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Search: Keyword(s): ; Posts Made By: Ruthiegirl
Forum: Frugality & Finances   07-23-2015, 03:06 PM
Replies: 12
Views: 355
Posted By Ruthiegirl
I am a bit obsessive about the budget. We have...

I am a bit obsessive about the budget. We have lived as a larger family on one salary for over a decade now, so I my pennies have been known to feel the pinch.

Congratulations on your new babe! ...
Forum: Frugality & Finances   07-22-2015, 08:13 PM
Replies: 168
Views: 12,110
Posted By Ruthiegirl
Using a vacuum sealer to keep produce fresh! ...

Using a vacuum sealer to keep produce fresh! That is the coolest idea ever.

I have looked at them so many times, but have never bought one. They seemed expensive and I didn't want to be stuck...
Forum: Frugality & Finances   07-22-2015, 06:18 PM
Replies: 168
Views: 12,110
Posted By Ruthiegirl
A space blanket is a good idea, something to...

A space blanket is a good idea, something to reflect the heat (?). I may give this a try tomorrow and see if it works. I have everything to give it a go. I'll post back here if anyone is...
Forum: Frugality & Finances   07-22-2015, 08:03 AM
Replies: 168
Views: 12,110
Posted By Ruthiegirl
40% is a crazy increase. Ouch. That would do us...

40% is a crazy increase. Ouch. That would do us in. We are due for a 13% increase spread over the next 3 years and I am looking for ways to decrease our usage.

We cook a lot of beans and...
Forum: Frugality & Finances   07-20-2015, 08:24 PM
Replies: 12
Views: 355
Posted By Ruthiegirl
Oh, this is lovely. We used to do something like...

Oh, this is lovely. We used to do something like this, but then we moved and I have not looked into local charities. I know our food bank runs very low in the winter and I think that may be our...
Forum: Frugality & Finances   07-20-2015, 03:04 PM
Replies: 12
Views: 355
Posted By Ruthiegirl
We set a budget. About $1000 for a family of 6. ...

We set a budget. About $1000 for a family of 6. This includes a tree, holiday cards and postage, special food, and presents. We spend about $200 on each kid which seems like a lot until I start...
Forum: Frugality & Finances   07-04-2015, 11:32 AM
Replies: 15
Views: 718
Posted By Ruthiegirl
We talk about 'having enough'. We have enough...

We talk about 'having enough'. We have enough food, warm beds, a safe neighborhood. We are in the 1% as far as I am concerned. Sure our bank account may not be grand, but we have clean drinking...
Forum: Frugality & Finances   07-02-2015, 01:53 PM
Replies: 78
Views: 3,713
Posted By Ruthiegirl
We are over $6 and that is unsustainable for us. ...

We are over $6 and that is unsustainable for us. I am tracking every grocery dollar this month to get it under $5. Rice, beans, vegetables, eggs, small amounts of good meat, milk, less cheese,...
Forum: Frugality & Finances   02-12-2015, 01:39 PM
Replies: 44
Views: 719
Posted By Ruthiegirl
Catching up. Sorry to be out of touch...I needed...

Catching up. Sorry to be out of touch...I needed an internet break.

I have done some grocery shopping. Dh bought a couple of toys at the thrift shop and he splurged about bought our 7 year old...
Forum: Frugality & Finances   02-06-2015, 12:58 PM
Replies: 5
Views: 495
Posted By Ruthiegirl
You need to move! That kind of rent is insanely...

You need to move! That kind of rent is insanely high for a family on your income. You pay 28% of your income at your current pay and if I read your post correctly, your rent will be 36% of next...
Forum: Frugality & Finances   02-06-2015, 09:49 AM
Replies: 44
Views: 719
Posted By Ruthiegirl
I need to go to Costco to buy food for another...

I need to go to Costco to buy food for another school field trip. This is my volunteer contribution to the school, otherwise I would stay out of stores today. I will pick up some cheese and...
Forum: Frugality & Finances   02-05-2015, 01:09 PM
Replies: 44
Views: 719
Posted By Ruthiegirl
Grocery run today. Milk, eggs, cheese, produce,...

Grocery run today. Milk, eggs, cheese, produce, a bit of meat, lentils, huge pack of tp, garbage bags, bread, peanut butter -- just normal stuff.

I was really hard on myself last month about...
Forum: Frugality & Finances   02-04-2015, 09:00 AM
Replies: 44
Views: 719
Posted By Ruthiegirl
No spending yesterday and should be another no...

No spending yesterday and should be another no spend today though I am tempted to get a haircut for my youngest.
I usually cut the kids' hair, but my little one is a wiggly 3 year old and I am...
Forum: Frugality & Finances   02-02-2015, 09:53 AM
Replies: 44
Views: 719
Posted By Ruthiegirl
I am in for another round. Should be a simple...

I am in for another round. Should be a simple month for us. We have no travel planned and no visiting relatives.

We were paid this weekend and I have done the bills, transferred a big chunk to...
Forum: Frugality & Finances   02-01-2015, 11:08 AM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
Ending the month on fumes. The inlaws were...

Ending the month on fumes.

The inlaws were here for a few days and left this morning. We kept things pretty cheap -- one really fun day to the beach, one nice day around town. They were really...
Forum: Frugality & Finances   01-29-2015, 07:38 AM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
My no spend was a bust yesterday. I bought...

My no spend was a bust yesterday. I bought myself some clothes. I have been living in my last pair of jeans and a couple of shirts and was getting desperate for something to wear. I bought 2...
Forum: Frugality & Finances   01-27-2015, 01:39 PM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
Hey, where did everybody go? Back from the...

Hey, where did everybody go?

Back from the middle school trip. Kids did great and my spending was fine. I bought food for me and my dd, spent $35.

Dh went crazy and bought all kinds of...
Forum: Frugality & Finances   01-22-2015, 09:04 AM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
Went to Costco again yesterday, not for myself...

Went to Costco again yesterday, not for myself this time, but to buy food for an upcoming class trip. I bought food for 45 middle schoolers and 6 adults. It is fun spending someone else's money. ...
Forum: Frugality & Finances   01-19-2015, 03:01 PM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
Ahhhhh...Dh finally came home late last night...

Ahhhhh...Dh finally came home late last night after being gone for a week. I was so happy to see him this morning. He travels a lot for work, I don't know why this one seemed so tough, but it was. ...
Forum: Frugality & Finances   01-19-2015, 02:47 PM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
Your record collection sounds awesome. I have...

Your record collection sounds awesome. I have never been a collector of anything, but I can see the beauty of having a very personal collection of music.

And you found a car! A 2004 civic...
Forum: Frugality & Finances   01-18-2015, 09:42 AM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
Have you committed to buying them? Given them...

Have you committed to buying them? Given them any money yet?
Forum: Frugality & Finances   01-18-2015, 09:40 AM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
Picked up an $8 pizza for dinner last night. Dh...

Picked up an $8 pizza for dinner last night. Dh has been out of town and I just needed a break from cooking and dishes. I had a coupon and $8 didn't seem too bad for a night off from kitchen duty. ...
Forum: Frugality & Finances   01-16-2015, 08:42 AM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
More food shopping for me. Dh needed a ride to...

More food shopping for me. Dh needed a ride to the airport and since it is next to Costco, I decided to do a big stock-up. We now have loads of beans, frozen fruit and veggies, chicken, pasta, eggs,...
Forum: Frugality & Finances   01-16-2015, 07:36 AM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
Rough days for some of us. Sweet silver, I am...

Rough days for some of us. Sweet silver, I am so sorry for your cat. 20 years! What a life, what a lucky cat to have a loving owner.

Melissel -- car trouble is the absolute worst. I can live...
Forum: Frugality & Finances   01-14-2015, 09:18 AM
Replies: 126
Views: 1,782
Posted By Ruthiegirl
More food shopping today....where does all the...

More food shopping today....where does all the food go? Eggs, chicken, more veggies, fruit, milk, cheese. I am also out of oats and beans, so I will probably get some big bags of those.
...
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