Mothering Forum banner

1 - 9 of 9 Posts

·
Registered
Joined
·
173 Posts
Discussion Starter #1
So here's a question for those of you that have received your bills or are veterans: how much are these ultrasounds going to cost me? How about each time I'm getting bloodwork done?<br><br>
I only ask because, if it were up to me, I'd have tests weekly- I mean, I just want to know and have that reassurance on a regular basis. On the other hand, I know that is outrageous and probably very expensive...<br><br>
So anyone have an estimate of ultrasound and blood work costs? I have insurance, but I have a high deductible plan, so I will be paying out of pocket. Now, I made sure I went to a place that was in-network, so I know the total cost is less than what it would have been out of network, but still...just wondering.
 

·
Registered
Joined
·
946 Posts
I am not sure about how much bloodwork costs, but both of my ultrasounds have cost about $600 a pop before insurance. They were both purely viability ultrasounds, and therefore quick--I don't know whether a more extensive ultrasound like the anatomy scan would cost more.
 

·
Registered
Joined
·
823 Posts
Not sure. My insurance covered (last time) all prenatal stuff at 100%. It was considered "preventative". I am not sure about this time around. Hopefully, they will like the fact that I plan on saving them about 40K by having a HBAC (not to mention last time I got an extra 5 day stay at the hospital for another 60K due to complications). I doubt it though.
 

·
Registered
Joined
·
1,582 Posts
how high is your out of pocket deductible? Because honestly depending on how much bloodwork/U S you have you can easily meet that quite quickly. The average 2-d U/S can run you about 300-500 dollars depending on what all they are checking for. If you are using a in network provider I would think that they would be able to tell you your out of pocket expense before you get things done or at least have an idea of the billing code in which case you could call your insurance company and ask what you would be responsible for.
 

·
Registered
Joined
·
591 Posts
It's really going to depend on your coverage.<br>
I usually get "billed" around $600 for the u/s, plus around $200 for the radiologist reading the u/s. My insurance company's agreement brings that price to around $450 + $150. I have a 90/10 plan, and pay $60 unless I haven't met my deductible yet (and I haven't.)
 

·
Registered
Joined
·
94 Posts
I don't have any numbers to be helpful, but when DH and I started talking about TTC, I did some research and basically concluded that baby would cost enough (between prenatal visits and delivery) to easily go up to and well beyond the deductible, even on a high-deductible plan. It's just a matter of how soon you get there, I think.
 

·
Registered
Joined
·
353 Posts
I haven't received a single bill yet and not sure if I will. I am pretty sure that my insurance covers 100% of necessary (according to my physician) testing.
 

·
Registered
Joined
·
173 Posts
Discussion Starter #8
<div style="margin:20px;margin-top:5px;">
<div class="smallfont" style="margin-bottom:2px;">Quote:</div>
<table border="0" cellpadding="6" cellspacing="0" width="99%"><tr><td class="alt2" style="border:1px inset;">
<div>Originally Posted by <strong>Sobranna</strong> <a href="/community/forum/post/15376929"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">I don't have any numbers to be helpful, but when DH and I started talking about TTC, I did some research and basically concluded that baby would cost enough (between prenatal visits and delivery) to easily go up to and well beyond the deductible, even on a high-deductible plan. It's just a matter of how soon you get there, I think.</div>
</td>
</tr></table></div>
Yeah, you are totally right. oh geez good thing I didn't spend my tax return lol
 

·
Registered
Joined
·
1,178 Posts
<div style="margin:20px;margin-top:5px;">
<div class="smallfont" style="margin-bottom:2px;">Quote:</div>
<table border="0" cellpadding="6" cellspacing="0" width="99%"><tr><td class="alt2" style="border:1px inset;">
<div>Originally Posted by <strong>oakparkveggie</strong> <a href="/community/forum/post/15378329"><img alt="View Post" class="inlineimg" src="/community/img/forum/go_quote.gif" style="border:0px solid;"></a></div>
<div style="font-style:italic;">I haven't received a single bill yet and not sure if I will. I am pretty sure that my insurance covers 100% of necessary (according to my physician) testing.</div>
</td>
</tr></table></div>
Some providers use "global billing," I think it is called. Basically, they bill for everything in one lump sum, and then the hospital bills separately.
 
1 - 9 of 9 Posts
Top