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  1. Family Life
    By Frugal Village Life is expensive; there is no way around it. Though prices rise with each passing year, your income may not and, if you have a family to care for, you may find yourself struggling to make ends meet. Creating and following a budget is the first step in making your finances...
  2. Special Needs Parenting
    Does anyone know how to get financial help for families with children with mental health disorders? My daughter is currently hospitalized for the fourth time for multiple mental health disorders directly a result of abuse and neglect while her biological father had custody of my children. My...
  3. February 2015 Due Date Club
    Anyone else have a partner who is not excited about the baby? This is our first child and it was unplanned. He said it's not that he doesn't want the baby, he's just scared and can only think about finances and making money right now. I've been waiting for him to "come around" but am getting...
  4. I'm Pregnant
    Hi, This is my first pregnancy. My husband and I both love children very much! The thing is we just recently changed our city (Had to move since he got a new job here). He is spending most of the day in office (comes home only after 9 - 9:30 pm) - his new job is very challenging. I am...
  5. Frugality & Finances
    <p>Hi all. I haven't been here in some years. All my babies became adults and I've been wandering the land of grown-ups. :)</p> <p> </p> <p>But I'm back for some advice. I made a horrible mistake and one of my children is paying for it. I believed that my dd was capable of more than she is.</p>...
  6. Frugality & Finances
    <p>A few years ago, I got some wonderful advice and support from the ladies on this board. I cut expenses to the bone, got TWO jobs and worked the opposite shifts of my husband so we wouldn't pay for childcare.</p> <p>Everyone thought I was crazy. I agree it was a hard and crazy time but I...
  7. Frugality & Finances
    <p>So, I am trying to decide what to do about dropping cable altogether. I am wondering if streaming TV through Amazon, Netflix, or Hulu is something to look into. It would be mainly for the kids. My husband only watches hockey, and our team just was bounced out of the playoffs last night, so...
  8. Frugality & Finances
    <div id="user_content_17607416"> <p style="margin-bottom:0px;margin-left:0px;margin-right:0px;margin-top:0px;padding-bottom:0px;padding-left:0px;padding-right:0px;padding-top:0px;">This is a support thread to help you not spend your money. </p> <p...
  9. Frugality & Finances
    I'm in the midst of saving for a down payment, and I keep reading about wildly different down payment percentages.<br><br> How large of a down payment (% wise) did you pay towards your home? Have you been happy with that? Do you wish you put down a different %?
  10. Frugality & Finances
    <p>For the purposes of applying to programs and services such as WIC, or health care assistance, or reporting income on school forms for reduced lunch, etc. does tuition reimbursement count as part of our yearly income? We've been counting it, and struggling the last few years, and I just...
  11. Frugality & Finances
    <p>Dh and I have been married 20 years and always shared money and accounts fully (except to say we each get discretionary money each month as a budget category).  I am a SAHM and homeschooling mother, dh is a public schoolteacher.  Recently we purchased a house with help from my parents, paid...
  12. Frugality & Finances
    <p style="margin-bottom:0px;margin-left:0px;margin-right:0px;margin-top:0px;padding-bottom:0px;padding-left:0px;padding-right:0px;padding-top:0px;">This is a support thread to help you not spend your money. </p> <p...
  13. Frugality & Finances
    <p>Today is April 8th and we've already overdrawn out bank account by almost $200. My husband gets paid once a month and was paid a week ago. We've got our bills paid until our next check, so that's not a problem until next month. But we still need gas and food through the rest of the month. I...
  14. Frugality & Finances
    <p>I just really need to vent about this.</p> <p> </p> <p>We have been trying (and failing) to get out of debt for a long time now. Every single time we try to do it and get on a better path something major happens. In January my husband got a job upgrade. He was told he would be making double...
  15. Frugality & Finances
    <p>I posted about my IRA a couple months ago, I do not have it invested and I am pretty confused about it. Anyway, I have 5000$ in an IRA. I also have about 11000$ in debt. of that debt 7200$ of it is in the form of student loans. I recently read you can withdrawal IRA for either a first home...
  16. Frugality & Finances
    <p>I  put new tires on this thing this year.    It has new breaks,  but the transmission went out and that plus a few other issues like the timing belt change will cost more than it is worth.    Does anyone have a frugal way to dispose of a car,   should I sell it for scrap? donate it ?</p>...
  17. Frugality & Finances
    <p>Are there any other YNAB users here? Some local mom's suggested it to me and I'm learning the ropes, just wondering if anyone else here uses it and might have some tips or success stories! </p>
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