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Forum: Infertility   08-11-2011, 12:41 AM
Replies: 7
Views: 3,061
Posted By cheerma
Have you tried SIRM? They're a national center...

Have you tried SIRM? They're a national center with many clinics. Usually visit #1 is free and they give lots of info. They are very transparent about costs. Some places are kind of sketchy about...
Forum: Infertility   08-11-2011, 12:25 AM
Replies: 1
Views: 1,468
Posted By cheerma
I'm a wahm for an insurance company. Have your...

I'm a wahm for an insurance company. Have your doc resubmit the claim with any dx you have that is the confirmed/possible underlying medical cause of your infertility. Many plans cover the cost to...
Forum: Adoptive and Foster Parenting   08-11-2011, 12:16 AM
Replies: 7
Views: 2,140
Posted By cheerma
Our dd came to us at 5 months thru foster care....

Our dd came to us at 5 months thru foster care. Because I was afraid of Children's Service I didn't breastfeed. We finally adopted her at age 3. Various reasons, including my intuition, her own...
Forum: Breastfeeding Challenges   08-11-2011, 12:07 AM
Replies: 3
Views: 741
Posted By cheerma
Our dd came to us at 5 months thru foster care....

Our dd came to us at 5 months thru foster care. Because I was afraid of Children's Service I didn't breastfeed. We finally adopted her at age 3. Various reasons, including my intuition, her own...
Forum: Breastfeeding Beyond Infancy   08-10-2011, 11:45 PM
Replies: 4
Views: 1,010
Posted By cheerma
Our dd came to us at 5 months thru foster care....

Our dd came to us at 5 months thru foster care. Because I was afraid of Children's Service I didn't breastfeed. We finally adopted her at age 3. Various reasons, including my intuition, her own...
Forum: Talk Amongst Ourselves   09-13-2009, 01:06 AM
Replies: 34
Views: 379
Posted By cheerma
DH is 28 years older than I am. We've been...

DH is 28 years older than I am. We've been together for 8 years. It works for us.
Forum: Frugality & Finances   02-12-2009, 10:56 PM
Replies: 180
Views: 5,051
Posted By cheerma
I have not checked in for a few days. I've been...

I have not checked in for a few days. I've been working tons of overtime trying to get ready for DH's surgery. I'll be off for 12 weeks. So I'm trying to get as much money now as I can. I just got...
Forum: Frugality & Finances   02-05-2009, 08:44 PM
Replies: 180
Views: 5,051
Posted By cheerma
Quote: Originally Posted by mtm...

Quote:
Originally Posted by mtm http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13134871)
cheerma, yikes on the surgery. I hope it goes...
Forum: Life with a Toddler   02-05-2009, 08:08 PM
Replies: 17
Views: 3,856
Posted By cheerma
DD is 20.5 months and 36 inches. She's a tall,...

DD is 20.5 months and 36 inches. She's a tall, skinny girl. http://www.mothering.com/discussions/images/smilies/smile.gif
Forum: Frugality & Finances   02-05-2009, 07:37 PM
Replies: 180
Views: 5,051
Posted By cheerma
Quote: Originally Posted by Crunchy*VT*Mom...

Quote:
Originally Posted by Crunchy*VT*Mom http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13136576)
BS1: Done!
BS2: Done! (it took us...
Forum: Frugality & Finances   02-05-2009, 04:11 PM
Replies: 180
Views: 5,051
Posted By cheerma
Oh ok. Thanks for the explaination. Also known...

Oh ok. Thanks for the explaination. Also known as BS 3?
Forum: Frugality & Finances   02-05-2009, 04:00 PM
Replies: 180
Views: 5,051
Posted By cheerma
I'm not good with all the acronyms....

I'm not good with all the acronyms. http://www.mothering.com/discussions/images/smilies/blush.gif What is FFEF?
Forum: Frugality & Finances   02-05-2009, 03:21 PM
Replies: 180
Views: 5,051
Posted By cheerma
Hi everyone! I post here off and on. I've been...

Hi everyone! I post here off and on. I've been most off for the past 3 or 4 months. DH and I are on BS1.

I have to take 12 weeks off soon. DH needs back surgery. So I'm worried about that. I can...
Forum: Multicultural Families   02-05-2009, 02:43 PM
Replies: 34
Views: 2,659
Posted By cheerma
Most teachers love kids and are trying to...

Most teachers love kids and are trying to appreciate their students. Maybe tell the teacher how great it was to bring culture to the class room, but your family refers to it as Lunar New Year. You...
Forum: Multicultural Families   02-05-2009, 02:26 PM
Replies: 21
Views: 1,866
Posted By cheerma
I'm black, DH is white. Our adopted daughter it...

I'm black, DH is white. Our adopted daughter it white. People tend to think I'm the nanny/babysitter. It's hard to tell when people are just curious or trying to make small talk. So I try not to fly...
Forum: Frugality & Finances   08-01-2008, 01:07 PM
Replies: 144
Views: 4,250
Posted By cheerma
* BS1 - Should be done by September 2008. *...

* BS1 - Should be done by September 2008.
* BS2 - Should be done by December 2009. Total CC Debt is $8950.00
CC1 = $500.00
CC2 = $500.00
CC3 = $700.00
CC4 = $750.00
CC5 = $750.00
CC6 =...
Forum: Frugality & Finances   07-16-2008, 10:10 PM
Replies: 145
Views: 4,455
Posted By cheerma
I have a question for everyone: How do you...

I have a question for everyone:

How do you stay motivated?

Here's what I do:
* My Outlook Calendar reminds me of what Baby Step I'm doing each morning (also has the description. So each day...
Forum: Frugality & Finances   07-15-2008, 03:38 PM
Replies: 145
Views: 4,455
Posted By cheerma
Quote: Originally Posted by AllieFaye...

Quote:
Originally Posted by AllieFaye http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/11697281)
Whoa - what a June/July we've had! I don't...
Forum: Frugality & Finances   07-15-2008, 03:33 PM
Replies: 145
Views: 4,455
Posted By cheerma
Quote: Originally Posted by lalaland42...

Quote:
Originally Posted by lalaland42 http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/11694312)
Yay Rosegirl!

I have a small update....
Forum: Frugality & Finances   07-15-2008, 04:30 AM
Replies: 145
Views: 4,455
Posted By cheerma
I got a bonus! Now we can have BS1 done on...

I got a bonus! Now we can have BS1 done on 08/18! I'll be so excited to finally get started on this program. The first few weeks were just planning and budgeting but now it's gonna happen! It feels...
Forum: Frugality & Finances   07-15-2008, 04:21 AM
Replies: 26
Views: 2,352
Posted By cheerma
Quote: Originally Posted by aquarian...

Quote:
Originally Posted by aquarian http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/11693918)

Could the extra fridge cause this kind of...
Forum: Frugality & Finances   07-15-2008, 04:04 AM
Replies: 145
Views: 4,455
Posted By cheerma
Quote: Originally Posted by rosegirl...

Quote:
Originally Posted by rosegirl http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/11689520)
can I post an update???

I wrote a check...
Forum: Frugality & Finances   07-11-2008, 03:53 PM
Replies: 145
Views: 4,455
Posted By cheerma
Quote: Originally Posted by Mommy&Will...

Quote:
Originally Posted by Mommy&Will http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/11671080)

Cheerma - we used US Legal Forms - the...
Forum: Frugality & Finances   07-11-2008, 06:05 AM
Replies: 145
Views: 4,455
Posted By cheerma
Quote: Originally Posted by Mommy&Will...

Quote:
Originally Posted by Mommy&Will http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/11663535)
QOTW: Do you have your WILL in place? Are...
Forum: Frugality & Finances   06-26-2008, 01:43 AM
Replies: 184
Views: 5,365
Posted By cheerma
I just watched In Debt We Trust. Very...

I just watched In Debt We Trust. Very interesting documentary about what consumer debt has done to America. If you all haven't seen it, you might want to. Doesn't have any solutions, but I'm a...
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