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<p>I'm due in March, having a home birth and am in the midst of coordinating payment through my insurance company. I have a PPO with Cigna and it seems many have been able to pull this off but one thing is coming up that has me totally perplexed. </p>
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<p>They apparently require that said midwife be backed up by an OBGYN. Has anyone run into this before? What specifically are they looking for and how is this typically handled with a homebirth midwife in MA. </p>
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<p>Does this mean getting tandem care from an OB? Or just specifying a backup OB in the event a transfer / section is needed?</p>
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<p>Thanks in advance!</p>
 
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