To build a house you will need to get a construction loan. Before the bank will aprove a construction loan for you, you will need to have a set of house plans drawn up so that they will be able to appraise it and decide how much the loan needs to be for. You will also want a set of plans for the contractor and to get an estimate for your own sake. Be sure to get a licensed contractor. I'm not sure how much it would cost to clear the land. It all depends on the amount of trees, access to the land, and what you want to have done. Get at least two if not three estimates and find out what they all include in their bid. If you are new to the construction industry I would hire a General contractor, they will take care of absolutely everything for you and line people up, it costs more but they know who to get for what and can save from costly mistakes. HTH.