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Forum: Frugality & Finances   Yesterday, 05:59 PM
Replies: 102
Views: 5,334
Posted By worthy
{{{{{Zebra}}}}} I feel that. I'm not "out" but...

{{{{{Zebra}}}}} I feel that. I'm not "out" but it's all spent or allocated, the checks are written and stamped (in piles -- mail on this date, mail on that date), and there's nothing left but...
Forum: Frugality & Finances   Yesterday, 05:53 PM
Replies: 5
Views: 465
Posted By worthy
Hi, Ruthiegirl! Yes, but I changed my username...

Hi, Ruthiegirl! Yes, but I changed my username for a reason, so let's leave it at that. :-) I remember you, too.

I'm glad you had a nice moment and enjoyed your cocoa! I like to put a splash of...
Forum: Frugality & Finances   02-08-2016, 06:22 AM
Replies: 102
Views: 5,334
Posted By worthy
I went grocery shopping on Saturday. Me with my...

I went grocery shopping on Saturday. Me with my frugal list based on what we couldn't do without this month, and stops at three different stores to get the best prices. And I still spent more than I...
Forum: Frugality & Finances   02-06-2016, 11:33 AM
Replies: 102
Views: 5,334
Posted By worthy
Oh, I am so sorry! They should return it to you...

Oh, I am so sorry! They should return it to you WITH interest for keeping it so long. I wonder if there's any legal help you can get for that kind of situation?

My experiences with the IRS were...
Forum: Frugality & Finances   02-06-2016, 10:34 AM
Replies: 102
Views: 5,334
Posted By worthy
Is anyone else in a position where their entire...

Is anyone else in a position where their entire tax refund is withheld every year by the IRS or state? XH neglected to file taxes for multiple years while self-employed, and the penalty is steep, so...
Forum: Frugality & Finances   02-06-2016, 07:25 AM
Replies: 102
Views: 5,334
Posted By worthy
Grateful fors: New credit card arrived in...

Grateful fors:

New credit card arrived in time to save the day at the end of Jan. I know, not something to be proud of, but I needed a third in place to prepare for applying for a mortgage later...
Forum: Frugality & Finances   02-06-2016, 07:10 AM
Replies: 5
Views: 465
Posted By worthy
Hi, A&A! So nice to see you again! I use...

Hi, A&A! So nice to see you again!

I use boiling hot water, and a generous splash of maple syrup, and a heaping spoonful of plain cocoa. It kind of depends on which mug I'm using - they are all...
Forum: Frugality & Finances   01-23-2016, 06:27 AM
Replies: 102
Views: 5,334
Posted By worthy
kindof, I get EIC for 3 kids even though I only...

kindof, I get EIC for 3 kids even though I only deduct 2 (but have 4). XH and I split the deductions (stupid court person recommended this -- bad idea, but whatever -- the IRS would let me have them...
Forum: Frugality & Finances   01-20-2016, 06:36 PM
Replies: 102
Views: 5,334
Posted By worthy
Sorry, should have introduced myself, though I'm...

Sorry, should have introduced myself, though I'm an old-timer from way back when. I am a single mom with four kids (ages below in my sig), and I live in the northeastern U.S.
Forum: Frugality & Finances   01-20-2016, 06:35 PM
Replies: 102
Views: 5,334
Posted By worthy
Ups and downs...my work situation just changed,...

Ups and downs...my work situation just changed, and now I'm in the low income bracket again. Which in some weird ways is a relief because now I qualify for things I didn't before. But it's also going...
Forum: Frugality & Finances   01-18-2016, 01:12 PM
Replies: 132
Views: 3,578
Posted By worthy
SweetSilver, our co-op does, too -- you can be a...

SweetSilver, our co-op does, too -- you can be a working member and do 2 hours a month for a discount, or if you get food stamps (which we don't) you don't have to work the 2 hours. The discount is...
Forum: Frugality & Finances   01-18-2016, 07:00 AM
Replies: 132
Views: 3,578
Posted By worthy
With an impending drop in pay, I have to tighten...

With an impending drop in pay, I have to tighten up. I've always kept a deep pantry, which is awesome because I have a lot of nonperishables to work with, but I also have three teens and a preteen...
Forum: Frugality & Finances   01-14-2016, 05:21 AM
Replies: 10
Views: 556
Posted By worthy
I try to make sure there is $20-30 cash in my...

I try to make sure there is $20-30 cash in my wallet at the start of the month. More like $20 lately. It's rare that it gets spent. We go to music sessions at the local pub and it's kind of an...
Forum: Frugality & Finances   01-13-2016, 10:17 AM
Replies: 18
Views: 1,237
Posted By worthy
This has been helpful to read. Even though it's...

This has been helpful to read. Even though it's an old thread, it's timely for me.

I really don't want my kids growing up with a feeling of being deprived. So I try to emphasize how much we have...
Forum: Frugality & Finances   01-13-2016, 09:26 AM
Replies: 5
Views: 465
Posted By worthy
It's been a long time since I visited this board...

I've never stopped being frugal, getting by on less than ideal, etc. But as I sit here sipping my last mug of maple cocoa (because the maple syrup has just run out) and thinking of what might be in...
Forum: Frugality & Finances   02-03-2015, 06:43 AM
Replies: 54
Views: 1,970
Posted By worthy
Nope. Can't do it -- can't squeeze anything more...

Nope. Can't do it -- can't squeeze anything more out of my budget.

DS1 is in his third semester at community college, paid for so far by state programs for high school students. We are doing the...
Forum: Organize & Declutter   11-28-2014, 08:20 AM
Replies: 4
Views: 612
Posted By worthy
Update on my decluttered life

It has been a very very long time since I posted in this forum. Nearly four years ago, my XH left; the following year and a half was spent completely downsizing everything in preparation for an...
Forum: Frugality & Finances   01-10-2014, 04:23 PM
Replies: 5
Views: 517
Posted By worthy
Sounds like you have a good perspective on the...

Sounds like you have a good perspective on the situation and a really positive attitude.  I hope it works out!
 
Where we live now, everything is ideal except I have a very very very tiny yard. ...
Forum: Frugality & Finances   01-10-2014, 06:33 AM
Replies: 8
Views: 566
Posted By worthy
Quote:Originally Posted by...

Quote:Originally Posted by orangemomma http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1395255/shop-stop-challenge#post_17541056)
 lovebugmama -  I...
Forum: Frugality & Finances   01-10-2014, 06:29 AM
Replies: 5
Views: 517
Posted By worthy
Quick answer:  If there are no unaffordable or...

Quick answer:  If there are no unaffordable or unfixable major flaws with the house, which a good home inspection will uncover, buy it.
 
I was in a position once where I thought we needed more...
Forum: Frugality & Finances   01-02-2014, 10:22 AM
Replies: 2
Views: 656
Posted By worthy
Quote:Originally Posted by...

Quote:Originally Posted by justmama http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1394997/anybody-else-here-just-getting-by#post_17537457)...
Forum: Frugality & Finances   01-01-2014, 07:07 AM
Replies: 176
Views: 4,329
Posted By worthy
  a. Who you are - I'm a homeschooling mom of...


a. Who you are - I'm a homeschooling mom of four (9, 11, 14, 15), coming up on three years of single parenting this month.  I live in New England where it's cooooold this time of year.  I work...
Forum: Frugality & Finances   12-30-2013, 01:59 PM
Replies: 2
Views: 656
Posted By worthy
Seems to be the American way for many right...

Seems to be the American way for many right now...
 
I don't have "bad" debt -- I have monthly payments for a car loan (I believe the car will outlive the loan) and some tax debt (which will not...
Forum: Frugality & Finances   12-29-2013, 02:39 PM
Replies: 33
Views: 3,714
Posted By worthy
Hoo boy.  Okay.  2014.  I want to get myself...

Hoo boy.  Okay.  2014.  I want to get myself into a position where I'm not feeling constantly on the edge.  I have enough to pay bills, necessities, and activities for the kids...if I am very...
Forum: Frugality & Finances   05-23-2013, 02:19 PM
Replies: 7
Views: 474
Posted By worthy
Quote:Originally Posted by...

Quote:Originally Posted by pek64 http://www.mothering.com/community/img/forum/go_quote.gif...
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