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Forum: Frugality & Finances   11-25-2012, 02:38 PM
Replies: 15
Views: 977
Posted By umarider
Yesterday I was at the mall and saw something I...

Yesterday I was at the mall and saw something I think would be easy to make.  It's a small fabric-covered journal with "Christmas Memories" on the front.  It had a loop so it could be hung (from the...
Forum: Frugality & Finances   10-24-2012, 05:20 AM
Replies: 52
Views: 1,898
Posted By umarider
OMG! I totally forgot about eating boullion...

OMG! I totally forgot about eating boullion cubes!  And I liked to lick out the tomato paste can (had to be paste, not sauce)  And the kids only got Hi-C to drink as our "juice"... parents got real...
Forum: Frugality & Finances   03-06-2012, 04:28 AM
Replies: 14
Views: 976
Posted By umarider
Try to start networking for a new job either in...

Try to start networking for a new job either in your own district or another one if possible.  Where I live, teachers still have time to give their notice about leaving, so things are still up in...
Forum: Frugality & Finances   02-22-2012, 11:14 AM
Replies: 36
Views: 818
Posted By umarider
Everyone who pays into Social Security gets a...

Everyone who pays into Social Security gets a statement once a year that gives you the projected payout amounts for dependent children, etc.  If you can't find that statement, I'm sure you can...
Forum: Frugality & Finances   01-24-2012, 08:03 PM
Replies: 18
Views: 1,143
Posted By umarider
If it were me, I would seriously consider trying...

If it were me, I would seriously consider trying to get out of the lease on the duplex.  I know that it's in the area you prefer, but there are too many if's attached to it... if the man at your...
Forum: Frugality & Finances   07-11-2011, 05:47 AM
Replies: 5
Views: 682
Posted By umarider
I'm really sorry to hear about your dog being...

I'm really sorry to hear about your dog being sick. 
 
My first suggestion would be to get to the bottom of what is causing this sudden onset of kidney/liver disease.  Is it something the dog is...
Forum: Frugality & Finances   06-23-2011, 03:11 PM
Replies: 7
Views: 419
Posted By umarider
Thriftyqueen, I couldn't read your post and not...

Thriftyqueen, I couldn't read your post and not offer my sincere sympathy.  I am glad to hear that you, your family (including cats http://files.mothering.com/images/smilies/smile.gif) are safe and...
Forum: Frugality & Finances   05-26-2011, 09:13 AM
Replies: 167
Views: 10,281
Posted By umarider
I started reading this thread because I, too,...

I started reading this thread because I, too, was a little sickened by the "Extreme Couponing" show.  I didn't expect the thread to digress into an ethical discussion on frugality vs. poverty...
Forum: Frugality & Finances   04-07-2011, 11:37 AM
Replies: 9
Views: 622
Posted By umarider
I'm doing the "just in case" planning now.  I...

I'm doing the "just in case" planning now.  I spoke w/ my kids this morning and told them that if the budget doesn't pass we'll be foregoing any non-essentials because it's the sensible thing to do...
Forum: Frugality & Finances   04-07-2011, 04:36 AM
Replies: 9
Views: 622
Posted By umarider
I'm sure I'm not the only one here whose family...

I'm sure I'm not the only one here whose family will be impacted if there is a shutdown of the federal govt.  The news/realization that it would cause my military husband to receive only half-pay...
Forum: Frugality & Finances   12-02-2010, 11:22 AM
Replies: 5
Views: 298
Posted By umarider
Yes, heat does rise, but as it rises up and...

Yes, heat does rise, but as it rises up and presumably out of the air leak spaces in the attic, etc., it is replaced by air coming in from a lower source (the basement, leaky windows, etc.)  I know...
Forum: Frugality & Finances   12-02-2010, 06:24 AM
Replies: 5
Views: 298
Posted By umarider
Read the book "Insulate and Weatherize".  The...

Read the book "Insulate and Weatherize".  The author's last name is Harley.  It gives a great deal of information on where the problems might be and how to address them.  A home efficiency expert...
Forum: Frugality & Finances   07-16-2010, 01:32 PM
Replies: 12
Views: 616
Posted By umarider
The internet can certainly be a tool of...

The internet can certainly be a tool of empowerment!
Forum: Frugality & Finances   07-13-2010, 09:14 PM
Replies: 12
Views: 616
Posted By umarider
Let's hear it for that little voice inside us...

Let's hear it for that little voice inside us that tells us that "Yes we can"! My 2000 Camry had really hazy headlights and the repair shop wanted $150 to remove the haze.

A little online...
Forum: Gardening   05-27-2010, 10:20 PM
Replies: 4
Views: 475
Posted By umarider
I got a book from the library called...

I got a book from the library called "Encyclopedia of Natural Insect and Disease Control". It offers several suggestions for dealing w/ Colorado Potato Beetles.

1. Handpick adults and crush...
Forum: Gardening   05-11-2010, 08:15 AM
Replies: 20
Views: 1,190
Posted By umarider
Please keep us posted on how things are going...

Please keep us posted on how things are going for you. I couldn't stop thinking about all the folks in TN whose lives had been drastically changed in such a short period of time. I stop grumbling...
Forum: Frugality & Finances   03-10-2010, 08:45 AM
Replies: 15
Views: 975
Posted By umarider
I'm sorry you're in such a frustrating...

I'm sorry you're in such a frustrating situation.

You don't seem completely sure of where your $ is going each month, so perhaps a month or two of writing down every penny you spend would give...
Forum: Frugality & Finances   03-05-2010, 10:17 AM
Replies: 14
Views: 795
Posted By umarider
When we lived in SoCal we replaced some windows...

When we lived in SoCal we replaced some windows with windows from "Great Lakes" company. I was really happy w/ them! Where we lived we got coldish temps (31-35) at night in winter and very hot in...
Forum: Frugality & Finances   02-17-2010, 11:24 AM
Replies: 7
Views: 739
Posted By umarider
Hugs. I'm sorry to hear that you're having such...

Hugs. I'm sorry to hear that you're having such a tough time with your house. Our homes are supposed to be our sanctuaries, and when they let us down it can be incredibly frustrating.

Personally,...
Forum: Gardening   02-07-2010, 11:22 AM
Replies: 11
Views: 720
Posted By umarider
We just moved to a 3 acre place and I am trying...

We just moved to a 3 acre place and I am trying my hand this year at blueberries, blackberries and raspberries. I ordered my plants the other day from Johnson Nurseries, which is in Georgia....
Forum: Frugality & Finances   01-28-2010, 10:17 PM
Replies: 176
Views: 12,734
Posted By umarider
Hello, I've never posted in this thread, but I...

Hello,
I've never posted in this thread, but I know from reading it occasionally that if anyone can answer my question it would be the smart mamas on this thread, so here goes:

A family member...
Forum: Frugality & Finances   01-24-2010, 10:14 AM
Replies: 13
Views: 639
Posted By umarider
We are putting in an efficient fireplace insert...

We are putting in an efficient fireplace insert to heat the house. Our house isn't old, but was oddly insulated. After addressing what insulation we could, it is still cold. It's heated w/ heat...
Forum: Frugality & Finances   01-15-2010, 08:46 AM
Replies: 11
Views: 627
Posted By umarider
Can you get used parts from a junk yard? There's...

Can you get used parts from a junk yard? There's surely an '02 car out there that was totaled after a rear-end collision that would have all the engine parts available. If your car is a popular...
Forum: Frugality & Finances   01-13-2010, 11:52 AM
Replies: 4
Views: 450
Posted By umarider
I found the 2010 tax tables and doing the...

I found the 2010 tax tables and doing the calculations the withholding amt came out $200 more than what dh's paystub says was withheld during 2009. So that technically accounts for the difference,...
Forum: Frugality & Finances   01-13-2010, 11:03 AM
Replies: 4
Views: 450
Posted By umarider
I was looking at the predicted amt for dh's next...

I was looking at the predicted amt for dh's next payday. It should show a small COL increase and therefore be a bit bigger than previous amts. But is it actually a good deal...
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