my son is almost six and we've been homeschooling him pretty much his whole life.
to answer your questions:
1. Dh and I are low income and I am concerned about the financial commitments needed for books, supplies, etc.
~ you don't need to buy any books really; that's what libraries are for.
and as for supplies, i am consistently amazed at the value of rocks, dried beans, and cornstarch-based homemade fingerpaints.
honestly ~ it doesn't take a whole lot of supplies to well-educate a child.
2. I am in nursing school so I am not home all day every day. Is it appropriate to schedule school time around when I am home?
~ of course! that's one of the best things about homeschooling: you can set your own schedules. our family keeps a pretty "weird" schedule here too, but it works for us, and that's what matters.
3. I found an online school...Ohio Virtual Academy. it is structured but I am doing the teaching....has anyone used a program like this???
~ i have never heard of anything like this, and i would really be cautious if it's something i had to pay for. i would suggest, if you are looking for guidelines, check out homeschooling.about.com, which offers some good ideas, as well as subject areas that "should" be being covered per grade level.

to answer your questions:
1. Dh and I are low income and I am concerned about the financial commitments needed for books, supplies, etc.
~ you don't need to buy any books really; that's what libraries are for.


2. I am in nursing school so I am not home all day every day. Is it appropriate to schedule school time around when I am home?
~ of course! that's one of the best things about homeschooling: you can set your own schedules. our family keeps a pretty "weird" schedule here too, but it works for us, and that's what matters.
3. I found an online school...Ohio Virtual Academy. it is structured but I am doing the teaching....has anyone used a program like this???
~ i have never heard of anything like this, and i would really be cautious if it's something i had to pay for. i would suggest, if you are looking for guidelines, check out homeschooling.about.com, which offers some good ideas, as well as subject areas that "should" be being covered per grade level.