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Search: Keyword(s): ; Posts Made By: wifeandmom
Forum: Single Parenting   05-04-2011, 05:53 PM
Replies: 6
Views: 327
Posted By wifeandmom
It should be spelled out in your decree which...

It should be spelled out in your decree which day of the week determines if a weekend is 1st, 2nd, etc. My decree states it is Friday that determines which weekend it is, so the FIRST Friday is the...
Forum: Single Parenting   05-16-2010, 11:08 PM
Replies: 14
Views: 914
Posted By wifeandmom
Quote: Originally Posted by bdavis337...

Quote:
Originally Posted by bdavis337 http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/15410660)
The family, phony and contrived as it was,...
Forum: Blended and Step Family Parenting   04-08-2010, 02:10 AM
Replies: 22
Views: 2,016
Posted By wifeandmom
Quote: Originally Posted by violet_...

Quote:
Originally Posted by violet_ http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/15121210)

But, I see, what is most shocking here is...
Forum: Frugality & Finances   10-02-2009, 11:36 AM
Replies: 25
Views: 905
Posted By wifeandmom
Our mortgage, including taxes and insurance, is...

Our mortgage, including taxes and insurance, is about $100 more than what you're looking at paying. But our net income is a lot higher.

A net income of $4800 with a mortgage payment of $1650...
Forum: Frugality & Finances   10-02-2009, 04:09 AM
Replies: 22
Views: 1,839
Posted By wifeandmom
I voted $500+, but I don't consider some of the...

I voted $500+, but I don't consider some of the things that have been listed as necessarily "for me", kwim?

We have a weekly housekeeper, so that alone is $400/month. I wouldn't count that as...
Forum: Learning at School   10-02-2009, 03:50 AM
Replies: 39
Views: 1,415
Posted By wifeandmom
Quote: Originally Posted by sunnmama...

Quote:
Originally Posted by sunnmama http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14439983)

I am shocked that 95% of the class is...
Forum: Learning at School   09-20-2009, 01:08 AM
Replies: 26
Views: 645
Posted By wifeandmom
Our school start time is the same for PreK...

Our school start time is the same for PreK through 8th grade. Students must be in their classroom, ready to leave for chapel at 8:10 am. We leave our house at 7:45 am and arrive at school at 7:55...
Forum: Frugality & Finances   09-18-2009, 02:29 AM
Replies: 102
Views: 4,644
Posted By wifeandmom
Quote: Originally Posted by mesa...

Quote:
Originally Posted by mesa http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14397181)

The other bank is amazing. I love them. I can...
Forum: Learning at School   09-18-2009, 02:04 AM
Replies: 7
Views: 406
Posted By wifeandmom
Quote: Originally Posted by Purple Cat...

Quote:
Originally Posted by Purple Cat http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14399973)
The chilling part is that people tend to...
Forum: Frugality & Finances   09-14-2009, 04:46 PM
Replies: 61
Views: 1,820
Posted By wifeandmom
Quote: Originally Posted by bobandjess99...

Quote:
Originally Posted by bobandjess99 http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14351871)
And, thething with child support is, it...
Forum: Learning at School   09-07-2009, 11:59 PM
Replies: 36
Views: 1,244
Posted By wifeandmom
I have 1st and 2nd graders this year. They have...

I have 1st and 2nd graders this year. They have 30 minutes of PE every day. They have 30 minutes for lunch every day. They have 25 minutes of unstructured recess every day.

I don't have a problem...
Forum: Frugality & Finances   08-31-2009, 01:55 PM
Replies: 36
Views: 1,439
Posted By wifeandmom
I'm going to disagree with pretty much everyone...

I'm going to disagree with pretty much everyone so far.

Given the interest rates you've listed, I wouldn't worry about the student loans. I'd pay the minimums. The end.

What would I do with...
Forum: Frugality & Finances   08-28-2009, 12:31 AM
Replies: 32
Views: 1,114
Posted By wifeandmom
I'd take your net income, subtract everything...

I'd take your net income, subtract everything you HAVE to pay (mortgage/rent, utilities, vehicle loan, other loans/credit cards/debt payments, etc).

Now, look at what you have left. Can you save...
Forum: Frugality & Finances   08-27-2009, 02:08 AM
Replies: 17
Views: 1,314
Posted By wifeandmom
Quote: Originally Posted by EviesMom...

Quote:
Originally Posted by EviesMom http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14271254)
Hmmm... I wouldn't worry about the mortgage...
Forum: Frugality & Finances   08-18-2009, 06:48 AM
Replies: 20
Views: 664
Posted By wifeandmom
Quote: Originally Posted by Delicateflower...

Quote:
Originally Posted by Delicateflower http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14241791)
I don't think you need a $40k...
Forum: Frugality & Finances   08-16-2009, 02:17 AM
Replies: 7
Views: 297
Posted By wifeandmom
I would be incredibly hesitant to go the route...

I would be incredibly hesitant to go the route of asking for a raise to cover the cost of an individual policy on your own. Individual policies are a beast all in their own category.

First, they...
Forum: Frugality & Finances   08-16-2009, 01:59 AM
Replies: 20
Views: 664
Posted By wifeandmom
Honestly, it wouldn't even occur to me to pay...

Honestly, it wouldn't even occur to me to pay down the HELOC with only $5K in an emergency fund and a mortgage that big. I can't imagine that $5K would even cover two months' worth of mortgage,...
Forum: Pregnancy and Birth Loss   07-19-2009, 04:34 AM
Replies: 55
Views: 1,264
Posted By wifeandmom
Oh sweetie, I couldn't *not* reply, but at the...

Oh sweetie, I couldn't *not* reply, but at the same time, I remember so vividly not wanting to have false hope...

But it *is* possible that your little one is just fine. I have a 2.5 year old...
Forum: Frugality & Finances   07-19-2009, 03:24 AM
Replies: 16
Views: 5,998
Posted By wifeandmom
Quote: Originally Posted by mightymoo...

Quote:
Originally Posted by mightymoo http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14102410)
I know my brother lives in TX and the...
Forum: Frugality & Finances   07-19-2009, 03:17 AM
Replies: 73
Views: 3,650
Posted By wifeandmom
Quote: Originally Posted by starling&diesel...

Quote:
Originally Posted by starling&diesel http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14105174)
Oh, how I wish that were true! We...
Forum: Frugality & Finances   07-18-2009, 03:38 AM
Replies: 80
Views: 2,107
Posted By wifeandmom
Ours is just over 6% of what actually goes into...

Ours is just over 6% of what actually goes into our personal account each month (DH has his own business, so what goes into our personal account is after taxes, retirement/college savings, all...
Forum: Frugality & Finances   07-18-2009, 03:29 AM
Replies: 8
Views: 412
Posted By wifeandmom
The only way to know for sure if it's a good...

The only way to know for sure if it's a good deal to pay the cancellation fee is to add up what you'll spend in monthly charges until your contract is up and compare that to the $200 fee.

If...
Forum: Frugality & Finances   07-18-2009, 03:26 AM
Replies: 73
Views: 3,650
Posted By wifeandmom
Quote: Originally Posted by starling&diesel...

Quote:
Originally Posted by starling&diesel http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/forum/post/14087748)
We had to move for DP's work, so we...
Forum: Frugality & Finances   07-18-2009, 03:10 AM
Replies: 41
Views: 1,751
Posted By wifeandmom
Sounds like the lesson learned for those doing a...

Sounds like the lesson learned for those doing a FSBO is to find out what buyer's agents typically get paid in your area and add that to the bottom line price you're willing to accept for your...
Forum: Frugality & Finances   07-04-2009, 02:21 AM
Replies: 13
Views: 1,044
Posted By wifeandmom
It really varies widely, but around here, CL is...

It really varies widely, but around here, CL is typically at least 50% of retail, sometimes closer to 75% of retail. The higher percentages will be for things that are harder to find.

Recently, I...
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