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Forum: Learning at Home and Beyond   11-21-2013, 06:19 AM
Replies: 189
Views: 2,741
Posted By 4kidlets4me
I followed the directions. We are using OM for...

I followed the directions. We are using OM for 1st grade and loving it!!
Forum: Frugality & Finances   11-10-2009, 08:57 PM
Replies: 43
Views: 1,425
Posted By 4kidlets4me
I am also in the Pacific NW and no heat for us...

I am also in the Pacific NW and no heat for us yet either!! We've only had a couple of cold nights but I just put extra blankets on the bed. Hoping to hold off until December.
Forum: Learning at Home and Beyond   09-23-2009, 12:09 PM
Replies: 14
Views: 409
Posted By 4kidlets4me
Ok I looked into the Singapore books and I'm...

Ok I looked into the Singapore books and I'm confused. There is a workbook, textbook, instruction manual, word problem book, and a math practice book for each level. Do I need all of this? What's...
Forum: Learning at Home and Beyond   09-22-2009, 09:46 PM
Replies: 14
Views: 409
Posted By 4kidlets4me
Thanks for all the suggestion I will look into...

Thanks for all the suggestion I will look into Singapore Math. What about Aleks? I had my dd take the assessment there and it looks like she knows a little about all the different concepts but none...
Forum: Learning at Home and Beyond   09-22-2009, 02:17 PM
Replies: 14
Views: 409
Posted By 4kidlets4me
My dd is in 6th grade this year and has been in...

My dd is in 6th grade this year and has been in PS all along. This year her teacher sends home math homework every night and every night dd struggles. The teacher lets them use a calculator in...
Forum: Frugality & Finances   08-31-2009, 01:38 PM
Replies: 18
Views: 517
Posted By 4kidlets4me
1st quarter unemployment rate for our county was...

1st quarter unemployment rate for our county was 13.9%. Luckily my dh still has a job but we constantly worry he will be included in the next round of layoffs.
Forum: Frugality & Finances   04-08-2009, 03:41 PM
Replies: 123
Views: 5,942
Posted By 4kidlets4me
1.) How many people are eating? 2 adults, 10yo,...

1.) How many people are eating? 2 adults, 10yo, 8yo, 5yo and a 2yo so 6 total


2.) Are you in a low/mid/high COL area? mid to high


3.) Do you recieve WIC to supplement it? yes


4.) Do...
Forum: Frugality & Finances   03-24-2009, 11:33 AM
Replies: 16
Views: 478
Posted By 4kidlets4me
Quote: Originally Posted by mouso...

Quote:
Originally Posted by mouso http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13421676)
Thanks for posting these. Read the first- it...
Forum: Frugality & Finances   03-20-2009, 02:49 PM
Replies: 43
Views: 2,285
Posted By 4kidlets4me
Quote: Originally Posted by Freefromitall...

Quote:
Originally Posted by Freefromitall http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13400235)
I'd patch. For the kiddos, I use "cute"...
Forum: Frugality & Finances   03-20-2009, 12:20 AM
Replies: 43
Views: 2,285
Posted By 4kidlets4me
I would patch. You're not alone my 8yr old...

I would patch.
You're not alone my 8yr old blows out his pants as well, left knee is always the 1st to go.
Forum: Frugality & Finances   03-14-2009, 04:22 PM
Replies: 6
Views: 159
Posted By 4kidlets4me
I use Pearbudget. It's super simple and cheap...

I use Pearbudget. It's super simple and cheap only 3.00 per mth or 30 per yr.
Forum: Frugality & Finances   03-09-2009, 09:21 PM
Replies: 7
Views: 282
Posted By 4kidlets4me
I used to work for Directv and the csr was...

I used to work for Directv and the csr was correct. When there is no phone line connected the movie is never transmitted to DTV but it is stored on the card inside the receivers. When Directv gets...
Forum: Frugality & Finances   03-04-2009, 07:39 PM
Replies: 19
Views: 702
Posted By 4kidlets4me
The map shows my county at 11% as of Dec 08....

The map shows my county at 11% as of Dec 08. Well according to a story on the local news last week the unemployment is now at 13% so it has gone up 2% in 2 months if the map has correct #'s. That is...
Forum: Frugality & Finances   03-04-2009, 02:10 PM
Replies: 41
Views: 1,006
Posted By 4kidlets4me
Have you thought about dropping the insurance...

Have you thought about dropping the insurance and going with a catastrophic policy only. If you are healthy and don't have any chronic conditions this should save you money. I would just pay out of...
Forum: Frugality & Finances   03-02-2009, 11:17 PM
Replies: 18
Views: 538
Posted By 4kidlets4me
I don't have any suggestions but wanted to...

I don't have any suggestions but wanted to sympathize. We too have Comcast my dh just called today to see if we canceled the phone how much our bill would be the guy said it would be 5.00 more for...
Forum: Frugality & Finances   02-25-2009, 12:42 PM
Replies: 45
Views: 1,554
Posted By 4kidlets4me
meal planning scouring the grocery ads and...

meal planning
scouring the grocery ads and only buying what is on sale, stocking up when cheap
buying produce at the farm stand-its so much cheaper there its ridiculous
switched all lights to...
Forum: Frugality & Finances   02-24-2009, 11:31 PM
Replies: 23
Views: 550
Posted By 4kidlets4me
I just bought butter at Costco this weekend....

I just bought butter at Costco this weekend. 4lbs for 5.89 works out to be 1.47 per lb. I live more than 50 miles from Costco so I stock up and stick it in the freezer.
Forum: Frugality & Finances   02-23-2009, 07:55 PM
Replies: 29
Views: 3,383
Posted By 4kidlets4me
I see I am in the minority but depending on how...

I see I am in the minority but depending on how long until retirement I would cash it out take the penalty and use it to pay the mortgage. IMO your immediate needs are more important than future...
Forum: Frugality & Finances   02-20-2009, 02:15 PM
Replies: 35
Views: 1,497
Posted By 4kidlets4me
What is troubling to me is every stock market is...

What is troubling to me is every stock market is down today including ours. what do the investor's know that I don't?? Maybe nothing, maybe everyone worldwide is just nervous.
Forum: Frugality & Finances   02-19-2009, 11:53 PM
Replies: 4
Views: 226
Posted By 4kidlets4me
This is absolutely ludicrous. Whatever happened...

This is absolutely ludicrous. Whatever happened to a check? Even direct deposit would be better. So if you get mugged and someone steals your wallet they get all you unemployment too? Just another...
Forum: Frugality & Finances   02-18-2009, 08:20 PM
Replies: 123
Views: 4,085
Posted By 4kidlets4me
Quote: Originally Posted by beanma...

Quote:
Originally Posted by beanma http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13214404)
I just found this thread via "new posts", but...
Forum: Frugality & Finances   02-18-2009, 04:01 PM
Replies: 123
Views: 4,085
Posted By 4kidlets4me
My main problem is my dh thinks I'm...

My main problem is my dh thinks I'm nutshttp://www.mothering.com/discussions/images/smilies/irked.gif:. As far as he is concerned there is nothing we can do about the economic climate so why worry...
Forum: Frugality & Finances   02-18-2009, 12:18 AM
Replies: 123
Views: 4,085
Posted By 4kidlets4me
But Obama is the new Lincoln! FDR was a hero...

But Obama is the new Lincoln! FDR was a hero haven't you heard?


I have heard that although I'm not sure why he is compared to Lincoln?
Forum: Frugality & Finances   02-17-2009, 11:56 PM
Replies: 20
Views: 651
Posted By 4kidlets4me
Quote: Originally Posted by lolar2...

Quote:
Originally Posted by lolar2 http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/13209088)
I think if YOU can find a house that YOU like...
Forum: Frugality & Finances   02-17-2009, 11:54 PM
Replies: 123
Views: 4,085
Posted By 4kidlets4me
I was researching The Great Depression trying to...

I was researching The Great Depression trying to understand the current recession. I am most interested in finding out if they knew they were in a Depression vs a Recession while it was happening....
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