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Forum: Frugality & Finances   11-06-2015, 11:28 AM
Replies: 16
Views: 1,062
Posted By Paxjourney
We tend to pay cash for everything. I know if we...

We tend to pay cash for everything. I know if we used a cc we'd get points but DH just likes the Dave Ramsey method. We do have one cc and use that for somethings.


Since we use cash we always...
Forum: Frugality & Finances   10-31-2015, 02:04 PM
Replies: 754
Views: 47,195
Posted By Paxjourney
Dh is experiencing some major house envy of a few...

Dh is experiencing some major house envy of a few folks we know. We own a very modest home. Our mortgage is lower then what renting and apartment would be. It's not a fancy home but it doesn't need...
Forum: Frugality & Finances   10-21-2015, 10:45 AM
Replies: 79
Views: 4,150
Posted By Paxjourney
I made it through my daughter's birthday right...

I made it through my daughter's birthday right around budget. We need to sit down and make a budget for the holidays. We don't go overboard and have tended towards modest gift giving in comparison...
Forum: Frugality & Finances   08-26-2015, 03:09 PM
Replies: 754
Views: 47,195
Posted By Paxjourney
Oh my purse hurts a little bit right now. Just...

Oh my purse hurts a little bit right now. Just finished buying the last of our homeschooling curricula for the year. I've put up a few things for sale on local swap groups to act a cushion until our...
Forum: Frugality & Finances   08-21-2015, 02:22 PM
Replies: 754
Views: 47,195
Posted By Paxjourney
Thank you for the welcome! Gratefuls: I...

Thank you for the welcome!

Gratefuls:
I was able to help a friend out with a ride to the grocery store and foodbank. While she was shopping I scored some good clothing deals at goodwill for the...
Forum: Frugality & Finances   08-12-2015, 05:17 PM
Replies: 754
Views: 47,195
Posted By Paxjourney
Gratefuls The chickens are laying eggs. ...

Gratefuls

The chickens are laying eggs.
Target has bedding sets from their back to college line on sale for around $17 along with sheets. I was able to get DD1 a new set using target $5 gift...
Forum: Learning at Home and Beyond   08-05-2015, 10:15 PM
Replies: 11
Views: 865
Posted By Paxjourney
This is our 6th year as homeschoolers. We follow...

This is our 6th year as homeschoolers. We follow our public school district calendar for the most part for vacation breaks, however we tend to homeschool on Monday holidays and then take a random...
Forum: Frugality & Finances   08-05-2015, 09:59 PM
Replies: 79
Views: 4,150
Posted By Paxjourney
I'm planning on crafting a lot of xmas. I was...

I'm planning on crafting a lot of xmas. I was able to go back to my hometown (I live 3000 miles away) earlier in the summer and brought my nieces and nephews handmade pillowcases with fabric I got...
Forum: Frugality & Finances   02-05-2015, 02:45 PM
Replies: 44
Views: 1,049
Posted By Paxjourney
I have lots of yummy creamers at home. I just...

I have lots of yummy creamers at home. I just live by a bunch of great coffee shops. I just need to remember to always fill up a travel mug.
Forum: Frugality & Finances   02-04-2015, 06:29 PM
Replies: 44
Views: 1,049
Posted By Paxjourney
Oh my word I must not buy another coffee this...

Oh my word I must not buy another coffee this month!
Forum: Organize & Declutter   02-04-2015, 09:39 AM
Replies: 161
Views: 4,596
Posted By Paxjourney
We are up to 100/2015 items. We haven't donated...

We are up to 100/2015 items. We haven't donated them yet but have them in a bin in the garage for a yardsale to help fund spending money for a family vacation.
Forum: Meal Planning   02-04-2015, 09:35 AM
Replies: 4,657
Views: 95,993
Posted By Paxjourney
I'm really not sure. I'm thinking of making up...

I'm really not sure. I'm thinking of making up salad, baked potatoes and chili
Forum: Meal Planning   02-04-2015, 09:34 AM
Replies: 9
Views: 611
Posted By Paxjourney
Do you Menu Plan Lunch?

We are a homeschooling family and thus eat lunch at home 6 out of 7 days a week. 1 day a week the kids attend a co-op and bring a lunch with them. We've gotten into the rut of PB/j or PB/Honey...
Forum: Frugality & Finances   02-03-2015, 02:01 PM
Replies: 2
Views: 444
Posted By Paxjourney
Preparing for the unexpected (death, divorce, a sudden change in life)

Okay the title sounds horrible. It isn't meant to be. Just in the last 6mos two friends of mine have experienced both. Friend One's husband past away after a brief bout of cancer and Friend Two's...
Forum: Frugality & Finances   02-02-2015, 04:36 PM
Replies: 44
Views: 1,049
Posted By Paxjourney
We had a somewhat focused month in January but we...

We had a somewhat focused month in January but we could do better. We could pay off our truck and a studentloan this month or March if we didn't do a ton of 'extras' and just stayed focused on that...
Forum: Frugality & Finances   01-08-2015, 03:03 PM
Replies: 44
Views: 1,117
Posted By Paxjourney
Trying really hard to save some money this month...

Trying really hard to save some money this month and eat out of the freezer and pantry. We have a lot of food stored so that shouldn't be hard to just by milk and bread I plan to get back to baking...
Forum: Frugality & Finances   01-07-2015, 07:52 PM
Replies: 3
Views: 266
Posted By Paxjourney
A good friend of mine and her husband sell plasma...

A good friend of mine and her husband sell plasma monthly. They each make about $250 and it helped pay off their student debt.
Forum: Frugality & Finances   11-17-2014, 03:17 PM
Replies: 12
Views: 431
Posted By Paxjourney
How do you winterize an older house?

We purchased this house a year ago and this will be our 2nd winter here. The house was built in 1952. Our temps went from 70 degrees on Nov 5th to 17 degrees November 14! I haven't had time to really...
Forum: Frugality & Finances   09-08-2014, 09:31 AM
Replies: 23
Views: 3,213
Posted By Paxjourney
10% which just includes mortgage, tax and...

10% which just includes mortgage, tax and homeowners ins.
Forum: Frugality & Finances   09-08-2014, 09:29 AM
Replies: 45
Views: 2,276
Posted By Paxjourney
No spend went well. We had a yard sale during the...

No spend went well. We had a yard sale during the period and with the money raised purchased a new kitchen table and chairs. It was fully paid for between yardsale profits and $ I've made the last...
Forum: Frugality & Finances   09-08-2014, 09:18 AM
Replies: 15
Views: 902
Posted By Paxjourney
We did 2 weeks! Total spent was $100 in gas. 5...

We did 2 weeks! Total spent was $100 in gas. 5 gals of milk, 5 lbs of carrots (a compromise on my part. We do have fresh veg from our garden), $9 on a plumbing fix that had to be done or we wouldn't...
Forum: Frugality & Finances   09-02-2014, 08:22 PM
Replies: 45
Views: 2,276
Posted By Paxjourney
1. My goal for this month. To save enough...

1. My goal for this month.
To save enough from not spending on random things and following a strict grocery budget to payoff my truck.

Started a 2 week no spend (milk, gas and gave in to a...
Forum: Frugality & Finances   09-02-2014, 08:14 PM
Replies: 15
Views: 902
Posted By Paxjourney
We had a loaf of bread left in the freezer we...

We had a loaf of bread left in the freezer we took out for the kids to make sandwiches on to take to Co-op (we homeschool). I also dug deep into the freezer and found some English muffins in there we...
Forum: Frugality & Finances   08-29-2014, 08:11 PM
Replies: 15
Views: 902
Posted By Paxjourney
Well we made it 5 days before we spent any money....

Well we made it 5 days before we spent any money. I volunteered at my local food co-op and came home to my husband explaining about a plumbing emergency we are having. Something about a valve diy job...
Forum: Frugality & Finances   08-28-2014, 09:15 AM
Replies: 15
Views: 902
Posted By Paxjourney
I think it is good to be mindful of ones kids and...

I think it is good to be mindful of ones kids and temperament. We homeschool and the kids are also really good about not asking for extras at a store. They both get a modest allowance related to...
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