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Forum: Frugality & Finances   04-26-2015, 05:37 AM
Replies: 333
Views: 16,063
Posted By EmsMom
yard sale season again! Yesterday i picked up a...

yard sale season again! Yesterday i picked up a nice wooden side table from the 30s (cottage style) $13. Perfect and needed for my living room. And a floor lamp for $5, also for living room and...
Forum: Frugality & Finances   04-25-2015, 05:58 PM
Replies: 7
Views: 829
Posted By EmsMom
Update

I ended up finding a lot of small treasures in my parent's house. I have dragged home FIVE large rubbermaid containers full of yarn sets - usually 8 or more skeins of each kind, including some very...
Forum: Frugality & Finances   04-20-2015, 05:21 AM
Replies: 275
Views: 13,312
Posted By EmsMom
I have used the $5 solar/emergency blankets you...

I have used the $5 solar/emergency blankets you can get at walmart to block out the sun coming in windows. Makes the rooms quite dark but really does keep out the summer sun better than shades or...
Forum: Frugality & Finances   04-10-2015, 10:41 AM
Replies: 119
Views: 9,073
Posted By EmsMom
One thing I recently discovered about making...

One thing I recently discovered about making dinner is that if I come home and start something cooking, I can then heat up and serve something I cooked the day before and then some long cooking thing...
Forum: Frugality & Finances   03-04-2015, 01:52 PM
Replies: 7
Views: 829
Posted By EmsMom
Thanks so much ladies, I do appreciate it. When...

Thanks so much ladies, I do appreciate it. When my Dad passed I just couldn't think clearly and there are things of his I would have liked to have had for my kids. In this case, though, I know...
Forum: Frugality & Finances   03-03-2015, 06:48 PM
Replies: 7
Views: 829
Posted By EmsMom
stuff to take from parents house before an estate sale

my mother is moving to a nursing home and we need to clean out the rather quickly. There are a lot of antiques we are going to sell probably and a few family things I might take but I am wondering...
Forum: Frugality & Finances   03-03-2015, 05:55 PM
Replies: 275
Views: 13,312
Posted By EmsMom
I understand how you feel. I qualified for a...

I understand how you feel. I qualified for a subsidy on my mortgage so we could have affordable housing, but i sure don't feel poor. In fact, I won't post on this board because in truth, we have...
Forum: Frugality & Finances   02-21-2015, 05:13 AM
Replies: 52
Views: 1,147
Posted By EmsMom
In terms of the discussion of how kids party...

In terms of the discussion of how kids party during college: I worked for a year as a grad assistant at a local state college that really has a lot of lower income students. I did not see a lot of...
Forum: Frugality & Finances   02-04-2015, 04:35 AM
Replies: 2
Views: 184
Posted By EmsMom
All adults in a family should have a good...

All adults in a family should have a good understanding of the household finances, access to all accounts, an updated knowledge of pension and retirement accounts and insurance policies and know...
Forum: Frugality & Finances   01-02-2015, 03:14 PM
Replies: 44
Views: 686
Posted By EmsMom
[QUOTE=frugalmama;18323514]Does anyone have ideas...

[QUOTE=frugalmama;18323514]Does anyone have ideas for hot drinks that aren't tea based? We are drinking a lot of hot / warm drinks to help stay warm {our heat isn't that great} but dd can't drink tea...
Forum: Frugality & Finances   12-31-2014, 04:19 AM
Replies: 119
Views: 9,073
Posted By EmsMom
I here you on the time thing. I am a single mom...

I here you on the time thing. I am a single mom with an hour a day commute and now a homeowner. Not much time to make bread and definitely not making soap on any kind of a regular basis! But I...
Forum: Frugality & Finances   12-15-2014, 04:10 AM
Replies: 12
Views: 204
Posted By EmsMom
I just moved into an older house that was mostly...

I just moved into an older house that was mostly already rehabbed. It still needs some new windows, but the doors are kind of amazingly good at not letting in drafts. Having lived in old houses...
Forum: Frugality & Finances   12-11-2014, 04:26 AM
Replies: 119
Views: 9,073
Posted By EmsMom
smart about the resoling. I will have to find a...

smart about the resoling. I will have to find a place to do that so I can rescue my shoes. That was a pretty common repair not so many years ago.
Forum: Frugality & Finances   12-03-2014, 03:55 AM
Replies: 12
Views: 1,226
Posted By EmsMom
Credo at one time had much better customer...

Credo at one time had much better customer service and more comptetive pricing. Even used to give out Ben and Jerry coupons all of the time. I am leaving Credo permanently even though I will have...
Forum: Frugality & Finances   11-18-2014, 04:42 PM
Replies: 12
Views: 204
Posted By EmsMom
useful information: ...

useful information:
http://www.thesimpledollar.com/20-money-saving-tactics-for-winter/
Forum: Frugality & Finances   11-18-2014, 05:30 AM
Replies: 12
Views: 204
Posted By EmsMom
I believe that two of the easiest and least...

I believe that two of the easiest and least expensive things to do would be to cover drafty windows with plastic and to caulk windows. You could also get or make those draft dodger things for the...
Forum: Frugality & Finances   10-27-2014, 04:37 AM
Replies: 4
Views: 330
Posted By EmsMom
I don't really find the spreadsheet takes more...

I don't really find the spreadsheet takes more than a couple of minutes a day. I don't even start a new one for each month, instead I just keep adding the new month to the top of the same sheet. I...
Forum: Frugality & Finances   10-26-2014, 06:06 AM
Replies: 4
Views: 330
Posted By EmsMom
I can sympathize with you on the food thing; I...

I can sympathize with you on the food thing; I used to have basically an all organic and/or local food diet. I still get a lot of local food but I can't afford organic food anymore. I also can't...
Forum: Frugality & Finances   10-16-2014, 04:10 PM
Replies: 119
Views: 9,073
Posted By EmsMom
there have been some great ideas. another one...

there have been some great ideas. another one for skin care is to use extra virgin coconut oil as a moisturzier. It is all I use anymore for the most part.
Forum: Frugality & Finances   10-04-2014, 12:52 AM
Replies: 32
Views: 1,108
Posted By EmsMom
I needed to pay the homeowners insurance for one...

I needed to pay the homeowners insurance for one year up front. Next years is escrowed. Sometimes u need to pay property taxes up front like that also. Inspection, radon test, a contractor to give...
Forum: Frugality & Finances   09-17-2014, 06:23 PM
Replies: 119
Views: 9,073
Posted By EmsMom
that's a good idea. I need to use up my pantry...

that's a good idea. I need to use up my pantry items and save some money for the next few weeks so I think I am going to give that a try. Thx!
Forum: Frugality & Finances   09-14-2014, 07:05 AM
Replies: 1,326
Views: 86,099
Posted By EmsMom
Agreed! I have also found that the online...

Agreed! I have also found that the online glasses I have purchased actually seem to be more comfortable and they seem to last long which kind of surprised me...
Forum: Frugality & Finances   09-14-2014, 03:56 AM
Replies: 1,326
Views: 86,099
Posted By EmsMom
$15 would only be for an uncomplicated single...

$15 would only be for an uncomplicated single lens prescription. However, the online places are still overall cheaper. I have gotten a pair of progressives for around $200, when the local places...
Forum: Frugality & Finances   09-12-2014, 04:12 PM
Replies: 119
Views: 9,073
Posted By EmsMom
I wanted to update on the cell phone I got from...

I wanted to update on the cell phone I got from Republic Wireless. I am very happy with it. The price is as they reported; it is easy to change between plans. Right now I need to skype from it...
Forum: Frugality & Finances   08-31-2014, 08:33 AM
Replies: 333
Views: 16,063
Posted By EmsMom
I think it isn't so weird. It is probably much...

I think it isn't so weird. It is probably much easier for the universe to send you the dress via a thrift store than to send you the extra $300 to pay for it and the gumption to feel comfortable to...
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