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Search: Keyword(s): ; Posts Made By: Skywise
Forum: Breastfeeding Beyond Infancy   01-26-2010, 08:28 AM
Replies: 6
Views: 558
Posted By Skywise
No advice, but my ds is 15 months old and the...

No advice, but my ds is 15 months old and the exact same way!! I would be so happy if I could just nurse him a few times a day instead of off and on all day and night. There are times I've been so...
Forum: Frugality & Finances   01-24-2010, 05:27 PM
Replies: 19
Views: 789
Posted By Skywise
We were without a bank account for about a year...

We were without a bank account for about a year and it was a huge pain. We had to pay fees to cash checks, fees for money orders, money for stamps and envelopes. I am so happy now that we have a...
Forum: Frugality & Finances   01-22-2010, 09:49 AM
Replies: 20
Views: 957
Posted By Skywise
I have a feeling you won't see any of the money...

I have a feeling you won't see any of the money unfortunately. I have been on both sides of the situation. When I was much younger and stupid I totaled a woman's car and I didn't have insurance. She...
Forum: Frugality & Finances   01-09-2010, 06:26 PM
Replies: 49
Views: 2,194
Posted By Skywise
Quote: Originally Posted by Theia...

Quote:
Originally Posted by Theia http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14904063)
It kinda does make more sense. But there should...
Forum: Frugality & Finances   04-29-2009, 05:33 PM
Replies: 51
Views: 1,303
Posted By Skywise
We keep life insurance even when we are...

We keep life insurance even when we are strapped. I would hate to have dh die *and* have the extra stress of worrying about money.

Dh and my brother used to sell insurance and they both say that...
Forum: Frugality & Finances   04-20-2009, 09:27 PM
Replies: 22
Views: 453
Posted By Skywise
Quote: Originally Posted by KarlaC...

Quote:
Originally Posted by KarlaC http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13618351)
Hah that IS perfect too. I think I'll be able...
Forum: Frugality & Finances   04-15-2009, 07:18 PM
Replies: 24
Views: 1,006
Posted By Skywise
You have to get out of default first before you...

You have to get out of default first before you can get a deferment though.
Forum: Frugality & Finances   04-15-2009, 11:38 AM
Replies: 24
Views: 1,006
Posted By Skywise
Your tax return is going to be taken, there is...

Your tax return is going to be taken, there is really no way around it. You can file an injured spouse and get about half of it back since the loans aren't in your dh's name. Have you talked to...
Forum: Frugality & Finances   04-10-2009, 08:52 AM
Replies: 24
Views: 1,527
Posted By Skywise
Quote: Originally Posted by griffin2004...

Quote:
Originally Posted by griffin2004 http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13530631)
raise your insurance deductibles as high...
Forum: Frugality & Finances   04-09-2009, 06:24 PM
Replies: 24
Views: 1,527
Posted By Skywise
Instead of using sponges to wash dishes I use...

Instead of using sponges to wash dishes I use very rough wash cloths.

I keep my steel wool in ziplock bag in the freezer, it doesn't rust (I've had the same piece of steel wool for over 2 years...
Forum: Frugality & Finances   04-08-2009, 04:08 PM
Replies: 64
Views: 1,882
Posted By Skywise
Quote: Originally Posted by velochic...

Quote:
Originally Posted by velochic http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13519485)
With food stamps, they base it on household...
Forum: Frugality & Finances   04-08-2009, 01:48 PM
Replies: 64
Views: 1,882
Posted By Skywise
Quote: Originally Posted by Chicky2...

Quote:
Originally Posted by Chicky2 http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13519393)
Mind if I ask which state you live in? That...
Forum: Frugality & Finances   04-08-2009, 01:44 PM
Replies: 64
Views: 1,882
Posted By Skywise
We live with my mom and care for her. It took...

We live with my mom and care for her. It took some research but we've found tons of resources. I don't know what it's called in the state you live in, but here it's called the Department of Family...
Forum: Frugality & Finances   04-05-2009, 07:45 AM
Replies: 3
Views: 367
Posted By Skywise
Dh used to be a financial advisor and he says...

Dh used to be a financial advisor and he says that Genworth is a really good company.
Forum: Frugality & Finances   04-03-2009, 08:41 PM
Replies: 22
Views: 1,502
Posted By Skywise
Are you in default or deferment on your student...

Are you in default or deferment on your student loans? If you do decide to work and aren't in default you could look into the income based repayment plan. If you aren't making a ton of money then...
Forum: Frugality & Finances   04-01-2009, 07:56 AM
Replies: 69
Views: 4,475
Posted By Skywise
Quote: Originally Posted by sanguine_speed...

Quote:
Originally Posted by sanguine_speed http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13467070)
Not trying to sound harsh, but parents...
Forum: Frugality & Finances   03-31-2009, 08:19 AM
Replies: 69
Views: 4,475
Posted By Skywise
OP, you should check out this book from your...

OP, you should check out this book from your library http://www.amazon.com/How-Survive-Wi...8497929&sr=1-1...
Forum: Frugality & Finances   03-30-2009, 09:17 PM
Replies: 179
Views: 10,417
Posted By Skywise
I wish that people knew you could not have an...

I wish that people knew you could not have an address and still get foodstamps (at least in my state). You can have your EBT card sent to the foodstamp office and pick it up there. Of course you...
Forum: Frugality & Finances   03-28-2009, 06:55 PM
Replies: 27
Views: 1,274
Posted By Skywise
I think it's a bad idea. If the SHTF, I...

I think it's a bad idea.

If the SHTF, I think being out in the middle of nowhere is dangerous.

There could be roving gangs that find them, or when they go into town, which they are going to...
Forum: Family Safety   03-25-2009, 12:16 PM
Replies: 49
Views: 1,499
Posted By Skywise
I checked the laws for my state and apparently...

I checked the laws for my state and apparently at 6 you don't have to use a car seat or booster. Also if your kids are over 40lbs you don't have to use one.
Forum: Family Safety   03-25-2009, 10:56 AM
Replies: 49
Views: 1,499
Posted By Skywise
Ds is 5 years old, almost 6, and we have him in...

Ds is 5 years old, almost 6, and we have him in a booster seat in the back of our van. None of ds's friends use booster seats anymore (all of them are his age, 5-6). His friends parents include a...
Forum: Gardening   03-16-2009, 12:48 PM
Replies: 2
Views: 230
Posted By Skywise
Or would that make it gross and maggoty?

Or would that make it gross and maggoty?
Forum: Frugality & Finances   03-09-2009, 11:18 AM
Replies: 8
Views: 268
Posted By Skywise
Quote: Originally Posted by Denvergirlie...

Quote:
Originally Posted by Denvergirlie http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13330368)
However, perhaps you could "split" some...
Forum: Frugality & Finances   03-09-2009, 10:14 AM
Replies: 8
Views: 268
Posted By Skywise
We finally sat down and made up a list of all...

We finally sat down and made up a list of all our debts. If we follow the debt snowball advice from people like Dave Ramsey and Mary Hunt to go smallest to largest, then the debts that would be paid...
Forum: Learning at Home and Beyond   03-02-2009, 08:56 PM
Replies: 9
Views: 320
Posted By Skywise
There are ways to be around other kids. Not as...

There are ways to be around other kids. Not as much as in school, but there are things like sports through your county Parks & Rec, if you go to religious services usually there are classes for...
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