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Forum: Frugality & Finances   07-26-2014, 09:22 AM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
We also just returned from a week of camping. ...

We also just returned from a week of camping. It was a glorious week away and we kept to our $250 budget that included campsite fees, food, some fun and firewood.

Now I know why we always went...
Forum: Frugality & Finances   07-19-2014, 10:29 AM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
I think we are going to go forward on the house. ...

I think we are going to go forward on the house. I am a little sick to my stomach with nerves After selling our old house and moving last year, we have been living cheap and saving, saving, saving....
Forum: Frugality & Finances   07-17-2014, 09:47 AM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
Doing well this month. Our grocery spending in...

Doing well this month. Our grocery spending in on track. We are driving less and spending less on gas. No more eating out after the pizza debacle.

But! I think we are about to spend a huge...
Forum: Frugality & Finances   07-13-2014, 06:23 AM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
I am checking in as well. I made some good...

I am checking in as well. I made some good choices and a crappy one this weekend.

My good choice -- My son went to the rodeo. I gave him $10 for admission and he used $10 of his own money to...
Forum: Frugality & Finances   07-11-2014, 12:15 PM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
We went blueberry picking again yesterday. Our...

We went blueberry picking again yesterday. Our freezer is officially stuffed. I love all of this wonderful, local produce. Once we buy a house and get moved, it will be a priority to get a chest...
Forum: Frugality & Finances   07-10-2014, 09:05 AM
Replies: 66
Views: 3,723
Posted By Ruthiegirl
There are a bunch of these companies that provide...

There are a bunch of these companies that provide mobile service without a contract. I just started with Page Plus and have been decently happy. I went with the super low cost $12 a month plan. I...
Forum: Frugality & Finances   07-09-2014, 01:19 PM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
Our week is going well. We did our monthly...

Our week is going well. We did our monthly Costco trip yesterday and bought only what was on our list. We are well stocked with oatmeal, rice and beans and basic goods, though we will run out of...
Forum: Frugality & Finances   07-08-2014, 10:34 AM
Replies: 34
Views: 2,784
Posted By Ruthiegirl
Well, I need it because I don't always remember...

Well, I need it because I don't always remember to focus on my goals. Still working towards my ideal life.

Your words are well written and lovely. And very appreciated.
Forum: Frugality & Finances   07-08-2014, 08:32 AM
Replies: 34
Views: 2,784
Posted By Ruthiegirl
Damn, this feels like it could be my personal...

Damn, this feels like it could be my personal mantra.
Forum: Frugality & Finances   07-07-2014, 10:57 AM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
This week should be more mellow. We went to the...

This week should be more mellow. We went to the beach 3 (!) times last week and my kids are worn out. We will go to the pool and we have a playdate. We need a trip to the library as well. Low key...
Forum: Frugality & Finances   07-05-2014, 01:59 PM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
Ah well, maybe it just felt like we were burning...

Ah well, maybe it just felt like we were burning money. Fun money.
Forum: Frugality & Finances   07-05-2014, 12:59 PM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
What a fabulous 4th of July -- a huge, fun day at...

What a fabulous 4th of July -- a huge, fun day at the beach. And we only spent $42 on fireworks which is a crazy indulgence since we were quite literally lighting money on fire. But dang! What a...
Forum: Frugality & Finances   07-05-2014, 12:55 PM
Replies: 4
Views: 341
Posted By Ruthiegirl
Oh yeah? I would love to hear how it works out...

Oh yeah? I would love to hear how it works out for you.
Forum: Frugality & Finances   07-05-2014, 11:15 AM
Replies: 4
Views: 341
Posted By Ruthiegirl
If I could talk dh into it, I would love to...

If I could talk dh into it, I would love to convert a chest freezer into a fridge. I have read that these will run for a year on about $6 of electricity.
...
Forum: Frugality & Finances   07-04-2014, 01:12 PM
Replies: 14
Views: 1,695
Posted By Ruthiegirl
We spend about 14% of our take home pay on a 3...

We spend about 14% of our take home pay on a 3 bedroom duplex in a med-high cost of living town of 50,000. It is a tight squeeze to fit 2 adults and 4 kids here, but this was the cheapest place we...
Forum: Frugality & Finances   07-04-2014, 08:46 AM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
We are headed to the beach today for the 4th. I...

We are headed to the beach today for the 4th. I did the grocery shopping yesterday and was delighted to stay within our food budget. We'll play and eat dinner and set off our own fire works on the...
Forum: Frugality & Finances   07-02-2014, 09:02 AM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
Yesterday was awesome. Lots of time to play at...

Yesterday was awesome. Lots of time to play at the beach and catch up with friends.

I spent $13.36 on hot dogs and buns. I also drove about 100 miles which cost me about $20 in gas.

I...
Forum: Frugality & Finances   06-30-2014, 10:22 PM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
Bills are paid, gas tank is full and we have a...

Bills are paid, gas tank is full and we have a semi-full fridge. Good way to start the month.

We are meeting friends at the beach tomorrow and I'll be buying hot dogs and buns for the group. ...
Forum: Frugality & Finances   06-29-2014, 12:17 PM
Replies: 66
Views: 3,723
Posted By Ruthiegirl
My kids love it when we are in austerity mode. ...

My kids love it when we are in austerity mode. They don't know when we are saving cash, they just know that I am cooking and taking them to the park and going for walks and swims. I get optimistic...
Forum: Frugality & Finances   06-29-2014, 07:51 AM
Replies: 88
Views: 2,370
Posted By Ruthiegirl
Wow, Sweetsilver! I love the new format. ...

Wow, Sweetsilver! I love the new format. Thanks for reinvigorating the old 'no-spend' challenge.



1. My goal for this month...

Get back on track. June was a spendy month for us -- the...
Forum: Frugality & Finances   06-05-2014, 10:55 AM
Replies: 15
Views: 701
Posted By Ruthiegirl
I love Youtube tutorials. I repaired my...

I love Youtube tutorials.

I repaired my dryer and learned how to cut my own hair recently. The dryer works brilliantly, my hair looks pretty good. I miss getting the spa treatment at the...
Forum: Frugality & Finances   03-21-2014, 09:53 AM
Replies: 52
Views: 1,140
Posted By Ruthiegirl
Tonight is our family movie night.  My kids have...

Tonight is our family movie night.  My kids have been waiting for ages to see Frozen and it became available this week.  I I need to pick up some popcorn kernels to make snacks. 
 ...
Forum: Frugality & Finances   03-19-2014, 09:47 AM
Replies: 25
Views: 1,411
Posted By Ruthiegirl
We are a family of six and our grocery budget...

We are a family of six and our grocery budget has been spiraling higher and higher.  I have not been pantry building, we simply eat everything that I bring home.  Our grocery budget includes all...
Forum: Frugality & Finances   03-18-2014, 08:54 AM
Replies: 52
Views: 1,140
Posted By Ruthiegirl
http://files.mothering.com/images/smilies/thumb.g...

http://files.mothering.com/images/smilies/thumb.gif no spend/budgeted
http://files.mothering.com/images/smilies/nono.gif not in the budget, stupid spending
 
March 1 --...
Forum: Frugality & Finances   03-16-2014, 05:18 AM
Replies: 52
Views: 1,140
Posted By Ruthiegirl
The kids have a swim meet this weekend.  These...

The kids have a swim meet this weekend.  These events always nickel and dime me, but we have done well so far.  I bought a heat sheet for $5 and 2 water bottles since I didn't bring enough for...
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