Serina - I'm also trying to get DS's babybook done before he turns 2!! I'm so behind. I'm also in the exact same position as you as far as "me time". As soon as DS goes down for his nap I run around like crazy trying to get things done! Often, that's my only time to shower too! By the way, I'm still looking for that book - we recently put a bunch of books away to make room for some of DS's toys, but I know I can find it in the next couple of days.
STAY AWAY FROM THE TESTS!!!!! I'm also trying not to test until this weekend. We have Kaiser, so I might go into the lab for a urine test on Friday since it's free.
Welcome Taedareth! There are a lot of different opinions out there about finances and children, but here's my two cents. DS was a bit of a (happy) surprise baby, so we didn't have much choice, but for us having children and me becoming a SAHM meant not owning a home for now. We live in the SF Bay Area and it is ridiculously expensive (I think the median income around here is upwards of $70,000! And DH doesn't make anywhere near that! You can't find a home under $300,000 here) so for now we are renting an apartment. Sometimes that gets hard - we feel a little cramped and I'd LOVE to be able to paint my walls, but it works. If you look at our finances on paper, it doesn't make any sense that we manage to pull it off each month, but somehow we do. The Lord always provides just enough for us! And we aren't suffering in any way - we've just learned how to cut corners here and there.
We truly feel that God's plan for us, is for me to stay at home with our son and we find that when we are faithful to that plan, we find amazing blessings. It's not easy, but I also think that sometimes the hard times draw us together even more!
Is there any way you can cut out some expenses? If you are considering staying home, you might want to figure in that you wont have to pay for you to commute, or for a work wardrobe for yourself. Maybe your cell phone bill (if you have one) would go down, your grocery/eating out budget might be less etc. We found that the actual cost of having a baby is not that bad at all. If you breastfeed you don't have to worry about food for the baby for quite a while, and once baby starts eating solids, you can easily make your own. You can Cloth Diaper to save money (we didn't because of the apartment thing, but it was still only about $20 a week for disposable diapers).
DH and I took a class on money managment at our church last year called Master Your Money by Ron Blue (from Walk Thru the BIble Ministries) that was so helpful and comprehensive!! I was amazed at the things we learned. I would recommend this series to anyone! If you can't find a local church that offers it, you might be able to "rent" or borrow it from somewhere. Beyond that I'd have to say just pray, pray, pray about it! I think that the important thing is that you and your DH are on the same page and that you are faithfully presenting your plans to God. That sounds so cliche, and I hate it when people say that to me sometimes, but I find that when I calm down and do this, I find peace. I hope this helps you a little. You can totally PM me if you want.