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Forum: Frugality & Finances   12-15-2014, 05:10 AM
Replies: 12
Views: 144
Posted By EmsMom
I just moved into an older house that was mostly...

I just moved into an older house that was mostly already rehabbed. It still needs some new windows, but the doors are kind of amazingly good at not letting in drafts. Having lived in old houses...
Forum: Frugality & Finances   12-11-2014, 05:26 AM
Replies: 80
Views: 5,988
Posted By EmsMom
smart about the resoling. I will have to find a...

smart about the resoling. I will have to find a place to do that so I can rescue my shoes. That was a pretty common repair not so many years ago.
Forum: Frugality & Finances   12-03-2014, 04:55 AM
Replies: 12
Views: 1,176
Posted By EmsMom
Credo at one time had much better customer...

Credo at one time had much better customer service and more comptetive pricing. Even used to give out Ben and Jerry coupons all of the time. I am leaving Credo permanently even though I will have...
Forum: Frugality & Finances   11-18-2014, 05:42 PM
Replies: 12
Views: 144
Posted By EmsMom
useful information: ...

useful information:
http://www.thesimpledollar.com/20-money-saving-tactics-for-winter/
Forum: Frugality & Finances   11-18-2014, 06:30 AM
Replies: 12
Views: 144
Posted By EmsMom
I believe that two of the easiest and least...

I believe that two of the easiest and least expensive things to do would be to cover drafty windows with plastic and to caulk windows. You could also get or make those draft dodger things for the...
Forum: Frugality & Finances   10-27-2014, 05:37 AM
Replies: 4
Views: 300
Posted By EmsMom
I don't really find the spreadsheet takes more...

I don't really find the spreadsheet takes more than a couple of minutes a day. I don't even start a new one for each month, instead I just keep adding the new month to the top of the same sheet. I...
Forum: Frugality & Finances   10-26-2014, 07:06 AM
Replies: 4
Views: 300
Posted By EmsMom
I can sympathize with you on the food thing; I...

I can sympathize with you on the food thing; I used to have basically an all organic and/or local food diet. I still get a lot of local food but I can't afford organic food anymore. I also can't...
Forum: Frugality & Finances   10-16-2014, 05:10 PM
Replies: 80
Views: 5,988
Posted By EmsMom
there have been some great ideas. another one...

there have been some great ideas. another one for skin care is to use extra virgin coconut oil as a moisturzier. It is all I use anymore for the most part.
Forum: Frugality & Finances   10-04-2014, 01:52 AM
Replies: 32
Views: 1,081
Posted By EmsMom
I needed to pay the homeowners insurance for one...

I needed to pay the homeowners insurance for one year up front. Next years is escrowed. Sometimes u need to pay property taxes up front like that also. Inspection, radon test, a contractor to give...
Forum: Frugality & Finances   09-17-2014, 07:23 PM
Replies: 80
Views: 5,988
Posted By EmsMom
that's a good idea. I need to use up my pantry...

that's a good idea. I need to use up my pantry items and save some money for the next few weeks so I think I am going to give that a try. Thx!
Forum: Frugality & Finances   09-14-2014, 08:05 AM
Replies: 1,316
Views: 84,374
Posted By EmsMom
Agreed! I have also found that the online...

Agreed! I have also found that the online glasses I have purchased actually seem to be more comfortable and they seem to last long which kind of surprised me...
Forum: Frugality & Finances   09-14-2014, 04:56 AM
Replies: 1,316
Views: 84,374
Posted By EmsMom
$15 would only be for an uncomplicated single...

$15 would only be for an uncomplicated single lens prescription. However, the online places are still overall cheaper. I have gotten a pair of progressives for around $200, when the local places...
Forum: Frugality & Finances   09-12-2014, 05:12 PM
Replies: 80
Views: 5,988
Posted By EmsMom
I wanted to update on the cell phone I got from...

I wanted to update on the cell phone I got from Republic Wireless. I am very happy with it. The price is as they reported; it is easy to change between plans. Right now I need to skype from it...
Forum: Frugality & Finances   08-31-2014, 09:33 AM
Replies: 325
Views: 15,139
Posted By EmsMom
I think it isn't so weird. It is probably much...

I think it isn't so weird. It is probably much easier for the universe to send you the dress via a thrift store than to send you the extra $300 to pay for it and the gumption to feel comfortable to...
Forum: Frugality & Finances   08-31-2014, 09:30 AM
Replies: 325
Views: 15,139
Posted By EmsMom
Yardsaling last weekend found a newish Food Saver...

Yardsaling last weekend found a newish Food Saver with lots of associated containers and lots and lots of unused bags. $40. I think the bags alone would be more than $40.

As I am supposed to...
Forum: Frugality & Finances   08-18-2014, 06:43 PM
Replies: 5
Views: 533
Posted By EmsMom
I have always heard that wheat berries last...

I have always heard that wheat berries last practically forever. You might want to look on craigs list for a vacuum sealer. I picked up a barely used one at a yard sale for $11 a couple of months...
Forum: Frugality & Finances   08-18-2014, 05:25 AM
Replies: 5
Views: 533
Posted By EmsMom
the beans are still fine, I am sure. Brown rice...

the beans are still fine, I am sure. Brown rice can go bad, but it should still be good for a little while. If it smells "off" don't eat it. You could extend the life of the brown rice by storing...
Forum: Frugality & Finances   08-11-2014, 08:09 PM
Replies: 9
Views: 1,119
Posted By EmsMom
I am sorry that you didn't get any replies. I...

I am sorry that you didn't get any replies. I don't know exactly what WIC consists of on a regular basis. However, I am giving a link that maybe will help?
...
Forum: Frugality & Finances   08-08-2014, 06:32 AM
Replies: 5
Views: 615
Posted By EmsMom
I am not so big on giving Christmas gifts...

I am not so big on giving Christmas gifts usually. It seems as if anything tangible simply adds to people's material burden (storing things, cleaning things, eventually discarding things) -- but I do...
Forum: Frugality & Finances   08-07-2014, 06:13 AM
Replies: 7
Views: 564
Posted By EmsMom
that is so sad! I hate it when these stupid...

that is so sad! I hate it when these stupid applications don't do what they are supposed to do. What is with that?

I will say that I find reading magazines on the kindle is not as satisfying as...
Forum: Life With a Baby   08-02-2014, 10:10 PM
Replies: 1
Views: 433
Posted By EmsMom
I am experiencing a very similar pain,...

I am experiencing a very similar pain, concentrated near my shoulder blades and causing horrible spasms. I think the pain arises from tension that creates a great deal of tightness in my neck and...
Forum: Frugality & Finances   07-30-2014, 05:44 PM
Replies: 2
Views: 437
Posted By EmsMom
Is it possible to transfer the balance to a new...

Is it possible to transfer the balance to a new card with a set (and hopefully very low) interest rate? Even if you were paying a certain amount for a transfer fee or whatever it is called, it might...
Forum: Frugality & Finances   07-26-2014, 06:42 AM
Replies: 7
Views: 564
Posted By EmsMom
FREE online magazines through my library!

I was in my library on Friday (where I will usually sit and read several of my favorite magazines in the reading section) especially when they have someone playing the grand piano) and happened to...
Forum: Frugality & Finances   07-24-2014, 06:02 PM
Replies: 80
Views: 5,988
Posted By EmsMom
that sounds hard! I am sorry!! Just stay strong...

that sounds hard! I am sorry!! Just stay strong and focused! You can do it!
Forum: Frugality & Finances   07-24-2014, 04:34 AM
Replies: 80
Views: 5,988
Posted By EmsMom
Welcome to the club! Would it help to think of...

Welcome to the club! Would it help to think of the time without the activities as a special family bonding time? It could very likely become that if you approach it correctly. My kids really...
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