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Forum: Frugality & Finances   04-30-2012, 07:20 PM
Replies: 5
Views: 555
Posted By pitter_patter
I have a USDA loan and have been very happy with...

I have a USDA loan and have been very happy with it.  I had restrictions on the properties I could buy, one stipulation was no pool.  There was a loophole that the house could have a pool as long as...
Forum: Frugality & Finances   02-08-2012, 11:52 PM
Replies: 66
Views: 9,852
Posted By pitter_patter
Have you looked into subsidized daycare?  In my...

Have you looked into subsidized daycare?  In my city it is called ACCESS but of course that varies by area.  People under a certain income get daycare vouchers for a large portion (if not all) of...
Forum: Frugality & Finances   02-06-2012, 10:20 PM
Replies: 66
Views: 9,852
Posted By pitter_patter
 Quote:Originally Posted by...



Quote:Originally Posted by Mulvah http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1344285/filing-for-bankruptcy#post_16865863)


If this is...
Forum: Frugality & Finances   01-31-2012, 08:53 PM
Replies: 29
Views: 1,250
Posted By pitter_patter
Do you have anything you can sell?  I cleaned...

Do you have anything you can sell?  I cleaned out my garage over the last 6+ months and made several hundred dollars.  I also do a consignment sale to get rid of kid clothes and toys, it is...
Forum: Parenting Multiples   12-12-2011, 10:41 PM
Replies: 16
Views: 462
Posted By pitter_patter
My twins are in kindergarten this year and I...

My twins are in kindergarten this year and I lobbied the school to keep them together.  They both wanted to be together in kindergarten and I was confident that they would thrive in the same class....
Forum: Parenting Multiples   12-12-2011, 10:29 PM
Replies: 12
Views: 530
Posted By pitter_patter
I worked FT until 30 weeks then went to PT until...

I worked FT until 30 weeks then went to PT until 34 weeks.  My twins were born at 38 weeks.  I had a very sedentary desk job though, so it wasn't physically demanding.
Forum: Frugality & Finances   12-12-2011, 09:57 PM
Replies: 12
Views: 471
Posted By pitter_patter
If you live in or near a rural area I would look...

If you live in or near a rural area I would look into a USDA loan.  I have one and it allowed my family to get a wonderful house with an affordable payment.  Our market locally has gone about as low...
Forum: Arts & Crafts   11-07-2011, 09:39 PM
Replies: 8
Views: 687
Posted By pitter_patter
I've seen mats at the dollar store, both Dollar...

I've seen mats at the dollar store, both Dollar Tree and 99 Cents Only.  
 
For prints Costco or Target are my favorites.  Do you know anyone with a photo printer you can hit up?  Does your school...
Forum: Frugality & Finances   09-24-2011, 01:16 PM
Replies: 10
Views: 453
Posted By pitter_patter
I know people with two kids who drive VW...

I know people with two kids who drive VW Beetles, so I think you can manage in the Matrix just fine.  We've been a one car family for a year now, my husband rides his bike to work most of the time.  
Forum: Parenting Multiples   08-21-2011, 06:25 PM
Replies: 9
Views: 1,936
Posted By pitter_patter
At 14 days past ovulation my level was 150. My...

At 14 days past ovulation my level was 150. My RE said he liked to see at least 50, I asked if that was an indication that I may be carrying twins and he said no.  I felt otherwise but found out for...
Forum: Frugality & Finances   08-16-2011, 10:28 AM
Replies: 7
Views: 769
Posted By pitter_patter
Something that you probably have already...

Something that you probably have already considered but I thought I'd mention just in case is teaching SAT/ACT prep classes or proctoring the exam.  Tutoring is another quick cash generator, in some...
Forum: Frugality & Finances   08-15-2011, 10:08 PM
Replies: 7
Views: 769
Posted By pitter_patter
You can do it!   Here's what I did when I...

You can do it!
 
Here's what I did when I realized I need to overhaul my finances:
 
-review tax withholdings so you have more money per month (to go towards debt) and end up owing a tiny amount...
Forum: Frugality & Finances   06-30-2011, 11:00 PM
Replies: 15
Views: 896
Posted By pitter_patter
What sort of notification did you get regarding...

What sort of notification did you get regarding the bankruptcy?  You should be listed on the schedule of creditors and should be notified when there is a meeting of creditors.  The meeting will be...
Forum: Parenting Multiples   06-28-2011, 12:45 AM
Replies: 10
Views: 1,675
Posted By pitter_patter
 Quote:Originally Posted by...



Quote:Originally Posted by Smurfette2 http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Parenting Multiples   06-26-2011, 08:52 PM
Replies: 10
Views: 1,675
Posted By pitter_patter
My twins are now 5 but they were exclusively FF...

My twins are now 5 but they were exclusively FF from roughly six weeks to one year.  I started out using Similac Advance With Iron and Playtex Vent Aire bottles.  My lifesaver was a bottle drying...
Forum: Parenting Multiples   06-26-2011, 08:43 PM
Replies: 12
Views: 1,689
Posted By pitter_patter
Don't worry, I FF my twins and they turned out...

Don't worry, I FF my twins and they turned out fine.  The judgment about FF is so irritating!  I just smile and nod when I get advice that I would never in a million years even consider.  Depending...
Forum: Frugality & Finances   06-24-2011, 11:19 PM
Replies: 59
Views: 3,643
Posted By pitter_patter
I want to add that WIC isn't about "taking...

I want to add that WIC isn't about "taking resources away from people who need it", in fact the opposite is true.  The more people who qualify and receive WIC the more money the government allocates...
Forum: Frugality & Finances   06-24-2011, 11:01 PM
Replies: 59
Views: 3,643
Posted By pitter_patter
WIC doesn't give out diapers.  You may not be...

WIC doesn't give out diapers.  You may not be "allowed" to give the baby donated breastmilk unless it is from a milk bank that tests donors and their milk.  I don't think it is stealing, you are...
Forum: Reuse & Recycle   06-22-2011, 02:33 PM
Replies: 13
Views: 2,352
Posted By pitter_patter
I used the spring platform from my cribs in my...

I used the spring platform from my cribs in my garden and they have climbing jasmine growing on them.
Forum: Stay at Home Parents   06-19-2011, 12:25 PM
Replies: 6
Views: 1,542
Posted By pitter_patter
 Quote:Originally Posted by...



Quote:Originally Posted by syn_ack89 http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/thread/1317410/moms-club-for-sahms#post_16499654)

When...
Forum: Pregnancy and Birth Loss   05-31-2011, 10:19 PM
Replies: 18
Views: 377
Posted By pitter_patter
I am so sorry for the loss of your babies, my...

I am so sorry for the loss of your babies, my thoughts are with you and your family.  
Forum: Frugality & Finances   03-29-2011, 10:03 PM
Replies: 34
Views: 13,668
Posted By pitter_patter
My guess is something wrong with the well pump,...

My guess is something wrong with the well pump, second would be the old fridge.  Old refrigerators are huge energy suckers!  Try the dollar bill trick to check the seals, close a dollar bill in the...
Forum: Frugality & Finances   02-24-2011, 05:55 PM
Replies: 25
Views: 1,125
Posted By pitter_patter
   Quote:Originally Posted by...


 
Quote:Originally Posted by simplemama32 http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Frugality & Finances   01-28-2011, 12:21 AM
Replies: 15
Views: 698
Posted By pitter_patter
I purchased a foreclosure in April 2009.  It had...

I purchased a foreclosure in April 2009.  It had been empty for over a year so there was considerable yard maintenance to catch up on,  pounds of dust, rings in the toilets, etc. I recommend getting...
Forum: Frugality & Finances   11-04-2010, 10:11 PM
Replies: 18
Views: 730
Posted By pitter_patter
I shop at Michael's when they have their things...

I shop at Michael's when they have their things on sale and have a 10 or 20% off your total purchase coupon too. I do garland down my bannister and swags over the door too, I pair the mid-range...
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