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Forum: Frugality & Finances   01-04-2014, 01:41 PM
Replies: 32
Views: 1,181
Posted By eirual
Has anyone lead or attend fed FPU? Thinking of...

Has anyone lead or attend fed FPU? Thinking of leading one for motivation/spreading the word purposes.
Forum: Frugality & Finances   12-07-2013, 08:37 PM
Replies: 16
Views: 455
Posted By eirual
After 4 mos of being MIA, I'm starting to think...

After 4 mos of being MIA, I'm starting to think (out of necessity) about finances again.

We've reached a point with DH's schooling where we need to decide weather to borrow or pull investments at...
Forum: Frugality & Finances   12-07-2013, 08:33 PM
Replies: 16
Views: 455
Posted By eirual
Do you want to get out of debt? Start living on...

Do you want to get out of debt? Start living on a budget? Be able to start saving? Then this is the thread for you! Some of us use Dave Ramsey's method but please join us even if you're following...
Forum: Frugality & Finances   08-09-2013, 07:03 PM
Replies: 41
Views: 922
Posted By eirual
Are any of you on the DR Facebook group?

Are any of you on the DR Facebook group?
Forum: Frugality & Finances   08-05-2013, 01:05 PM
Replies: 41
Views: 922
Posted By eirual
Trekking, have you heard of Mister Money...

Trekking, have you heard of Mister Money Moustache? He chose his town strategically. Ended up in Oregon, I believe.
Forum: Frugality & Finances   08-04-2013, 08:06 PM
Replies: 41
Views: 922
Posted By eirual
Ahhhh, Lilacvioletiris!!!!!!!!!!...

Ahhhh, Lilacvioletiris!!!!!!!!!! Congratu-freakin'-lations!!! I missed the post that you were even expecting let alone far enough to know the sex(es). So exciting!,

We're chugging along here....
Forum: Frugality & Finances   07-08-2013, 11:18 AM
Replies: 42
Views: 908
Posted By eirual
Man, it's JULY!! Subbing.

Man, it's JULY!!

Subbing.
Forum: Frugality & Finances   07-05-2013, 11:01 PM
Replies: 51
Views: 1,020
Posted By eirual
Wow, all good things! Yay, hard work and happy...

Wow, all good things! Yay, hard work and happy surprises!!
Forum: Frugality & Finances   07-01-2013, 03:43 PM
Replies: 51
Views: 1,020
Posted By eirual
Okay, I don't know why this never occurred to us...

Okay, I don't know why this never occurred to us until now, but we devised a plan to ROCK BS3 and 4.

We own two houses. The one with the smaller mortgage is being rented out. If put all of my...
Forum: Frugality & Finances   06-29-2013, 11:30 AM
Replies: 51
Views: 1,020
Posted By eirual
Dziejen, I totally feel ya. I can't wait til the...

Dziejen, I totally feel ya. I can't wait til the "live like no one else" part gives us he upper hand.
Forum: Frugality & Finances   06-26-2013, 08:44 PM
Replies: 6
Views: 173
Posted By eirual
Thank you yet again! Politics and finances are...

Thank you yet again! Politics and finances are huge portions of my life right now and I don't much care for either. I need to understand them better!
Forum: Frugality & Finances   06-21-2013, 11:22 AM
Replies: 6
Views: 173
Posted By eirual
Thank you for that info. Do you know the...

Thank you for that info.

Do you know the best way to invest a large sum of money?
Forum: Frugality & Finances   06-20-2013, 05:53 PM
Replies: 6
Views: 173
Posted By eirual
http://www.oregonwillstrustsprobate.com/2011/11/2...

http://www.oregonwillstrustsprobate.com/2011/11/25/rrsps-rrifs-and-tfsas-canadian-cousins-to-iras-and-401ks/

Cool, but a TFSA has an interest rate of a whopping 1.25%. :/
Forum: Frugality & Finances   06-20-2013, 06:31 AM
Replies: 6
Views: 173
Posted By eirual
Dave Ramsey's Baby Step 4, investing 15% of your...

Dave Ramsey's Baby Step 4, investing 15% of your income in Roth IRAs.

What's the Canadian equivalent?

I'm actually hoping to be much more aggressive given that we've been working on BS3 for...
Forum: Frugality & Finances   06-12-2013, 07:42 AM
Replies: 51
Views: 1,020
Posted By eirual
2 things:   1) We have NO income for this...

2 things:
 
1) We have NO income for this summer. I just pulled all the cash we need to sustain us from now until September so it didn't stay this imaginary comfy looking pillow that would just...
Forum: Frugality & Finances   05-31-2013, 11:43 AM
Replies: 52
Views: 1,322
Posted By eirual
Well ladies, I have one last mat. leave payment...

Well ladies, I have one last mat. leave payment before our income stops for 3 mos. we have savings- not enough, but we always make things work, so I'm sure we'll figure it out! This BS3 has been...
Forum: Frugality & Finances   05-06-2013, 12:13 PM
Replies: 52
Views: 1,322
Posted By eirual
I just discovered Mr. Money Moustache. It seems...

I just discovered Mr. Money Moustache. It seems like an awesome site. Check it out if you can!
Forum: Frugality & Finances   05-05-2013, 11:19 AM
Replies: 52
Views: 1,322
Posted By eirual
Trekkingirl, why would you want that lower...

Trekkingirl, why would you want that lower drawn-out payment vs. killing it? 
Forum: Frugality & Finances   05-04-2013, 09:03 PM
Replies: 52
Views: 1,322
Posted By eirual
Checking in for May (it's been a while since...

Checking in for May (it's been a while since I've even been on MDC). We're on track with our crazy plans (which included buying a house while DH was in a school and me on mat leave). On paper, our...
Forum: The Childhood Years   04-07-2013, 05:15 PM
Replies: 5
Views: 325
Posted By eirual
We have guests casually about once a week (give...

We have guests casually about once a week (give or take)....things like moms stopping in for tea or a friend passing through town, nothing too over the top (and come to think of it, it's those...
Forum: Breastfeeding   04-01-2013, 12:51 PM
Replies: 5
Views: 191
Posted By eirual
If you're not avoiding pregnancy and BD'ing even...

If you're not avoiding pregnancy and BD'ing even through apparently fertile CM, I would temp and any consistent temp-rise would likely be O and conception in retrospect.
 
....I'm not bothering...
Forum: The Childhood Years   03-30-2013, 06:01 PM
Replies: 5
Views: 325
Posted By eirual
My 7 year old always gets silly and tries to...

My 7 year old always gets silly and tries to entertain adult company that comes by.
 
Last night we were talking about it, and he stated that all we do with company is talk, and no one plays with...
Forum: Frugality & Finances   03-29-2013, 08:04 PM
Replies: 53
Views: 1,368
Posted By eirual
Tilly,   In regards to the cable, I'd run...

Tilly,
 
In regards to the cable, I'd run for the hills, I think. ....I tend to be skeptical of any free hook to get you to sign a contract. It's obviously benefitting them in the long-run, or...
Forum: Elimination Communication   03-11-2013, 07:32 PM
Replies: 8
Views: 346
Posted By eirual
I started EC'ing at night when DS2 was about 5...

I started EC'ing at night when DS2 was about 5 mos.
 
I all of a sudden found myself double-diapering because he was actually soaking a diaper at night, even though we rarely missed throughout the...
Forum: Learning at Home and Beyond   02-28-2013, 04:52 PM
Replies: 9
Views: 237
Posted By eirual
Great ideas. We've started a pillow journal to...

Great ideas. We've started a pillow journal to eachother and he does have a journal but writing stresses him out, so I haven't MADE him write. I will try to encourage him more regularly though. He...
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