Super confused about alternative birthing options in RI (Looooong!)
So I'm researching my options for my options of birthing in RI and I'm so confused! I've searched the boards, but most threads indicate to keep searching the boards. It's been a long search and I'm still pretty uncertain of how to go about organizing this.
I had my daughter 2 years ago in a regular hospital, using the only obgyn and hospital that my hmo covered. We relocated to RI and now have Aetna and will choose our own care provider! Does anyone have experience having either a home birth or birthed in a birthing center with Aenta coverage?
I've read some pretty awesome things about Mary Mumford Haley. I see on her site that she provides receipts for the mother to file for her own reimbursements. Has anyone had success with Aetna with this? I guess the same question goes for ABC at W&I.
In terms of "risking out," I actually had my daughter at 36 weeks due to a slow fluid leak, though I never entered labor naturally despite my hopes that I would. I went to the ER due to leaking one Saturday and I had her on Monday. I've always had mixed feelings about what happened. All my tests were not definitive but indicated I "very likely" had a leak and every dr. we dealt told me I was now high risk and I had no choice but to be induced. Regardless of doubts about whether I truly had leak, I think most providers would have made the same call and induced me. My Dr's have suggested that if I've had an PROM with my first, it's more likely I will with my second and perhaps earlier in gestation.
Anyway, has anyone had a late preemie (or any other preemie) and then gone on to have a natural birth in an alternative, non-hospital setting? Any thoughts on if I would risk-out straight away? I know the best option here is to talk to a midwife about my situation but since I haven't narrowed that down yet, others' experiences would be helpful!
Another big question: if I did have complications during a home birth or birth center birth and had to go to the hospital, are you usually charged for both? Or partially for one, and fully for the hospital?
Thanks so much for any advice!