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Discussion Starter · #1 ·
Hey all!<br>
I'm having a homebirth but want to have the 18 week u/s to rule out anomalies and find out the sex. I *did* have insurance but due to a layoff, we probably won't have it again for about 3 months, and if we do it will be temporary insurance that probably won't pay for an u/s.<br>
The smart thing to do would be to wait the 3 months but jeez, I'm 13 weeks and only have 5 left until this magical mark where I can do this. I'm wondering what the cost is out of pocket for an u/s like this.<br>
I know some places will do a gender u/s for $50, but I want the whole thing. I don't want to have a baby at home without knowing that everything is more than likely fine. For instance if there's a heart defect or spina bifida, home may not be the best place, kwim?<br>
I also know I could call around and probably will, but it's Saturday night and I'm thinking of it now, so does anyone know?? <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"><br>
Take care,<br>
Karen
 

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Here in South Dakota the u/s runs about $300.<br><br>
Have hyou thought about applying to Medicaid? Would you qualify? They would cover the u/s.
 

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I pay $250 here in SOuthern California for an u/s in the Birth Center. M/W has said that down at the hospital they charge $500 for the high tech u/s.
 

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Discussion Starter · #4 ·
Nope. SOL for any kind of assistance; we make too much money. Isn't that funny? <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"><br>
In all honesty if it comes down to it we'll just wait until we have full coverage again. I'm just impatient <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile">
 

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The charge for my 17-week u/s with my first pg was $325.<br><br>
BTW, in Delaware, any pg woman without insurance automatically qualifies for medicaid, so you might want to find out how it works in your state. (I am in a similar situation and had to go back to full time at work to get insurance; of course I found out the little tidbit about medicaid the day after I signed all the paperwork <img alt="" class="inlineimg" src="/img/vbsmilies/smilies/eyesroll.gif" style="border:0px solid;" title="roll"> )
 

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Find out if there are any studies going on in your area, call a couple OB offices or something to find out. With my last pregnancy I did the FASTER study to get a free ultrasound, they just drew some blood, gave me a free ultrasound, and I got some $$ too. The FASTER study is over but there are always studies out there if you are willing to go that route. I am looking for a study in my area right now. We have Blue Cross/Blue Shield Valuecare but they don't cover pregnancy. The ultrasounds at the hospital I work at are like $400-something. I wonder where else to try, so the birthing center was cheaper than the hospital? I think I might call the birthing center. If I can't find a study I will have to pay for one.
 

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Kim, did they not pay for pregnancy at all and then you ended up getting them to pay for an ultrasound? How did it work? Just trying to figure out if there is any way I could get my insurance to pay for an U/S even though they say they don't pay for pregnancy related expenses.
 

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I have Blue Cross/Shield through my husbands employer. For some reason, they never paid for the ultrasound, I kept getting a bill for it. Rather then fight the insurance company and get all stressed out about it, we decided to just pay it. That was at 3 months. Even the hospital where I had it done at said BC/BS didn't pay for ultrasounds. Towards the end of the pregnancy, I started having complications, and had to be monitored in the hospital a few times. Then out of the blue I get a letter saying that after a review, the ultrasound was a medical necessity and was covered. I'm not sure why they decided to cover it, maybe because of the complications I was having and they wanted to cover their butts? My total birthing expenses was almost $15,000, of which we owe $1500.
 

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If are paying for coverage under COBRA, it's the same coverage as you would have as a regular employee -- it's just that your former employer is no longer subsidizing your monthly healthcare fees and you are paying the full amount for coverage out-of-pocket.<br><br>
From my EOB statements, an U/S is $500 at my OB's office. I'm in Chicago and go to a practice affiliated with Northwestern Memorial Hospital.
 

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I know in Franklin, TN i could get a u/s at FetalFotos for around $100 and up. The most basic is just a quick gender check and a scan all over the baby. If they do see anything obvious or that needs closer look they will notify your care provider and you and you can go from there. But the $100 does pay for a little diagnostics.
 

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<div style="margin:20px;margin-top:5px;">
<div class="smallfont" style="margin-bottom:2px;">Quote:</div>
<table border="0" cellpadding="6" cellspacing="0" width="99%"><tr><td class="alt2" style="border:1px inset;">
<div>Originally Posted by <strong>Karennnnn</strong></div>
<div style="font-style:italic;">Hey all!<br>
I'm having a homebirth but want to have the 18 week u/s to rule out anomalies and find out the sex. I *did* have insurance but due to a layoff, we probably won't have it again for about 3 months, and if we do it will be temporary insurance that probably won't pay for an u/s.<br>
The smart thing to do would be to wait the 3 months but jeez, I'm 13 weeks and only have 5 left until this magical mark where I can do this. I'm wondering what the cost is out of pocket for an u/s like this.<br>
I know some places will do a gender u/s for $50, but I want the whole thing. I don't want to have a baby at home without knowing that everything is more than likely fine. For instance if there's a heart defect or spina bifida, home may not be the best place, kwim?<br>
I also know I could call around and probably will, but it's Saturday night and I'm thinking of it now, so does anyone know?? <img alt="" class="inlineimg" src="http://www.mothering.com/discussions/images/smilies/smile.gif" style="border:0px solid;" title="smile"><br>
Take care,<br>
Karen</div>
</td>
</tr></table></div>
Level 2 Ultrasound is $142 here in the OB office. To go to a Peri it runs around $300.
 

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Discussion Starter · #15 ·
Wow thanks for all of the insight!<br>
Mara, you're brilliant.<br>
I just did a search on google and found several clinical trial websites. There are a ton of trials to participate in; I always thought they only advertised in the city paper lol!!!<br>
I did find one for fetal breathing patterns somewhat local in Rockville. I emailed them; they accept pregnant women from 16 weeks on; that would be PERFECT.<br>
I think my ob's office does u/s for about $250, at least that's what the bill from them said as far as what they billed insurance for. The only problem so to speak is that I decided to quit going to them after the 6 week point where we verified that there was a baby and not a blighted ovum this time.<br>
Cobra is going to cost way too much; we're probably going to get temporary insurance in the mean time. I can't see spending $900 a month, nor can I see where it would come from. That's a freaking mortgage for crying out loud. The insurance situation in this country is absolutely sad. But that's another story!!!<br>
Again though THANK YOU. I'll let you all know if they contact me!<br>
Take care!<br>
Karen
 
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