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Forum: Frugality & Finances   01-27-2013, 07:16 AM
Replies: 154
Views: 3,787
Posted By whalemama17
Quote:Originally Posted by...

Quote:Originally Posted by trekkingirl http://www.mothering.com/community/img/forum/go_quote.gif (http://www.mothering.com/community/t/1371275/getting-out-of-debt-in-january-2013/120#post_17245532)...
Forum: Frugality & Finances   01-27-2013, 07:16 AM
Replies: 154
Views: 3,787
Posted By whalemama17
TiredX2- My mother owned the '96 wagon before...

TiredX2- My mother owned the '96 wagon before giving it to me, and she was on top of maintenance and repairs-sunk a lot of $ into repairs. So, barring a major repair, I think it could keep chugging...
Forum: Frugality & Finances   01-24-2013, 08:29 AM
Replies: 154
Views: 3,787
Posted By whalemama17
Here's DR's plan: Pre-Step 1: Get current on...

Here's DR's plan:
Pre-Step 1: Get current on your debts and do a budget
0.1 No new borrowing. Done
0.2 Talk with spouse and get him/her on the same page as you concerning finances. Working on it...
Forum: Frugality & Finances   01-07-2013, 06:38 PM
Replies: 20
Views: 674
Posted By whalemama17
I drove a Mazda 5 today-it's perfect! Size...

I drove a Mazda 5 today-it's perfect!

Size felt much more manageable than the Highlander. Looks-wise, it appeared more similar to a Prius V/wagon/hatchback than a conventional minivan.
The...
Forum: Frugality & Finances   01-06-2013, 01:34 PM
Replies: 20
Views: 674
Posted By whalemama17
Thanks for all of your replies! I especially...

Thanks for all of your replies! I especially appreciated the questions to consider in narrowing down car options. What has been interesting/problematic is realizing how irrational my car preferences...
Forum: Frugality & Finances   01-04-2013, 09:11 AM
Replies: 20
Views: 674
Posted By whalemama17
I currently have a 1996 850 Volvo station wagon...

I currently have a 1996 850 Volvo station wagon with 200k+ miles on it. It has served me well, but as the repairs pile up, I'm trying to figure out which car to buy next. I have a 1-year-old and a...
Forum: Frugality & Finances   12-07-2011, 07:11 AM
Replies: 24
Views: 636
Posted By whalemama17
Pre-Step 1: Get current on your debts and do a...

Pre-Step 1: Get current on your debts and do a budget
0.1 No new borrowing.-Done
0.2 Talk with spouse and get him/her on the same page as you concerning finances.-Hard to get him to keep track of...
Forum: Frugality & Finances   11-23-2011, 09:09 PM
Replies: 3
Views: 647
Posted By whalemama17
I have a "Rambler" lunch tote from Built NY for...

I have a "Rambler" lunch tote from Built NY for myself and DD. It was $10 and is made of neoprene (scuba suit material) so it can go in the washing machine which is super helpful!
Forum: Frugality & Finances   10-19-2011, 07:54 PM
Replies: 34
Views: 3,888
Posted By whalemama17
It gets chilly here in the Northeast but I am...

It gets chilly here in the Northeast but I am trying to save $ this winter. What temperature do you generally keep your house at during the day and night during the fall and winter months?
Forum: January 2012   10-09-2011, 07:00 AM
Replies: 11
Views: 411
Posted By whalemama17
Hi mama's! I haven't been able to participate as...

Hi mama's! I haven't been able to participate as much in this DDC because my 17-month-old keeps me pretty busy. She was born in May, so going out of the house consisted of grabbing a light burp...
Forum: Family Safety   09-25-2011, 04:07 PM
Replies: 9
Views: 1,276
Posted By whalemama17
Thank you for all of your feedback. So, what I...

Thank you for all of your feedback. So, what I am hearing is that:
-The TrueFit should take DD either to the booster stage or a combination harness/booster stage with limits of 65 lbs and 50"
-The...
Forum: Family Safety   09-24-2011, 04:19 PM
Replies: 9
Views: 1,276
Posted By whalemama17
 Quote:Originally Posted by...



Quote:Originally Posted by chickabiddy http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Family Safety   09-24-2011, 04:17 PM
Replies: 9
Views: 1,276
Posted By whalemama17
I guess I am struggling with the idea that a...

I guess I am struggling with the idea that a child now is expected to still be in a booster at 80 lbs and 57" (I am 4'11" and 100 lbs so maybe it brings up anxiety that I need to be in a booster!!)...
Forum: Family Safety   09-24-2011, 05:42 AM
Replies: 9
Views: 1,276
Posted By whalemama17
I currently have my 16 month-old RF in a True...

I currently have my 16 month-old RF in a True Fit Premier in a 2008 Toyota RAV-4. We might have a second, smaller car eventually. I love the car seat (anti-rebound, ability to take up little space...
Forum: Frugality & Finances   08-13-2011, 12:52 PM
Replies: 15
Views: 1,043
Posted By whalemama17
Thanks for the feedback lilyka As I mentioned in...

Thanks for the feedback lilyka As I mentioned in my edit above the figures I had put down for clothing, gifts, and toiletries were way off. After looking through accurate Mint.com records, I saw...
Forum: Frugality & Finances   08-13-2011, 08:27 AM
Replies: 15
Views: 1,043
Posted By whalemama17
We do have the reduced rate for the YMCA-the...

We do have the reduced rate for the YMCA-the figure I have used for the budget is our after-tax amount, so they calculated the membership fee with a higher number. I have been relieved to find after...
Forum: Frugality & Finances   08-11-2011, 12:03 PM
Replies: 29
Views: 2,078
Posted By whalemama17
I'll chime in because I have exposed my messy...

I'll chime in because I have exposed my messy financial life and bad habits here while receiving SNAP benefits. Ideally, yes-I think while receiving public assistance we should be frugal. With that...
Forum: Frugality & Finances   08-11-2011, 11:50 AM
Replies: 15
Views: 1,043
Posted By whalemama17
Just wanted to chime in that I don't think we...

Just wanted to chime in that I don't think we have actually been spending that much on clothing every month-I just put down a high estimate for that category and eating out etc. I appreciate the...
Forum: Frugality & Finances   08-10-2011, 08:10 AM
Replies: 15
Views: 1,043
Posted By whalemama17
I think what is hard for me is finding the happy...

I think what is hard for me is finding the happy medium between feeling totally deprived and living in excess. I want to be able to grab a cup of coffee out once in a blue moon but I guess it has to...
Forum: Frugality & Finances   08-10-2011, 04:57 AM
Replies: 15
Views: 1,043
Posted By whalemama17
Hi Mama's, I would appreciate any help you...

Hi Mama's,
I would appreciate any help you could give me regarding my family's budget. A snapshot of our family is that I am finishing up grad school, my husband works full-time and earns about...
Forum: Frugality & Finances   07-24-2011, 02:29 PM
Replies: 6
Views: 896
Posted By whalemama17
Just wanted to chime in that I almost dropped...

Just wanted to chime in that I almost dropped the rental coverage due to the $30/day but my husband said the insurance company said this was the amount they would pay for a rental car per day, not...
Forum: Frugality & Finances   07-01-2011, 02:43 PM
Replies: 2
Views: 469
Posted By whalemama17
In the same vein as emailing companies for...

In the same vein as emailing companies for coupons; does anyone know of any reputable websites or blogs with good free sample offers? I have gotten samples of Tom's of Maine toothpaste and Burt's...
Forum: Frugality & Finances   06-25-2011, 08:33 AM
Replies: 59
Views: 4,050
Posted By whalemama17
edited after re-reading post

edited after re-reading post
Forum: Frugality & Finances   06-25-2011, 08:32 AM
Replies: 59
Views: 4,050
Posted By whalemama17
delete  

delete
 
Forum: Frugality & Finances   06-25-2011, 05:18 AM
Replies: 59
Views: 4,050
Posted By whalemama17
My daughter currently is a participant in the...

My daughter currently is a participant in the WIC program and when she was still breastfeeding/using organic baby formula I just didn't take the formula that was listed on the checks. The main...
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