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Discussion Starter · #1 ·
DH and I are currently living with my family. It's a pretty tight squeeze, but compared to what conditions we could be facing (homeless, in shelter(s) ) it's good. There are 9 of us living in a technically 3 bedroom house. My parents have one bedroom, my sister has one bedroom, my brother has the other bedroom, and my older sister has the back room that was added on to be a great room, then the 4 of us (DH, DD, DS, and I) are sleeping in a kind of hallway/passageway that was closed off. Not the best, but like I said, better than what our other option was. I got word from someone I know that someone is selling a single wide. It's in very good condition (from what the owner said, we're going to go look at it this afternoon), he put in new tiling in the kitchen and bathroom last year, painted, carpets, everything. I've seen the outside and some pictures of the inside, and so far, it looks very nice. Like I said, we haven't actually looked at the inside, so who knows, but the guy just moved out a few months ago (got married and moved into the girl's house), so it probably can't be *too* terrible. He's asking $1000. He just wants to drop the lot fee payment. Assuming it's in the condition he said it's in, I think it's an awesome opportunity. Obviously not something for long term, necessarily, but a slight step up from what we have now (living with family, who more or less disagree with me/us on everything about parenting, and let me/us know so...) The lot fees are only $240/month, so even if we add the purchase of the trailer to that, and divide it up against the lot fees for a year, that only makes it $340/month, about. It's 2 bedroom, 1 bath, and in looking, I haven't even found an apartment that is that cheap. We can have our dog there, and in most apartments I've found, we couldn't have our dog. We'd have a yard, which we wouldn't have in an apartment. It's a *very* quiet park, even when there were probably a dozen kids out, they weren't screaming/yelling/being loud, they were playing nicely. It's here in town, which is what DH and I want to be able to stay here. I think it's a pretty good deal, if it's in the condition he says it is. I think, even if we buy it, and it turns out we *don't* like it, it might be fairly easy to sell it, even at a bit of a loss (which wouldn't probably be much, considering it's $1000 we would pay for it, and we'd get a bit of use out of it.), and it wouldn't hurt us too badly. We'd probably pay $1000 in a few months in rent anywhere else. DH, who admittedly has a slight fear of commitment, doesn't like the idea of us owning our own place yet, I think it's not terrible.

What do y'all think? I'm *so* ready to be moved out of here... I love my family and all, but I don't need them telling me how my "crazy" (non-mainstream) ideas of parenting are wrong, and disciplining DD differently than I'm comfortable with.
 

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I would do it if you can afford it! You will want to factor in possible upkeep and repair costs as well.
We live in a 2 bedroom single wide and are very happy in it. We feel like there is plenty of space for us.
 

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It sounds good, just be sure you know all of the financial aspects up front. For example, do you have to sign some sort of lease for the lot? (In other workds are you committing to pay the lot fee for a period of time like 1 year?). If there is a lease agreement involved, then you might stand to lose more than just the $1000 purchase price if you walked away from the place later on. Also, do you have to pay any deposit on the lot? These might be silly questions, but I don't know what's involved w/ renting a space in a mobile park.
 

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I think as long as you could get out of it when you needed/wanted to, and can afford it now, then it sounds like a very good option.

I'm just thinking worst-case scenario when you feel it is time to move... It seems like the lot lease fee would be a year at a time or something, but what happens if no one wants the trailer?
 

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Are utilities included in the lot fee? Electric, water, phone... will you need your own internet, cable tv?? what about the laundry situation? Will laundry cost more $$ at the trailer?
Food? do you all share food now which can be a bit cheaper?
Daycare? will you need outside daycare at all vs having someone around where you are at now?

It sounds like a good situation but Im just trying to think of 'extra expenses' that are going to pop up.
 

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I can't look at your budget and know if you can afford the expenses that come with owning, but as for the quality-of-life issue - a singlewide in a decent park is about a million times better than living with your folks.
my parents lived in a singlewide when I was little and I loved it.
 

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Double check the rules of the park. You'll be stuck with them once you move in.

And also check the utility costs, like a PP mentioned. Those won't be included.

But if those things work for you, then I'd go for it in a minute. Way better than 9 people in a 3 BR house.
 

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Discussion Starter · #16 ·
We checked it out. DH actually really really liked it.

To address some of the points y'all brought up...

Water is included in the lot fee. So that would be taken care of. Gas and electric, according to the guy who is selling it, will be remarkably cheap, running right around $100/month, at least for how he used it...

We talked to him, and he said he would take $200 to hold it, and give us everything, and then give him the rest from our tax refund. We should have plenty for the purchase of the trailer, and DH makes enough that we should have enough to live comfortably paying the bills.

There is actually a washer/dryer in the trailer, along with oven and refrigerator, so laundry will be taken care of.

We eat pretty frugally, and get WIC, so that helps. We've been helping pay for food and stuff for the entire household. I don't usually buy too many items for full price, so that will help


The park is one of the best trailer parks in the area. It's very quiet, everyone we've encountered is very friendly, there are a lot of kids around DD's age to play with. It's not a huge park, there's only one road, and it just loops around, maybe there's around 25 trailers there...

We'll have to get our own satellite/cable and internet/phone, but I think I can get fairly good deals with at least the phone and internet... We've not had cable before (that wasn't provided in the cost) we've just gotten antenna broadcasting, and with the new digital television thing coming in June, we want to wait and see what kind of variety of channels will be available through that before we get cable or satellite (since I'm trying to drastically cut our television viewing... I think cable or satellite might make it easier to continue watching)

We won't have any extra childcare expenses. It's actually in the same town as we are living in now, actually just a few blocks (okay, maybe a mile?) from my parents' house. So they would still be able to watch DD and DS if we need them to. (If it helps, the town we live in has roughly 2,000 people and an area of approximately 1.10 miles, so not far to anywhere, really
)

From what he told us, there really isn't a set amount of time for the lot rent. He said he had been wanting to hold onto it for a bit longer to try and "flip" it and get more than what he paid for it, but just got tired of paying it, and decided to cut his losses.

Since today is Sunday, I'm going to have to call the office tomorrow and find out about filling out the application, and getting information. The manager is very friendly, though, as I've talked to him a couple of times.

The manager of the park is the one who gave me the man's name and number, so I'm assuming that everything is on the up and up with it being his to sell. (Am I right? I would assume he (the man selling the trailer) would have to have proven his ownership before moving the trailer to the park?) I honestly don't know much about trailer parks, the only one I've lived in should have been condemned 40 years ago (per the building inspector man who came when we complained our trailer wasn't up to code... we were renting).

We're getting a lot more than what we need to pay to buy the trailer in our refund, and we're planning on just saving that to have in case a major repair may come up.

I'm not sure about any deposit for the lot, when I talked to the manager, he didn't say anything about a deposit, just said we would have to pay $240/month for lot fees and pay to run the credit check.

I *think* I've covered everything.
 

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I think it sounds reasonable, but you also didn't post your other factors, like income, etc - not that you should feel you have to - its just hard to get a whole picture. $250/mo seems incredibly cheap to me, but I live in a high COL area. In my town the rent on the trailer lots is $550/mo (probably more now actually). When I first started reading your original post the thought that came to mind is that I would be wary of moving out of an extremely low cost situation where you have an opportunity to save up some money, and not giving yourself the time to build up a cushion. However, the situation sounds pretty tough and this sounds like a pretty reasonable solution - if its that much cheaper than rent, you aren't doing anything extravagant here. I think it sounds pretty reasonable, as long as that amount is really feasible for you to afford with your current income and expenses.
 

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I would make sure this is all done the proper way, from a paperwork perspective. I'm not sure how the ownership is proven, with a house there is a title that can be transferred. I'd just hate for you to be out the money and somehow he keeps the trailer or something.

The other thing that crossed my mind is maintenance and any hidden issues that may be going on (with respect to maintenance or lack of it). I'd check out (if you have the know-how) or have someone look at the vital systems to make sure they look like they're in good condition. Wouldn't want you to have a big repair bill to pay for! Also, I know when we bought our house the agent/lawyer told us that the day we get the keys we are to verify that everything works, all appliances, every tap, heat, AC, etc. I would be personally turning on each item to make sure. Just want you to be extra cautious so you don't lose any money on this, you know?

It definitely sounds like an improvement from where you are staying now - I hope it works out for you!
 
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