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Search: Keyword(s): ; Posts Made By: pollyanna02
Forum: Learning at Home and Beyond   05-11-2014, 07:31 PM
Replies: 2
Views: 495
Posted By pollyanna02
my child goes over nextdoor to help the...

my child goes over nextdoor to help the gentleman with work in his field. well today he went over a bit late in the day so figure their wouldn't be any work. he came home upset but wouldn't talk...
Forum: Frugality & Finances   04-13-2014, 10:54 PM
Replies: 27
Views: 1,527
Posted By pollyanna02
milk went up here a month or so ago about 25...

milk went up here a month or so ago about 25 cents at walmart and 50 cents at the local grocery store. i only buy eggs once a month and i haven't noticed the prices.
Forum: Frugality & Finances   04-01-2014, 05:35 PM
Replies: 20
Views: 4,566
Posted By pollyanna02
I make 18k per yr not sure if that is enough for...

I make 18k per yr not sure if that is enough for you. but i really don't feel straped anymore.
this is my 0 budget i do a new one each month...
Forum: Frugality & Finances   02-23-2014, 07:42 AM
Replies: 33
Views: 1,532
Posted By pollyanna02
it does make sense also think ahead and do a...

it does make sense also think ahead and do a sinking fund for the next car so you can pay cash.
the part DR wants people to get past is payments. The more payments you have the more risk you have...
Forum: Frugality & Finances   02-21-2014, 05:23 AM
Replies: 33
Views: 1,532
Posted By pollyanna02
congrats on the student loan i know what it felt...

congrats on the student loan i know what it felt like making the last payment on mine.
it isn't what the interest costs on the car loan. it is what you could be doing with the payment. that money...
Forum: Frugality & Finances   02-17-2014, 04:33 AM
Replies: 33
Views: 1,532
Posted By pollyanna02
how is everyone doing? i  have decided to take a...

how is everyone doing? i  have decided to take a FPU class. I'm paying for my mom to take it also we start march 5th
Forum: Frugality & Finances   01-29-2014, 03:24 AM
Replies: 1,322
Views: 84,657
Posted By pollyanna02
i'm not sure why anyone is getting lower tax...

i'm not sure why anyone is getting lower tax refunds this yr. did you get all your credits? additional child credit is about 1k maybe tax act didn't put it in? I got back accactly what i did last yr...
Forum: Frugality & Finances   01-26-2014, 08:14 AM
Replies: 15
Views: 594
Posted By pollyanna02
Quote:Originally Posted by...

Quote:Originally Posted by crazyms http://www.mothering.com/community/img/forum/go_quote.gif...
Forum: Frugality & Finances   01-25-2014, 06:06 PM
Replies: 15
Views: 594
Posted By pollyanna02
thanks for posting. ok I usually go with DR...

thanks for posting. ok I usually go with DR smallest debt to largest, but because of the 0% interest til oct on the dental changes things. that one will back chrge the interest. so i would pay that...
Forum: Frugality & Finances   01-24-2014, 08:49 PM
Replies: 15
Views: 594
Posted By pollyanna02
hi i just wanted to say that DR does recomend...

hi i just wanted to say that DR does recomend having a 1000 baby EF before paying back debt so i would put more in your fund. also i second the recomendation of putting off paying off the student...
Forum: Frugality & Finances   01-17-2014, 06:45 PM
Replies: 33
Views: 1,532
Posted By pollyanna02
i did that last yr. i paid off my car loan with...

i did that last yr. i paid off my car loan with my refund then took that payment to pay off the student loan faster. this yr i'm using the refund to finish BS3. there doesn't seem to be a thread for...
Forum: Frugality & Finances   12-05-2013, 08:33 PM
Replies: 33
Views: 3,472
Posted By pollyanna02
my goal is to buy a house next yr. i have done...

my goal is to buy a house next yr. i have done baby step 1 and 2 so now i'm on bs3 the emergancy fund.i'm saving every penny i can putting 100/wk in my savings. I get a 100/m extra toward ins from...
Forum: Frugality & Finances   11-17-2013, 09:00 PM
Replies: 33
Views: 3,472
Posted By pollyanna02
i use the cash envelope system for my weekly...

i use the cash envelope system for my weekly expenses like gas, food, church and son's commision. the monthly bills are auto drawn on my checking. and i deposit everything else in the bank for that....
Forum: Frugality & Finances   11-17-2013, 09:22 AM
Replies: 33
Views: 3,472
Posted By pollyanna02
i'm working to save for a down payment for a...

i'm working to save for a down payment for a house also. i want 20% down but am only giving myself a yr to get it together.
i am hoping to get 30% of my income in savings and to have the down...
Forum: Frugality & Finances   11-16-2013, 05:18 PM
Replies: 47
Views: 981
Posted By pollyanna02
does he like to read? would he read total money...

does he like to read? would he read total money makeover? would he goto FPU with you? not sure what else to suggest. I'm working on getting my mom to start some of this budgeting stuff like she...
Forum: Frugality & Finances   11-15-2013, 01:06 AM
Replies: 47
Views: 981
Posted By pollyanna02
part of the DR plan is that when the budget is...

part of the DR plan is that when the budget is made the couple sits down and the other person looks at it and changes something. i have been watching some DR youtube videos about relating with...
Forum: Frugality & Finances   11-13-2013, 05:54 AM
Replies: 47
Views: 981
Posted By pollyanna02
i'm really hoping to win this weeks because i...

i'm really hoping to win this weeks because i have someone to give the other 2500 to :). my mom's roommate has been paying down a sears bill for the past 2 yrs and still has 1850 left on it it is...
Forum: Frugality & Finances   11-10-2013, 08:28 PM
Replies: 47
Views: 981
Posted By pollyanna02
just so you know student loans never go away. i...

just so you know student loans never go away. i kept putting them off because money was tight but the yr the IRS took my whole tax refund got me going on paying them off.  and you have the right...
Forum: Frugality & Finances   11-10-2013, 04:16 AM
Replies: 47
Views: 981
Posted By pollyanna02
well while you are paying off the debt all money...

well while you are paying off the debt all money should be going into the debt once you have the 1k EF so every thing over that should go to debt.
the 100 bi monthly and the 150/m your having put...
Forum: Frugality & Finances   11-09-2013, 06:11 PM
Replies: 47
Views: 981
Posted By pollyanna02
oops forgot that i will have to think about how...

oops forgot that i will have to think about how much that will cost :) any suggestions for a monthly budget for puppy :) so far she likes cat toys and cat food better than any dog toys and puppy...
Forum: Frugality & Finances   11-09-2013, 04:08 PM
Replies: 47
Views: 981
Posted By pollyanna02
i take my expenses and use that my budget is...

i take my expenses and use that my budget is about the same each month
325/m rent
200/m food
100/m gas(car)
39/m ins(car)
38/m cell
49/m internet
20/m internet school for son
40/m son's...
Forum: Frugality & Finances   11-09-2013, 12:47 PM
Replies: 47
Views: 981
Posted By pollyanna02
shh don't let dave hear you say that. ;) it is...

shh don't let dave hear you say that. ;) it is called creative finaincing aka too broke to buy a house. it is ok i will wait and i'm not going to get the best rate anyways my credit score isn't high...
Forum: Frugality & Finances   11-09-2013, 09:01 AM
Replies: 47
Views: 981
Posted By pollyanna02
ok i will wait i'm trying to get this house...

ok i will wait i'm trying to get this house before it sells almost all the houses less than 30k have sold in town already so i'm nervious about losing it.. but something else could open up in the...
Forum: Frugality & Finances   11-09-2013, 06:32 AM
Replies: 47
Views: 981
Posted By pollyanna02
love it. :) i was doing the cha cha cha in my...

love it. :) i was doing the cha cha cha in my head yesterday at work http://files.mothering.com/images/smilies/joy.gif
Forum: Frugality & Finances   11-09-2013, 06:06 AM
Replies: 47
Views: 981
Posted By pollyanna02
 ok i just paid off my studentloan :) i just did...

 ok i just paid off my studentloan :) i just did a budget for this month i should be able to save 350 this month and and maybe almost 450 for dec and jan is a 5 wk month so maybe more. I do a weekly...
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