
Posted By mtm
Turquesa, what a great dilemma. I'd be tempted...

Turquesa, what a great dilemma. I'd be tempted to most of it in there as I'm starting to lean to 8-9 months expenses. Do you want to fill a few sinking funds or are you ready to transfer some of it...
Forum: Frugality & Finances   03-01-2011, 10:17 AM
Replies: 18
Views: 877
Posted By mtm
are you out of credit card debt? do you have...

are you out of credit card debt? do you have savings? have you started saving for retirement? Is yes then I'd up his fun money to cover those kind of expenses. If not I'd talk to him about making...
Forum: Frugality & Finances   03-01-2011, 08:44 AM
Replies: 96
Views: 3,221
Posted By mtm
Welcome to March.  If you want to get out of...

Welcome to March.  If you want to get out of debt and start saving this is the thread for you.  Some of us use Dave Ramsey's method but please join us even if you're following someone else/your own...
Forum: Frugality & Finances   03-01-2011, 08:33 AM
Replies: 16
Views: 1,174
Posted By mtm
I think you're getting overwhelmed in the...

I think you're getting overwhelmed in the details right now. Seriously, work the step you're on. From bs2 it looks so overwhelming to see the rest of the steps looming over you. And realize that...
Forum: Family Safety   02-15-2011, 03:50 PM
Replies: 6
Views: 1,559
Posted By mtm
We had two sunshine radians plus a booster seat...

We had two sunshine radians plus a booster seat in the back of our matrix for a couple years. Now we have two boosters and one radian.
Forum: Frugality & Finances   01-31-2011, 10:16 AM
Replies: 22
Views: 1,287
Posted By mtm
DRs advice is to halt retirement spending so...

DRs advice is to halt retirement spending so that you can get a good snowball going and get some fast wins on your debt. I couldn't get my dh to agree to it so we didn't do it but I would have done...
Forum: Frugality & Finances   01-31-2011, 09:55 AM
Replies: 79
Views: 3,217
Posted By mtm
I don't know why the formatting is so wonky,...

I don't know why the formatting is so wonky, sorry! I'm looking forward to february. If all goes according to plan I should be able to send money to my tsfa (bs 4). I've got to keep ds's bday stuff...
Forum: Frugality & Finances   01-31-2011, 09:42 AM
Replies: 79
Views: 3,217
Posted By mtm
Brr, its cold and I can't wait to get through...

Brr, its cold and I can't wait to get through Feb.  If you want to get out of debt and start saving this is the thread for you.  Some of us use Dave Ramsey's method but please join us even if you're...
Forum: Frugality & Finances   01-19-2011, 10:25 AM
Replies: 111
Views: 4,868
Posted By mtm
 Quote:Originally Posted by...



Quote:Originally Posted by Michelle-H http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Frugality & Finances   01-16-2011, 05:20 PM
Replies: 13
Views: 1,090
Posted By mtm
How did you end up with cc debt? I wouldn't take...

How did you end up with cc debt? I wouldn't take out at loan against retirement, I'd be more prone to reduce your retirement contribution to match til its gone. Can you afford to have 11 per cent...
Forum: Frugality & Finances   01-11-2011, 10:16 AM
Replies: 111
Views: 4,868
Posted By mtm
I did it! Dh's bonus came in and we bought new...

I did it! Dh's bonus came in and we bought new boots and then put the rest in our tsfas for retirement. It was tempting to do other things with the money but the second it hit the bank account, I...
Forum: Frugality & Finances   01-09-2011, 01:24 PM
Replies: 52
Views: 2,053
Posted By mtm
we budget 100 a month for eating out. Sometimes...

we budget 100 a month for eating out. Sometimes that's thai takeout, burgers and fries from the local place and a trip to the coffee shop, other months its one nice dinner out (family of 5). We...
Forum: Allergies   01-05-2011, 07:42 PM
Replies: 14
Views: 499
Posted By mtm
post some of your fave foods and we can find you...

post some of your fave foods and we can find you a yummy gf alternative.
Forum: Frugality & Finances   01-01-2011, 03:31 PM
Replies: 1
Views: 159
Posted By mtm
Its so nice to have your dh on board!

Its so nice to have your dh on board!
Forum: Frugality & Finances   01-01-2011, 03:23 PM
Replies: 3
Views: 250
Posted By mtm
I like Gail vax Oxlade. She's Canadian but the...

I like Gail vax Oxlade. She's Canadian but the advice is good for everyone. Her website is www.gailvazoxlade.com (http://www.gailvazoxlade.com) I think. She has a show, Til Debt do us Part too. Dave...
Forum: Frugality & Finances   01-01-2011, 11:39 AM
Replies: 111
Views: 4,868
Posted By mtm
Welcome to a whole new year. If you want to get...

Welcome to a whole new year. If you want to get out of debt and start saving this is the thread for you. Today is the day to take control of your finances.
 
Some of us use Dave Ramsey's method...
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