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Forum: Frugality & Finances   10-24-2013, 05:20 PM
Replies: 10
Views: 335
Posted By sunflower.mama
PS here in the northeast I pay a 12-14 year old...

PS here in the northeast I pay a 12-14 year old $10 an hour.  That's bare minimum but of course it's very regional.
Forum: Frugality & Finances   10-24-2013, 05:19 PM
Replies: 10
Views: 335
Posted By sunflower.mama
I'd be paying her for every hour they are in her...

I'd be paying her for every hour they are in her care, since those are hours that she can't run out and do errands with her own kids only, etc.  Even if the 5 year olds play a lot, you would never...
Forum: Frugality & Finances   10-04-2013, 06:33 AM
Replies: 61
Views: 3,938
Posted By sunflower.mama
If you have significant equity in your home, how...

If you have significant equity in your home, how about tapping into it in the form of a HELOC for  your budget shortfall instead of cashing in retirement? It would be more flexible to repay that...
Forum: Frugality & Finances   04-12-2013, 02:10 PM
Replies: 37
Views: 3,220
Posted By sunflower.mama
We put a tankless water heater in when we...

We put a tankless water heater in when we converted to gas last year.  The savings have been amazing.  We've had no issue with water being cold.  We are a busy family of 5 and we can't have three...
Forum: Frugality & Finances   02-15-2013, 12:58 PM
Replies: 25
Views: 1,036
Posted By sunflower.mama
These threads always make me a tad nervous,...

These threads always make me a tad nervous, because I worry that someone who really needs an extra $150 in instantly spendable cash a month might be very adversely impacted by a change in tax laws...
Forum: Frugality & Finances   02-08-2013, 01:04 PM
Replies: 25
Views: 1,036
Posted By sunflower.mama
We use the refund for summer camps, so it works...

We use the refund for summer camps, so it works out well for our family to receive it when we do in a lump sum.  If tax laws did change and we received less, it would be annoying but not critical to...
Forum: Frugality & Finances   02-08-2013, 01:03 PM
Replies: 25
Views: 1,036
Posted By sunflower.mama
Just so you know, plenty of people can get large...

Just so you know, plenty of people can get large refunds without paying a lot in. So the tax refund is a windfall from the federal government for some of us.  We have a minimal amount withheld, but...
Forum: Frugality & Finances   06-13-2012, 08:04 PM
Replies: 54
Views: 3,504
Posted By sunflower.mama
Can you sell your house and pay cash for a...

Can you sell your house and pay cash for a smaller one, using the difference to pay down debt and back taxes? I would worry about renting and going through the $ too quickly too.
Forum: Grief and Loss   05-15-2012, 07:20 PM
Replies: 43
Views: 4,268
Posted By sunflower.mama
So so sorry for your loss. Devastated for you...

So so sorry for your loss. Devastated for you actually.
Forum: Frugality & Finances   05-15-2012, 03:53 PM
Replies: 11
Views: 1,016
Posted By sunflower.mama
If I were in your shoes, and valued the...

If I were in your shoes, and valued the relationship as I think you do, I would not be upfront and risk embarassing her.  Can you say that your accountant (or your dad, or some outside source that...
Forum: Frugality & Finances   05-03-2012, 08:27 PM
Replies: 30
Views: 947
Posted By sunflower.mama
I can't believe how many people are saying they...

I can't believe how many people are saying they would throw out their recyclables if it was not picked up for free at their curb. As someone who lives in a town without curbside pickup, and summers...
Forum: Frugality & Finances   02-26-2012, 07:58 PM
Replies: 43
Views: 3,327
Posted By sunflower.mama
Why not do a no closing costs loan?  We have...

Why not do a no closing costs loan?  We have done several and they are no more complicated than a regular refi.  You will pay a slightly higher interest rate - think 1/8 of a point - so 4.625...
Forum: Diapers & Diapering Supplies   02-26-2012, 10:08 AM
Replies: 1
Views: 235
Posted By sunflower.mama
SOLD.  Please delete.

SOLD.  Please delete.
Forum: Diapers & Diapering Supplies   02-13-2012, 02:22 PM
Replies: 1
Views: 235
Posted By sunflower.mama
Make me an offer.  Perhaps throw one in with...

Make me an offer.  Perhaps throw one in with some of the other things I am selling.  Almost full bottle of Thirsties Booty Luster spray, 2 newborn snappis and a roll of disposable liners for cloth...
Forum: Diapers & Diapering Supplies   02-13-2012, 02:19 PM
Replies: 0
Views: 199
Posted By sunflower.mama
Great Deal.  Used for a couple months max. ...

Great Deal.  Used for a couple months max.  Great condition.  Comes with all instructions and packaging inserts.  Shipping will depend on where you live and whether you buy other things from me. $30
Forum: Diapers & Diapering Supplies   02-13-2012, 02:16 PM
Replies: 0
Views: 240
Posted By sunflower.mama
Velour, white (16) and hot pink (10).  Selling...

Velour, white (16) and hot pink (10).  Selling all EUC wipes, no staining, minimal use.  Comes from pet and smoke free home.  Shipping depends on where you live.
 
Forum: Diapers & Diapering Supplies   02-13-2012, 02:11 PM
Replies: 0
Views: 217
Posted By sunflower.mama
Great condition used diaper pail liners.  Pale...

Great condition used diaper pail liners.  Pale Pink.  $8 each.  Always washed per instructions, pet and smoke free home.  We can figure out shipping based on where you live and what you are buying....
Forum: Diapers & Diapering Supplies   02-13-2012, 01:56 PM
Replies: 0
Views: 180
Posted By sunflower.mama
Selling good condition covers, no staining.   ...

Selling good condition covers, no staining.
 
 one thirsties DUO wrap size one (purple), one Thirsties DUO wrap size M (pink). 
 
Always washed per instructions, pet and smoke free home.  We can...
Forum: Diapers & Diapering Supplies   02-13-2012, 01:51 PM
Replies: 0
Views: 238
Posted By sunflower.mama
$6 each.  No staining.  Always washed per...

$6 each.  No staining.  Always washed per instructions.  Pet and smoke free home.
Two Imse Vimse organic cotton newborn, one soft one regular, 
We can figure out shipping based upon what you buy...
Forum: Diapers & Diapering Supplies   02-13-2012, 01:43 PM
Replies: 0
Views: 116
Posted By sunflower.mama
All washed up and ready to use. Barely used. ...

All washed up and ready to use. Barely used.  These are unbleached organic cotton.  I will measure size if you are interested.  Always washed per manufacturer instructions.  No staining.  We can...
Forum: Diapers & Diapering Supplies   02-13-2012, 01:34 PM
Replies: 0
Views: 385
Posted By sunflower.mama
Barely used.  Great condition, fit newborn up to...

Barely used.  Great condition, fit newborn up to toddler size.  See pic for possible sizes.  Silky soft velour feeling.  Snapped.  $8 each.  We can figure out shipping based on what you buy and...
Forum: Diapers & Diapering Supplies   02-13-2012, 12:57 PM
Replies: 0
Views: 270
Posted By sunflower.mama
Selling 16 Good Used Condition Bum Genuis Pocket...

Selling 16 Good Used Condition Bum Genuis Pocket Diapers. No staining and carefully laundered. $8 Each. Includes Newborn insert and regular sized insert.  Colors shown.  PM me if interested and we...
Forum: Frugality & Finances   02-09-2012, 08:49 PM
Replies: 85
Views: 2,941
Posted By sunflower.mama
 Quote:Originally Posted by...



Quote:Originally Posted by trekkingirl http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Frugality & Finances   02-08-2012, 05:16 PM
Replies: 85
Views: 2,941
Posted By sunflower.mama
Ugh.  I hate these threads!  Every year we wait...

Ugh.  I hate these threads!  Every year we wait for a K-1 that does not come to us until April.  We have all the rest of what we need by the end of Jan and then have to sit on it for 3 months.  So...
Forum: Frugality & Finances   02-06-2012, 01:00 PM
Replies: 12
Views: 408
Posted By sunflower.mama
I am also of the use it and enjoy it mindset. ...

I am also of the use it and enjoy it mindset.  It occurs to me that part of the gift your dad is giving you is freeing you from worrying about $$ on the trip.  Perhaps he'd like to see you spash it...
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